I&M OTG Personal KE
I&M OTG
Only for iPhone
Free
Banking has never been easier. I&M App offers you a safe, secure and convenient mobile banking experience and allows you to enjoy unique banking services on your device anywhere and at any time.
The features that you will enjoy include;
- Accounts overview
- Check your bank balances of operative, deposit, loan accounts and savings accounts
- Local payments
- International payments
- Mobile money (Mpesa pay bill, till and airtime top-up)
- Stop cheque services request
- KRA Payment
- Pesalink to phone
- Manage Standing instructions
- Beneficiary management
- Profile management (View basic details, Add and remove profile picture)
- Account to Card Payments
- Deposit Account Creation
- M-PESA to Bank Payment
more What's New
• FX Calculator – Quickly estimate exchange rates before making your foreign currency transactions.
• I&M Capital Wealth – Invest in the GBP Fund directly through the OTG app.
• Fikisha Goalz – Close your savings goals conveniently within the OTG app.
4.62.733 Aug 9
What's New
• FX Calculator – Quickly estimate exchange rates before making your foreign currency transactions.
• I&M Capital Wealth – Invest in the GBP Fund directly through the OTG app.
• Fikisha Goalz – Close your savings goals conveniently within the OTG app
4.61.729 Jul 21
What's New
• FX Calculator – Quickly estimate exchange rates before making your foreign currency transactions.
• I&M Capital Wealth – Invest in the GBP Fund directly through the OTG app.
• Fikisha Goalz – Close your savings goals conveniently within the OTG app
4.61.728 Jul 21
What's New
• FX Calculator – Quickly estimate exchange rates before making your foreign currency transactions.
• I&M Capital Wealth – Invest in the GBP Fund directly through the OTG app.
• Fikisha Goalz – Close your savings goals conveniently within the OTG app.
Improvements
• General bug fixes, stability improvements, and performance enhancements for a smoother, more reliable experience.
4.60.727 Jul 13
What's New
* I&M Capital Wealth – seamlessly open your wealth account within the OTG app.
* Improved Local Transfer experience – easily choose between I&M Bank and other banks.
* Enhanced Utilities and Lipa na I&M experience for smoother navigation and payments.
Improvements
* General bug fixes and performance enhancements.
4.59.717 May 11
What's New
* Fikisha Goalz Revamp - enhanced design and improved experience to help you save and manage your goals more easily.
* Start and track your 52 Week Savings Challenge within Fikisha Goalz.
* Share your Fikisha Goalz account details with family and friends to contribute towards your savings goal.
Improvements
* General bug fixes and performance enhancements.
4.58.709 Mar 3
New Features
* Safety Tips
* Debit Card Ordering option during Account Opening
* I&M Capital Risk Disclosure Acceptance
Bug Fixes and Enhancements
* Payment and UI enhancements
* UPL and BNPL Loans UI improvements
4.57.605 12/16/2025
New Features
* Last Expense Cover – financial protection for you and your family through GA Life Assurance.
* Revamped Dashboard – a fresh, simplified look to make navigation and access to key features
Bug Fixes & Improvements
* General bug fixes and performance improvements.
4.57.599 10/31/2025
New Features
- Access to I&M Capital Funds – Existing Members can now view their portfolio balances, purchase and withdraw units directly within OTG app.
Bug Fixes & Improvements
- Bug fixes and improvements for a smoother, more reliable experience.
4.57.593 10/07/2025
New Features
- Self-service options to give you more control without branch visits.
- Lipa na I&M: Pay conveniently to I&M Merchants without moving money to M-PESA first.
Bug Fixes & Improvements
- Bug fixes and improvements for a smoother, more reliable experience.
4.56.586 09/11/2025
We’ve made some important updates to improve your experience.
- Improved beneficiary mapping for local payments
- Resolved visibility issue for I&M Savers accounts in C2B payments
- Refreshed the cool-off period message for better clarity
- Enhanced auto sign-out during inactivity, for enhanced security
- Fixed biometric login issues for smoother access
- Prevented multiple account selections during account opening
- Added KRA PIN validation in the account opening process
Update now to enjoy a smoother and more secure app experience!
4.55.573 07/24/2025
We’re excited to bring you the latest update packed with improvements to enhance your experience:
- Easily enroll your biometrics for faster, more secure logins.
- Improved recognition of trusted devices for seamless access.
- Enhanced support for processing international transactions smoothly.
