M&T Mobile Banking

Name: M&T Mobile Banking
Rating: 4.9 (344312 reviews)
Author: M&T Bank

Finance

Only for iPhone

Free

344K Ratings
Age Rating

4+
In-App Controls
Category

Finance
Developer

M&T Bank
Language

EN
English
Size

64.5
MB

iPhone

Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App built for both personal and business customers. Access your Account Conveniently • See available balances, transactions, credit limits, and check images • Estimate net worth, view cash flow, centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart Bank Securely • Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices • Get notified with M&T Alerts through text, email, or app notification Move Money Swiftly • Send money with Zelle®¹ to almost anyone with a bank account in the U.S. • Deposit checks • Use M&T Flash Funds™ to deposit qualifying checks with immediate availability² • Transfer funds between M&T accounts or make M&T loan & credit card payments • Pay bills with the confidence of our M&T Bill Pay Guarantee³ Manage your Card Easily • Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement • Add authorized users to your personal and business M&T credit cards • View your M&T credit card rewards points and access your rewards account Reach Us Readily • Call us, using any one of our contact numbers • Search FAQs for help with questions • Find the branch and ATM nearest to you Disclosures:  ¹Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC. ²The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal. ³To learn more about the Bill Pay Guarantee visit mtb.com/billpay Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details. Refer to the Digital Services Agreement for details   Equal Housing Lender. © 2026 M&T Bank. Member FDIC.

Ratings & Reviews

4.9

out of 5

344K Ratings

Have banked with M&T since the start but leaving if they don’t fix their apps and sites.
06/02/2022

Em.jay.21054
The app always used to work fine. The latest push has made it so it is impossible to log into the app and adds over the top second form of verification over and over and over and over and over again - by email only not my cell - - even when I say remember my device and browser etc. it’s completely ridiculous. It’s 2022 M&T …. You took “text banking” away a few years ago. The user alerts preferences allow for my cell number but won’t work or send alerts by text - and won’t even allow phone/text second verification for use to login. Even more the second verification carried over to the online browser access as well. Further, I Re selected face enabled and remember my phone and browser and the app and online url ignore all settings. I am totally down with security. I am not down with making access nearly impossible to the app. As I said - ITS 2022. Get with it M&T. There are a lot of banking choices out there that still give branch and online access in an safe and secure manner without limiting blocking and corrupting my access. I am NOT SENDING ANOTHER EMAIL TO M&T SUPPORT. I am posting this here for the M&T support for apps and internet access to see, respond to and fix the issues. Don’t ask me or any other Customer to forward our email. We have already done more than we should have ever had to do by taking the time to tell you the issue. Level up M&T

Developer Response
Hi Em.jay.21054, we are sorry for the difficulty you’re experiencing. We’d like to try to help troubleshoot. Please reach out to us at appfeedback@mtb.com and include your name and phone number as it appears on your account.
Have banked with M&T since the start but leaving if they don’t fix their apps and sites.
06/02/2022

Em.jay.21054

The app always used to work fine. The latest push has made it so it is impossible to log into the app and adds over the top second form of verification over and over and over and over and over again - by email only not my cell - - even when I say remember my device and browser etc. it’s completely ridiculous. It’s 2022 M&T …. You took “text banking” away a few years ago. The user alerts preferences allow for my cell number but won’t work or send alerts by text - and won’t even allow phone/text second verification for use to login. Even more the second verification carried over to the online browser access as well. Further, I Re selected face enabled and remember my phone and browser and the app and online url ignore all settings. I am totally down with security. I am not down with making access nearly impossible to the app. As I said - ITS 2022. Get with it M&T. There are a lot of banking choices out there that still give branch and online access in an safe and secure manner without limiting blocking and corrupting my access. I am NOT SENDING ANOTHER EMAIL TO M&T SUPPORT. I am posting this here for the M&T support for apps and internet access to see, respond to and fix the issues. Don’t ask me or any other Customer to forward our email. We have already done more than we should have ever had to do by taking the time to tell you the issue. Level up M&T
Developer Response 08/28/2020
Hi Em.jay.21054, we are sorry for the difficulty you’re experiencing. We’d like to try to help troubleshoot. Please reach out to us at appfeedback@mtb.com and include your name and phone number as it appears on your account.
Too many avoidable issues
03/06/2019

