Rate: Home, Finance & Wellness
Loans, travel, fitness & gear
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Rate is a next‑generation mortgage, auto, and wellness app that connects your home, finances, and daily wellbeing in one seamless experience. With fast approvals, intuitive tools, and a growing library of wellness and lifestyle content, Rate helps you move confidently through every part of life — from buying a home to improving your health.
Homeownership & Lending:
-Apply in minutes for a mortgage, refinance, HELOC, personal loan, or auto loan.
-Explore homes for sale and check your home’s estimated value.
-Track every step of your loan through the Loan Center with real‑time updates.
-Connect with dedicated mortgage advisors and access insurance options for home, auto, pets, umbrella, and more.
Auto Loans:
-Browse vehicles by make, model, and body style.
-Get instantly pre‑qualified and receive a printable voucher to bring to the dealership.
-Compare financing options and shop confidently with clear terms.
Wellness, Lifestyle & Performance:
-Explore Yoga Yard flows, Zen Den meditations, Sleep Sanctuary soundscapes, and the 7‑Day Sleep Harmony series.
-Train with athlete‑led programs including Train Like a Champ and Outdoor Studio workouts filmed in Miami and Chicago.
-Build healthier routines with Nutrition Kitchen meal plans and Guru Garden mindfulness sessions.
-Shop RateFit — premium performance apparel designed for movement, comfort, and everyday wear.
-Discover Rate Outdoors for saunas, cold plunges, outdoor showers, and backyard wellness essentials.
-Plan your next trip with Rate Travel, offering flights, hotels, and experiences directly within the app.
Your Life, Connected Rate brings together your financial tools, wellness routines, lifestyle products, and daily decisions to help you live more balanced every day.
Rate Personal Loans:
Loans are made by Rate, Inc. (NMLS ID 2611). You must be 18 years of age or older (19 years of age or older in Alabama). To qualify, a borrower must be a US citizen, a permanent resident, or a non-permanent resident in the US on a valid, long-term visa. You must meet our minimum requirements established for this offer including, but not limited to, credit history, debt-to-income ratio, and application information. Your actual rate depends on your requested loan amount, loan term, creditworthiness, and a variety of other factors. Repayment options range from 1 – 5 years. Loan amounts range from $4,000 - $50,000. Standard fixed rates from 8.99% to 19.99% APR. With a 0.25% autopay discount established at loan origination with an automated monthly debit from a qualifying deposit account for repayment, standard fixed rates range from 8.74% to 19.74% APR. Rates and loan amount may differ due to state-specific requirements and may impact your ability to qualify for a loan. Limitations: FL, ME, NC, TX, VT, PA, and CT (rate); IL, MA, CA, RI and NM (amount); OH (duration). The lowest rate advertised is reserved for the most creditworthy borrowers. Advertised rates and terms are current as of 01/13/23 and are subject to change without notice. Loan proceeds cannot be used for post-secondary education expenses or to purchase cryptocurrency or securities. Personal loans are only available in AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, IA, KS, LA, ME, MA, MI, MD, MN, MO, ND, NC, NH, NJ, NM, OH, OK, PA, RI, SC, TN, TX, UT, VT, WA, and WY as of 01/13/23. Loan applications outside of these states will not be accepted at this time. To qualify, a borrower must be a US citizen, a permanent resident, or a non-permanent resident in the US on a valid, long-term visa.
This update expands Rate’s lifestyle, wellness, and performance offerings with new shopping experiences, new content categories, and a new Train Like a Champ personality.
RateFit Our new athleisure and lifestyle apparel brand, RateFit, is now live, first purchasers receive a 10% discount when you sign up.
Rate Outdoors Discover Rate Outdoors, offering indoor and outdoor saunas, cold plunges, outdoor showers, and premium outdoor furniture for your home.
Sports Performance Content A new video series category is now available, featuring tips for sports including golf, pickleball, tennis, and padel.
Train Like a Champ – Tyson Bagent, quarterback for the Chicago Bears, is now featured in the Rate App.
The developer, Guaranteed Rate, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Guaranteed Rate, Inc.
- Size
- 116 MB
- Category
- Finance
- Compatibility
Requires iOS 17 or later.
- iPhone
Requires iOS 17 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English and Spanish
- Age Rating
9+
- 9+
- Contains
Health or Wellness Topics
- Copyright
- © Guaranteed Rate, Inc.
