Pana is the best financial app connected with a debit card that allows you to make and receive payments, purchase products, send money, and connect with your friends wherever they live. Experience the ease of remittances, international wire transfers, and exclusive benefits—all in one app.
OPENING AN ACCOUNT TAKES ONLY 2 MINUTES
- Open a Pana account directly from your phone using your passport, SSN, ITIN, or any government-issued ID.
- Our agents are Hispanics who speak both English and Spanish, ask them anything.
NO SOCIAL SECURITY NUMBER (SSN) ? NO PROBLEM
- Open a US bank account with your ITIN, passport, or any of the 150 other official documents we support
- We do not check your credit history or immigration status
- Our agents are Hispanics who speak both English and Spanish, ask them anything.
NO HIDDEN FEES
- No minimum balance
- No opening deposit
- No monthly fees
- No overdraft fees
CASH DEPOSITS (*FOR US CUSTOMERS)
Instantly deposit cash into your Pana account at over 100,000 locations nationwide, including:
• Walmart
• 7-Eleven
• Walgreens
• ACE Cash Express
• Circle K
• CVS
• Dollar General
• Family Dollar
• Rite Aid
• Safeway
• Kroger & more.
CASH WITHDRAWALS (*FOR US CUSTOMERS)
- Thousands of ATMs are available for you to withdraw cash whenever you need it.
TOTALLY SAFE
- MasterCard's zero liability policy protects all unauthorized purchases
- *US CUSTOMERS: Deposits are FDIC insured up to $250,000 through Community Federal Savings Bank, a member of FDIC
- The app is protected with two-factor authentication, biometrics
REMITTANCES / INTERNATIONAL MONEY TRANSFERS
- The Pana app allows you to send money to your panas all over the world
- Money can be sent in minutes to any bank account in Latin America or anywhere in the world
- Delivery methods include cash delivery, pickup, and account deposits
INTERNATIONAL WIRE TRANSFER
- Add funds to your Pana Account from any bank in the world using International Wire transfers. (The easiest and safest way to bring your savings to the United States)
CUSTOMER SERVICE IN SPANISH AND ENGLISH
- Our agents are Hispanics who speak both English and Spanish
- Talk to our team by phone or video call
**Services and features described may vary for users in different countries and/or regions.
Pana is a financial technology company, not a bank. For US Customers: Banking services provided by Community Federal Savings Bank, Member FDIC, pursuant to a license by Mastercard International Inc.
I can’t say enough good things about Pana! This app has truly revolutionized how I manage my finances. It’s specifically designed with the Latino community in mind, making it so much easier to navigate features that understand and address our unique needs.From seamless money transfers to user-friendly budgeting tools, everything is simple yet powerful. I love that they offer bilingual support and culturally relevant financial education—something other platforms often overlook.Pana has made managing money not only stress-free but enjoyable. If you’re looking for a banking app that prioritizes accessibility, inclusivity, and convenience, this is it. Highly recommend!
Developer Response
Thank you so much for your wonderful review! We're thrilled to hear that Pana has made such a positive impact on how you manage your finances. Supporting the Latino community and creating tools that are both inclusive and user-friendly is at the heart of what we do, so your kind words mean the world to us. We’re especially glad you’re enjoying the bilingual support and culturally relevant features—we're always working to ensure that everyone feels seen and supported. Thank you for recommending Pana, and we’re excited to continue being a part of your financial journey! 🙌✨
Best Remittance App!
davidmarte2
I have been using different apps to send money to the Dominican Republic from the USA for the past 12 years, and it has always been a challenge. Most services have limited payment methods, high transaction fees, or low conversion rates to Dominican pesos.Pana solved all of that at once. The app was super easy to use, gave me many options to add money, and the conversion rate was excellent. My family received the full amount I sent, and I ended up saving more than $50 per transaction. On top of that, the money arrived in my mom’s account very quickly.I am very happy with the experience.
Developer Response
Wow, thank you so much, davidmarte2! 🙌 Hearing that Pana helped you save money and send funds quickly to your family in the DR means everything to us. 💙🇩🇴 We built Pana to make remittances simple, fair, and fast, your experience shows we’re on the right track!
The best app for international payments
RickyRickks
I’ve tried several apps to receive money from abroad, and Pana is the only one that really works smoothly. It’s fast, reliable, and super easy to use. What I love the most is being able to have international accounts without all the extra paperwork or hassle.I use it to get paid for music, creative work, and collaborations — everything runs perfectly. If you work with clients or projects overseas, this app is a game changer. 🔥
Developer Response
Thanks a ton, Ricky! 🙌 We’re really happy to hear Pana’s working smoothly for all your projects; music, creative work, collaborations. That’s exactly why we built it: fast, reliable, and without the usual headache.We’ve got more features coming to make your international payments even easier, so stay tuned.Gracias for trusting Pana! 🔥💙
FEW CHANGES NEEDED
Viola Carretero
I love this app so much!!!But I just wish the cards expiration date was a few more years longer it expires 2 years after having the card :( I also wish you can add money through a barcode without needed the actual card, and have a higher limit for withdraw and deposits.I wish it can also add money from a debit card too! And it needs a fix I wish it would show pending and completed transactions it’s only showing paid transactions. And it’s charging my card overdraft for the completed transactions, as if they were a new purchase which puts my account into negative when I had already got charged for my purchase, I wish it would show pending and completedEvery transaction just shows “PAID”Nothing else :( I can’t tell what’s pending or not, I even updated the app and still shows paid on all transactions. I don’t know why. But otherwise it’s a good app and a great layout!
Developer Response
Hi Ghdjgjk! Thank you for your feedback and love for the app! 🎉We're excited to let you know we're working on enabling money additions via barcode and debit cards, coming in the next few weeks. Starting today, we've increased the withdrawal and deposit limits. We're also fixing the transaction display issue to show pending and completed transactions. Your suggestions are invaluable, and we're here to give you a 5-star experience. Stay tuned for more updates!
The best banking app just got better!
[*] Pana works worldwide. Invite your friends.
[T] New Platinum Card for international accounts.
[+] Pana to Pana. Send money instantly, with no fees.
[$] Easier top-ups. Now with Apple Pay and Google Pay.
[~] PayLink. Receive payments in seconds, from clients or friends.
[#] Cash deposits in the U.S. Top up with a barcode or card at over 100,000 locations.
Version 26.0331.01
The developer, Pana Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contacts
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