- Display of card transaction details.
Update now to enjoy a smoother, more secure experience.
4.55.570 06/19/2025
* Improved payment experience for seamless transacting.
* General performance and stability improvements
4.55.567 06/09/2025
* Improved payment experience for seamless transacting.
* General performance and stability improvements
4.55.566 06/03/2025
- Register and activate the Mobile Banking USSD service (*458#) directly through the OTG App.
- A refreshed mobile payments page to make navigation quicker and more user-friendly.
- Save your prepaid and credit card payment beneficiaries for faster repeat payments.
- You can now view uncleared balances right within the app, giving you better visibility of your funds.
4.55.564 05/22/2025
- Register and activate the Mobile Banking USSD service (*458#) directly through the OTG App.
- A refreshed mobile payments page to make navigation quicker and more user-friendly.
- Save your prepaid and credit card payment beneficiaries for faster repeat payments.
- You can now view uncleared balances right within the app, giving you better visibility of your funds.
3.53.558 04/09/2025
Feedback:
Share your thoughts! We've added a feature to let you provide feedback on our services.
Grow with I&M:
Explore personalized options to grow your money, all in one place.
Improved Performance:
Enjoy a faster, smoother app experience with our latest optimizations.
3.52.553 01/27/2025
Feedback:
Share your thoughts! We've added a feature to let you provide feedback on our services.
Grow with I&M:
Explore personalized options to grow your money, all in one place.
Improved Performance:
Enjoy a faster, smoother app experience with our latest optimizations.
3.52.552 01/22/2025
1. I&M Bank Milele Rewards - Kenya’s best card loyalty program
Earn Milele Points with every purchase you make using your I&M Bank Debit or Credit Card.
Redeem your Milele Points for:
- Airline tickets
- Hotel stays
- eVouchers
- Cashback
2. Fund your account directly and seamlessly from your Airtel Money wallet.
3.51.548 12/05/2024
1. I&M Bank Milele Rewards - Kenya’s best card loyalty program
Earn Milele Points with every purchase you make using your I&M Bank Debit or Credit Card.
Redeem your Milele Points for:
- Airline tickets
- Hotel stays
- eVouchers
- Cashback
2. Fund your account directly and seamlessly from your Airtel Money wallet.
3.51.547 11/26/2024
1. I&M Bank Milele Rewards - Kenya’s best card loyalty program
Earn Milele Points with every purchase you make using your I&M Bank Debit or Credit Card.
Redeem your Milele Points for:
- Airline tickets
- Hotel stays
- eVouchers
- Cashback
2. Fund your account seamlessly directly from your Airtel money wallet
3.51.546 11/22/2024
I&M Merchant Payments: Pay quickly and securely to I&M merchants using OTG.
Login with QR Code: Scan the QR code on the website using your I&M OTG app for instant login.
3.50.542 10/15/2024
Introducing the I&M Buy Now Pay Later.
Shop at participating stores like Hotpoint, Furniture Palace, Jumia, and many many more with the freedom to buy and pay later!
With the I&M BNPL loan, you can instantly access a credit limit, shop, and enjoy flexible repayment options of up to 12 months.
Update now, opt in and enjoy the I&M BNPL Loan.
3.49.539 08/23/2024
Send Money with Confidence: See the recipient's name before confirming your transfer, ensuring accuracy.
New Card Requests: Easily request Prepaid and Credit Cards right from the app.
Fikisha Goals Update: Enjoy an updated interest rate of 8% on your savings goals.
Bug Fixes:
Zuku Payments: Resolved issue causing transaction failure.
Airtel Postpaid: Resolved issue causing transaction failure.
3.47.535 07/30/2024
- Boost Your Savings with Fikisha Goals: Set goals and earn a 6.3% interest rate on all your savings!
- Favorites: Save frequently used accounts as favorites. Favorites will now be auto-selected during transfers, saving you time.
- Seamless Own Account Transfers: Transferring money between your own accounts is now even more convenient.
- Smoother Payments to China: We've made sending money to China easier.g money to China even easier.
3.45.531 06/10/2024
What's New
• FX Calculator – Quickly estimate exchange rates before making your foreign currency transactions.
• I&M Capital Wealth – Invest in the GBP Fund directly through the OTG app.
• Fikisha Goalz – Close your savings goals conveniently within the OTG app.
more Version 4.62.733 Aug 9
Data Not Linked to You The following data may be collected but it is not linked to your identity:
