Origin: Budget & Track Money 4+

Spending, Saving, & Net Worth

Origin Financial

    • 4.4 • 82 Ratings
    • Free
    • Offers In-App Purchases

Screenshots

Description

Automate your budgeting, get 1:1 expert financial guidance, track your spending and investments, and file your taxes right in Origin. Origin is the all-in-one money management platform that supports you, so you don’t have to solve money questions solo.

Spending & Budgeting:
- Seamlessly track your spending, subscriptions, and bills with real-time expense tracking.
- Create a personalized budget that works for you.
- Effortlessly manage your cash flow and see money coming in and out.

1:1 Financial Planning:
- Match with a CERTIFIED FINANCIAL PLANNER™ professional based on your personal goals and priorities.
- Book a live session with your dedicated financial planner to ask any money questions and get expert guidance.
- Receive a step-by-step plan and track your progress in Origin.

Tax Filing:
- File your taxes right in Origin and navigate complex tax scenarios at no extra cost.
- Take the dread out of tax season with simple, stress-free returns and expert tax specialists ready to help.

Holistic Net Worth:
- Connect your bank accounts, credit cards, investments, loans, and retirement plans in one place to see your full financial picture in Origin.
- Track your holistic Net Worth and see how your assets and liabilities factor into it.
- Get powerful, personalized money recommendations, so you don’t leave money on the table.

Investing:
- Track individual stock and portfolio performance and optimize your strategy.
- Invest directly in Origin with no advisory fees eating into your returns.
- Answer a few questions and Origin will create a customized investment portfolio tailored to your risk tolerance and time horizon.

Sidekick:
- Get personalized financial guidance from Sidekick, your own 24/7 AI-powered planner.
- Ask any money question—from “How can I create a balanced investment portfolio?” to “How has my cash flow been trending?”— and gain clarity on your financial situation with expert-vetted answers.

Equity:
- Track private or public equity compensation.
- See an overview of your estimated net value, your vested and unvested shares, and your projected value over time.

Manage your money as a couple:
- Invite your partner to Origin at no extra cost.
- Link all your accounts to team up on your finances—see spending across your household, track joint net worth, invest together, and jointly file taxes.


Safe, strong, and secure:

At Origin, securing your data is our number one priority. Origin has implemented best-in-class encryption, data protection, and operational protocols to ensure our members’ information is safeguarded.

- All account data is anonymized immediately so it’s not personally identifiable.
- All financial accounts connected to the platform are protected with bank-level security.
- SOC2 Type 2 certified
- GDPR compliant
- Tax product is IRS compliant

Terms of use: https://app.useorigin.com/global-assets/docs/origin_terms_of_service.pdf
Privacy policy: https://www.useorigin.com/legal/privacy-policy

Advisory services are offered through Origin Advisory Services LLC ("Origin RIA"), a Registered Investment Adviser registered with the Securities and Exchange Commission and a wholly-owned subsidiary of Blend Financial Inc. DBA Origin Financial. Origin RIA's registration as a Registered Investment Adviser does not imply a certain level of skill or training. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

What’s New

Version 1.48.0

Improvements and bug fixes from the previous versions.

Ratings and Reviews

4.4 out of 5
82 Ratings

82 Ratings

AllieMay2016 ,

Great Budgeting App, Could Use Improvement

I love this app and the ability to make my own categories for my spending breakdown.
You can take how much you’ve spent and where it went by year, quarterly, monthly or weekly.
There could be a few adjustments made to make it even better and more customized.
1) My weekly budget runs Friday to Thursday so I have it set up based on the calendar being Friday - Friday. Unfortunately the app only does weekly spending breakdown of Mon-Mon 😪.
2) It doesn’t update your accounts as regularly as say Quickbooks, or give you the option to swipe down and release to update your account balances. So they aren’t always accurate and if you want real time data you may need to disconnect and reconnect your bank accounts.
Hopefully they will make these improvements soon because I do love this app and recommend it.

Developer Response ,

Thank you for your feedback! We're thrilled to hear you love the app and its customizable spending categories. We're constantly working on improvements, and really appreciate your suggestions.

We’re excited to let you know that we are launching the “manual refresh” experience in the coming weeks, which will enhance the real-time accuracy for your account balances! Stay tuned for more updates, and thanks for all your support!

All the best,
The Origin Team

Bax4191 ,

Finally a personal finances app I’ll actually use

I’ve used Mint and Personal Capital in the past, but was always left frustrated with the design and capabilities. As someone in tech who is heavily comped in pre-IPO stock, the equity feature is great and allows me to see the full picture of my finances without logging into my employee stock admin account. I also am impressed by the account sharing features, which allows my spouse to have her own log in credentials, but with full access to all our shared accounts. I’ve only scratched the surface with the budgeting functionality, but so far it’s been good. I’m sure additional features and usability will come, and my only complaints so far are small (more emojis and ability to add notes to transactions would be great). There are other features like estate planning and investing that also provide real value, and my one experience with customer support (via chat with a live human) was exceptional. Any doubt I had about Origin being worth the subscription price is long gone, and I’m confident I’ll be a religious user for a long time to come. Well done!

Sarah9999999y ,

Beautiful design, questionable functionality

I only use Orgin because it’s free through my job, otherwise I would switch to something without so many issues and bugs. There’s a bug on mobile that means you can’t adjust budget categories most of the time. It’s a tap/swipe issue, as another reviewer pointed out, meaning when you tap and slide to show additional categories nothing happens. This makes it impossible to have a clear picture of my spending categories. No issues on desktop. In the budget section the charts are not accurate. For example $50 is visually represented the same as $800 in a category with a budget of $300. So it looks like I’m significantly over budget when in fact I’m under. I can’t link my Vanguard account, even though I’m using the correct credentials.

Developer Response ,

Hi Sarah,

Thanks so much for your feedback here! We hugely appreciate your input on your experience. We'd love to learn more about this, please contact our support team at hereforyou@useorigin.com so that we can get to the bottom of the issues you mentioned! 

Thank you,
The Origin Team

App Privacy

The developer, Origin Financial, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Usage Data
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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