J.H.U.
When this app works, it’s fine. Nothing fancy but it lets you check your accounts, make transfers, etc. My gripe is that seemingly minor issues occur far too often. Half the time I go to use the mobile check deposit it’s down for some reason (And I use it at most three times a month). Sometimes I can’t even log in at all from the app (says online banking is “unavailable”)but I can from a computer. And just now, the thing that compelled me to write this review, I tried to log into the app to check my account quickly and the app is telling me it needs an update even though it’s fully updated. Fix your app please, it should not be this frustrating to use a basic banking app.Update 3/6/19: And, it’s happening again. PLEASE STOP FORCING THE APP TO REQUIRE AN UPDATE BEFORE YOU ACTUALLY PUSH THE UPDATE OUT IN THE APP STORE!!! This is the second time in about a month that this has happened. I just want to check my account and the app is unusable because it’s requiring an update that isn’t actually available in the store. Been like this for over 2 hours and counting. This is ridiculous. This should be common sense. Make the update available through the store first, THEN require the app to be updated. This is the sort of simple thing that whoever is working on this app seems to consistently get wrong, and it makes no sense at all.
Too many avoidable issues
03/06/2019

J.H.U.

When this app works, it’s fine. Nothing fancy but it lets you check your accounts, make transfers, etc. My gripe is that seemingly minor issues occur far too often. Half the time I go to use the mobile check deposit it’s down for some reason (And I use it at most three times a month). Sometimes I can’t even log in at all from the app (says online banking is “unavailable”)but I can from a computer. And just now, the thing that compelled me to write this review, I tried to log into the app to check my account quickly and the app is telling me it needs an update even though it’s fully updated. Fix your app please, it should not be this frustrating to use a basic banking app.Update 3/6/19: And, it’s happening again. PLEASE STOP FORCING THE APP TO REQUIRE AN UPDATE BEFORE YOU ACTUALLY PUSH THE UPDATE OUT IN THE APP STORE!!! This is the second time in about a month that this has happened. I just want to check my account and the app is unusable because it’s requiring an update that isn’t actually available in the store. Been like this for over 2 hours and counting. This is ridiculous. This should be common sense. Make the update available through the store first, THEN require the app to be updated. This is the sort of simple thing that whoever is working on this app seems to consistently get wrong, and it makes no sense at all.
Mobile banking is a joke. Doesn’t allow you to deposit checks.
10/05/2023

7C's+1
I am completely disgusted with M&T at this point. I got no resolution after trying all day to mobile deposit a check. I called the branch I have my account with, I called the mobile banking help number with the outcome being told sorry, you’ll just have to go to your bank and it must be the app. I am out of state! There is no M&T anywhere near here. It’s state away. I came here to work while my husband has cancer and is unable to do so. I can’t even deposit a check to pay our mortgage which is unfortunately with M&T as well. The app frequently says mobile banking is unavailable so be prepared to be inconvenienced and unable to access your account information where YOUR MONEY is being held. Don’t have your mortgage with them either. After never even making a late payment for almost 20 years, they’ll tell you that you can’t defer a payment to the end of your loan when your husband is laid off for the first time in his entire life during cancer treatment. They offered it to people with Covid, but nothing for my husband battling cancer despite our payment history. I am sick and tired of their app not working properly costing me time, stress, and money. Steer clear of them.

Developer Response
Hello, We apologize for your experience. Please ensure you are using the last 2 OS versions & the most recent update is installed on the device. To further troubleshoot, please call Online Banking @ 1-800-790-9130. For additional assistance, email carecenter@mtb.com include your name and phone number, and we'd be happy to reach out. -Stephanie D.
Mobile banking is a joke. Doesn’t allow you to deposit checks.
10/05/2023

7C's+1

I am completely disgusted with M&T at this point. I got no resolution after trying all day to mobile deposit a check. I called the branch I have my account with, I called the mobile banking help number with the outcome being told sorry, you’ll just have to go to your bank and it must be the app. I am out of state! There is no M&T anywhere near here. It’s state away. I came here to work while my husband has cancer and is unable to do so. I can’t even deposit a check to pay our mortgage which is unfortunately with M&T as well. The app frequently says mobile banking is unavailable so be prepared to be inconvenienced and unable to access your account information where YOUR MONEY is being held. Don’t have your mortgage with them either. After never even making a late payment for almost 20 years, they’ll tell you that you can’t defer a payment to the end of your loan when your husband is laid off for the first time in his entire life during cancer treatment. They offered it to people with Covid, but nothing for my husband battling cancer despite our payment history. I am sick and tired of their app not working properly costing me time, stress, and money. Steer clear of them.
Developer Response 10/10/2023
Hello, We apologize for your experience. Please ensure you are using the last 2 OS versions & the most recent update is installed on the device. To further troubleshoot, please call Online Banking @ 1-800-790-9130. For additional assistance, email carecenter@mtb.com include your name and phone number, and we'd be happy to reach out. -Stephanie D.
Needs some serious improvements
05/31/2019

yung tater
All I want to be able to do is use this app to the fullest extent of it’s supposed “ability” but I can’t even do that. All I can do is log in and go to the main page and see my checking balance and my savings balance. Every other thing I try to do, whether it be deposit a check, transfer between accounts, or use the built in Zelle feature, comes up with the same message: Mobile banking is temporarily unavailable. “We are sorry for the inconvenience.” I’ve had this problem since the day I downloaded this app (about two months ago) and I figured it would be solved within a week or two but the issue has persisted. I’ve tried everything; resetting it, uninstall and reinstall, etc etc. NOTHING WORKS!!! Please make it so I can at least deposit a check or something because this is too much. The company I work for does not do direct deposit due to it being a locally run business with a whole lot of employees, so having to go to the bank and deposit my checks every week is really annoying, especially when I should be able to just do it through the app. The least you could do is roll out an update sometime in the near future that addresses this problem!!!
Needs some serious improvements
05/31/2019

yung tater

All I want to be able to do is use this app to the fullest extent of it’s supposed “ability” but I can’t even do that. All I can do is log in and go to the main page and see my checking balance and my savings balance. Every other thing I try to do, whether it be deposit a check, transfer between accounts, or use the built in Zelle feature, comes up with the same message: Mobile banking is temporarily unavailable. “We are sorry for the inconvenience.” I’ve had this problem since the day I downloaded this app (about two months ago) and I figured it would be solved within a week or two but the issue has persisted. I’ve tried everything; resetting it, uninstall and reinstall, etc etc. NOTHING WORKS!!! Please make it so I can at least deposit a check or something because this is too much. The company I work for does not do direct deposit due to it being a locally run business with a whole lot of employees, so having to go to the bank and deposit my checks every week is really annoying, especially when I should be able to just do it through the app. The least you could do is roll out an update sometime in the near future that addresses this problem!!!

Thank you for choosing M&T Mobile Banking. We are always looking to improve our experience to make banking with us easy. The updated version includes: - Minor fixes and updates

Version 6.2.0 Apr 28

Data Linked to You

The following data may be collected and linked to your identity:
- Contact Info
- User Content
- Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller: M&T Bank
Size: 64.5 MB
Category: Finance
Compatibility: Requires iOS 13.0 or later.

iPhone
Requires iOS 13.0 or later.

iPod touch
Requires iOS 13.0 or later.

Apple Vision
Requires visionOS 1.0 or later.
Languages: English
Age Rating: 4+

4+

This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
Learn More

In-App Controls
Age Assurance