Gain complete control of your finances with iVelopes, an envelope budgeting financial app. With iVelopes you can finally achieve your budgeting goals without all the hassle of keeping track of where your money is.
Envelope budgeting has been around for decades, long before computers and phones. This easy to use system allows you to set aside money into categories (or envelopes) that can be drawn upon or saved. Money in envelopes can be moved around without having to make transfers between your various accounts like credit cards and checking, allowing you to shift your finances to the areas you need them the most.
The advantage over traditional budgeting software is that you are using money you already have, not money that you may have. Also, envelopes retain their money without resetting every month, so you can set aside cash for those big ticket items. It may seem like a small change, but when you budget with envelopes, you start to think toward a savings perspective, instead of a debt repaying perspective.
With iVelopes, you can:
- Keep an active register of accounts of all types, including: checking, credit, savings, investment, retirement, loans, mortgages, and cash.
- Save and budget using the tried and true envelope budgeting system.
- Set aside money for things you want to purchase.
- Control your spending by limiting spending to what you already have.
- Move virtual money among your envelopes without having to make any transfers.
- Create recurring bills, deposits, and envelope distributions on any interval you can think of.
- Use projected bills, deposits, and distributions with one click of the button.
- Create transactions effortlessly with auto-complete and last transaction settings.
- Enter your transactions faster with the "Quick Entry" feature.
- Take a snapshot of an account, automatically creating a withdrawal or deposit for you.
- Optionally password protect on startup and unlock.
- Use your local currency based on your device's settings.
- Backup, restore, and auto-synchronize your data with a Dropbox account.
* Compatible with iOS 3.1 and above
If you want to check out iVelopes before you purchase, you can take a look at the user manual at:
echo17.com
I used to employ the envelope system on a spreadsheet, but it was very tedious and there was no easy way to accumulate money in the envelopes. iVelopes solves this problem and shows you where your money is NOW and helps you to avoid financial surprises down the road. Regarding another reviewer's complaint about a lack of documentation, if you open the .PDF manual from the developer's site and go through it step by step as you set up your accounts, the logic of the program becomes very apparent. iVelopes allows you to write checks/use debit card, as well as charge items. All is tracked seamlessly among the envelopes, and you know exactly where you are within the month's budget for each category. Smart program.
Stall, crash, and burn
Nutrihero
This app has potential to be helpful. My husband and I use (were using) the app to monitor our family bills, budget, and expenses. It’s nothing super fancy but was a simplified and easy way to employ the envelope method of budgeting but digitally. However, we’ve experienced many pitfalls with this app. The app appears to rarely be updated by developers a huge problem considering after the last major Apple update, neither my husband or I can actually get into the app! There’s a persistent error message and no way around it. So no one way to track our data or even view it. Here’s the other issue, we assumed we should be able to employ the “restore” from Dropbox function on our family iPad since that older version is somehow working. Nope! The app allowed us to resync to Dropbox and instead of pulling information from a few days ago when the app was working it wiped out everything! So in sum the Pros of this App:- Simplified digital budgeting using the envelope method - transactions organized by date - ability to create envelop categories - ability to share across devices Cons:- Very few updates - App inaccessible with latest Apple Update - When app was working it would crash often - when working takes a long time for any input to load and appear on the transaction screen - Cannot rearrange order of envelopes automatically or by a drag and drop - Cannot delete envelopes without permanently screwing up all of your accounts - Cannot collapse envelopes in an envelope category - Sometimes has syncing errors in which a transaction shows up twice - Transactions are automatically sorted by date and in alphabetical order not by date and time, so double checking with bank accounts can be challenging. - connecting with a Dropbox account for added sync and backup isn’t helpful - little to no helpful information exists in contacting developers or getting support with app issues
Still the best!
atomicleda
I’ve been using this app for 10 years now and it’s still the best one. Keep your account register, track your expenses, and use virtual envelopes.
IVelope
Josie. W
I just purchased this and was super excited. Printed out the 47 page manual to get started and the app will not open. It’s frustrating.
- Smoother scrolling
Version 2.2.4
The developer, Layne Bryant, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Layne Bryant
Size
50.7 MB
Category
Finance
Compatibility
Requires iOS 11.0 or later.
iPhone Requires iOS 11.0 or later.
iPod touch Requires iOS 11.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
