+++ Improvements +++ At the end of the year, we tidied things up once again: we eliminated a few bugs and made a few adjustments. The result: greater stability, better performance and a version that will reliably carry us into the coming year.

+++ Improvements +++ Minor optimizations and bug fixes ensure greater stability and better performance.

+++ Express setup – get started even faster +++ This new feature allows you to use the Sparkasse app much more quickly. If you have already set up the S-pushTAN app, the Sparkasse app will automatically transfer your login details – without you having to re-enter your login name or PIN. This allows you to get started with mobile banking faster and saves you time during setup. Of course, you can still enter your login details manually if you prefer. +++ Personal data update – directly in the app +++ You can now conveniently update your personal data directly in the app. A notification on the home page will inform you as soon as a check is necessary – quickly, securely and without any detours. +++ Personal identification – faster and more secure +++ You can identify yourself more quickly: the online ID function (eID) can now be used directly in the Sparkasse app without any additional applications. Step-by-step help guides you through the process, your iPhone / iPad automatically checks NFC capability, and PIN changes or unlocking via PUK are also integrated. +++ Accessibility – more accessible +++ With each update, the Sparkasse app becomes even more accessible. Improved navigation, optimized content and additional help make it easier for everyone to use – regardless of individual limitations.

+++ Improvements +++ With the latest upgrade, your banking app is more stable, secure and reliable. Minor bugs have been fixed – and Wero has been specifically optimized so that you can now make payments even faster and more conveniently.

New features and improvements +++ Haven't activated Wero yet? +++ You can get started right away: After entering your current mobile phone number, you will be guided through the Wero setup process. +++ Wero home page +++ Using Wero is now easier and more intuitive: with just one tap on the home page, you can access all Wero features and a list of recent activities. +++ S-Vorteilswelt +++ Quick access to the benefits of your S-Vorteilswelt – directly from the Sparkasse app. +++ Accessibility +++ Once again, you will find further adjustments in the app that help to enable even more people to use it without restriction. +++ Improvements +++ Minor optimisations and bug fixes ensure greater stability and better performance.

+++ Improvements +++ Your banking app has been upgraded for greater stability and maximum security.

+ Improvements + Your banking app has been upgraded – for greater convenience and maximum security.

+++ Optimizations +++ This update improves your banking app so that you have your finances under control on your iPhone or iPad.

+++ Optimizations +++ This update improves your banking app so that you have your finances under control on your iPhone / iPad

+++ Split expenses +++ Shared expenses can now be easily managed and settled with Wero, without you having to do any complicated calculations yourself. You can find this feature under ‘Request money’ and ‘Split amount’. +++ Outlook +++ Starting in October, there will be a change in European payment transactions: Verification of Payee (VoP) will come into effect. Before each transfer, the app will check whether the recipient's name matches the account holder. This will better protect you from incorrect transfers and fraud attempts. To ensure that everything runs smoothly at the start, we have already implemented all the necessary technical changes in the app. +++ Improvements +++ We have also made general improvements to your banking app and fine-tuned many small details – in terms of functions, views and processes. For mobile banking that is secure, clear and convenient.

+++ Optimizations +++ The new version brings improved interaction between the Sparkassen Banking app and the S-pushTAN app.

+++ Optimizations +++ This update contains general improvements and at the same time optimizes a few smaller things, which we would like to make available to you in the best possible form.

+++ Access for all +++ Accessibility ensures that everyone has their finances under control. The ‘accessibility expansion’ in the Sparkasse app continues: this time, the focus is on app setup, payment transactions and the financial overview, including turnover lists and account and turnover details. +++ Wero: pay in a flash +++ In addition to the account details, you can also delete the email address and mobile phone number if you no longer need a contact for Wero payments. You will find the transactions visually refreshed and you will benefit from further improvements in onboarding. +++ Sending money via app more convenient +++ - Have you received an invoice in your health insurance app and want to pay directly? Transfer the payment details to the Sparkasse app at the tap of a finger and make the transfer there. This new interaction has been launched with the Versicherungskammer Bayern and UKV apps - others will follow. - Sending money around the world quickly and easily via international transfers is now even more convenient: you can now find the status of international transfers clearly listed in the app. +++ Improvements +++ This update also includes general improvements.

+++ Access for all +++ Accessibility ensures that everyone has their finances under control. The ‘accessibility expansion’ in the Sparkasse app continues: this time, the focus is on app setup, payment transactions and the financial overview, including turnover lists and account and turnover details. +++ Wero: pay in a flash +++ In addition to the account details, you can also delete the email address and mobile phone number if you no longer need a contact for Wero payments. You will find the transactions visually refreshed and you will benefit from further improvements in onboarding. +++ Sending money via app more convenient +++ - Have you received an invoice in your health insurance app and want to pay directly? Transfer the payment details to the Sparkasse app at the tap of a finger and make the transfer there. This new interaction has been launched with the Versicherungskammer Bayern and UKV apps - others will follow. - Sending money around the world quickly and easily via international transfers is now even more convenient: you can now find the status of international transfers clearly listed in the app. +++ Improvements +++ This update also includes general improvements.

+++ Access for all +++ Accessibility ensures that everyone has their finances under control. The ‘accessibility expansion’ in the Sparkasse app continues: this time, the focus is on app setup, payment transactions and the financial overview, including turnover lists and account and turnover details. +++ Wero: pay in a flash +++ In addition to the account details, you can also delete the email address and mobile phone number if you no longer need a contact for Wero payments. You will find the transactions visually refreshed and you will benefit from further improvements in onboarding. +++ Sending money via app more convenient +++ - Have you received an invoice in your health insurance app and want to pay directly? Transfer the payment details to the Sparkasse app at the tap of a finger and make the transfer there. This new interaction has been launched with the Versicherungskammer Bayern and UKV apps - others will follow. - Sending money around the world quickly and easily via international transfers is now even more convenient: you can now find the status of international transfers clearly listed in the app. +++ Improvements +++ This update also includes general improvements.

+++ Improvements +++ This update makes your banking app more powerful - for even easier and more convenient control of your finances on your iPhone or iPad.

+++ Optimizations +++ This update improves your banking app so that you have your finances under control on your iPhone / iPad.

+++ Optimizations +++ This update contains general improvements and at the same time optimizes a few smaller things, which we would like to make available to you in the best possible form.

+++ Optimizations +++ This update of your banking app contains improvements and fixes minor bugs.

+++ Wero - new payment method quickly found +++ You can now find Wero via the quick access on the start page - via the top navigation bar. Wero enables payments from cell phone to cell phone within Europe in just a few seconds. Without IBAN, simply with your mobile phone number. You can customize the quick access bar to your liking - pin the functions you always want to have access to. +++ Improved access to mobile banking for everyone +++ In this update, we have continued to work on the app to make mobile banking more accessible for all users. Amounts are displayed in a larger font, controls are highlighted and voice-over is available more often. It is also possible to operate the app with a connected keyboard. +++ Your privacy always protected +++ Incognito mode is useful if you are using the Sparkasse app and other people are with you, as no numbers are displayed in this view. You will receive a notification if incognito mode is activated and only five dots are visible instead of the amounts. The small eye symbol at the top left is the on/off switch. +++ Optimizations +++ The display of buttons, colors or spacing was not optimal at one point or another - we have made some improvements here.

+++ Access to mobile banking for everyone +++ For this update, we have, among other things, focused on the Sparkasse app home page and have done something to ensure that mobile banking via the app is possible for everyone without assistance: amounts are displayed larger, controls are more prominent, voice over works in more and more places and it is possible to navigate in the app using a connected keyboard. +++ Private matters remain private +++ Have you already spotted the little eye symbol at the top left? It activates or deactivates incognito mode - the display in which no numbers are shown. You will now receive a message when incognito mode is switched on - so that nobody is surprised when only 5 small dots are displayed instead of the amounts of money. +++ Optimizations +++ Of course, this update also includes general improvements. This makes banking smarter.

+++ Access to mobile banking for everyone +++ For this update, we have, among other things, focused on the Sparkasse app home page and have done something to ensure that mobile banking via the app is possible for everyone without assistance: amounts are displayed larger, controls are more prominent, voice over works in more and more places and it is possible to navigate in the app using a connected keyboard. +++ Private matters remain private +++ Have you already spotted the little eye symbol at the top left? It activates or deactivates incognito mode - the display in which no numbers are shown. You will now receive a message when incognito mode is switched on - so that nobody is surprised when only 5 small dots are displayed instead of the amounts of money. +++ Optimizations +++ Of course, this update also includes general improvements. This makes banking smarter.

+ Optimisations + This update of your banking app contains improvements and fixes minor bugs.

+++ Do you know your app password? +++ Your individual app password is a great protection for your data. You need it to open the app - if you are not using Face ID or Touch ID - and whenever biometrics does not work. Incidentally, if you have started the app with biometrics, you can assign a new app password at any time under Profile -> Settings -> Security. And if you really have forgotten it and cannot open the app with biometrics, you will be able to set a new password after entering your online banking access data (login name and online banking PIN). +++ Your online banking limit is not sufficient? +++ The daily limit in online banking is first and foremost for your security. But what if the limit is not enough? No problem: during a transfer, the app checks whether your limit is high enough and, if not, whether it is possible to increase the limit. If the answer is yes, you will be taken directly to the place in the app where you can temporarily adjust the online banking limit and finalise the transfer. +++ Kwitt goes, Wero comes +++ Kwitt, the simple mobile phone-to-mobile phone payment, will soon be saying goodbye. But don't worry, this practical function will not only be retained with the new Wero service, but will also be expanded throughout Europe. Until then, you can still use both methods in parallel for a while. +++ Access to mobile banking for everyone +++ With this update, the app is taking big steps towards accessibility. Mobile banking is becoming more accessible and we are continuously improving it by making it clearer and more user-friendly.

+++ Do you know your app password? +++ Your individual app password is a great protection for your data. You need it to open the app - if you are not using Face ID or Touch ID - and whenever biometrics does not work. Incidentally, if you have started the app with biometrics, you can assign a new app password at any time under Profile -> Settings -> Security. And if you really have forgotten it and cannot open the app with biometrics, you will be able to set a new password after entering your online banking access data (login name and online banking PIN). +++ Your online banking limit is not sufficient? +++ The daily limit in online banking is first and foremost for your security. But what if the limit is not enough? No problem: during a transfer, the app checks whether your limit is high enough and, if not, whether it is possible to increase the limit. If the answer is yes, you will be taken directly to the place in the app where you can temporarily adjust the online banking limit and finalise the transfer. +++ Kwitt goes, Wero comes +++ Kwitt, the simple mobile phone-to-mobile phone payment, will soon be saying goodbye. But don't worry, this practical function will not only be retained with the new Wero service, but will also be expanded throughout Europe. Until then, you can still use both methods in parallel for a while. +++ Access to mobile banking for everyone +++ With this update, the app is taking big steps towards accessibility. Mobile banking is becoming more accessible and we are continuously improving it by making it clearer and more user-friendly.