Checkbook - Accounts Tracker

Name: Checkbook - Accounts Tracker
Rating: 4.4 (5218 reviews)
Author: Mobile Innovations LLC

Check Register, Bills & Budget

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

5.2K Ratings
Age Rating

4+
Years
Category

Finance
Developer

Mobile Innovations LLC
Language

EN
English
Size

21.1
MB

NEW: Financial Dashboard — see your net worth, savings rate, budgets, spending trends, and upcoming bills all in one place. Plus: multi-person account sharing. The smartest way to balance your checkbook and reconcile your accounts — a modern check register and accounts tracker trusted since 2011. No ads. No data collection. Checkbook replaces your paper register with a clean, fast app for iPhone, iPad, and Mac. Track every transaction, reconcile against your bank statement with a tap, and see your true outstanding balance — not just what the bank shows. ※ WHY CHECKBOOK • Reconcile-first design — built around the workflow you already use • Outstanding vs. cleared balance always visible at a glance • Attach photo receipts to any transaction (perfect for HSA, taxes, business expenses) • Multiple accounts: checking, savings, cash, credit cards — with custom grouping • Universal app for iPhone, iPad, and Mac • No ads. No data collection. Your data stays on your device. ※ NEW IN VERSION 5 Partner Sharing (Premium Plus) Share a checking, savings, or credit card account with your spouse, partner, or family member in real time over iCloud. Both of you can add, edit, and reconcile transactions, with display names showing who entered what. ※Premium Plus Subscription One annual subscription unlocks: • iCloud Backup — secure, automatic backups across devices • Cash Flow Forecast — projected balances from recurring bills • Bill Reminders — never miss a payment • Spending Insights — monthly trends and category analysis • Smart Search — filter by date, amount, category, or status • Transaction Tags — flexible custom organization • PDF Reports — professional account statements • Tax Summary — categorized annual reports for tax prep • Bank Import — load OFX, QFX, and CSV files from your bank • Receipt Scanner — scan paper receipts to auto-fill transactions • Siri Shortcuts — add transactions and check balances with your voice • Advanced Export — Excel, QIF, and OFX formats ※ CORE FEATURES Accounts • Unlimited accounts with custom grouping • Transfer between accounts in a single tap • Balance, outstanding, and cleared totals always visible ※Transactions • Add, edit, and reconcile in seconds • Attach photo receipts to any transaction • Order a printed copy of any receipt right from the app • Split a transaction across multiple categories • Search by date, amount, category, payee, or memo ※ Recurring • Schedule recurring transactions, income, and transfers • Repeat weekly, biweekly, monthly, quarterly, or yearly • Reliable scheduling — recurring entries post on time, every time ※ Charts & Reports • Pie and bar charts for income and expense by category • 6-month trend charts for spending and income • PDF and print support ※ Security & Backup • Passcode and Face ID protection • Account delete lock prevents accidental data loss • Dropbox and iCloud backup options • Follows your device locale for currency and formatting ※ WHO IT'S FOR Anyone who wants a real check register on their phone — whether you're balancing a household checkbook, tracking small business expenses, managing an HSA, organizing bills, or just trying to avoid overdraft fees. If you've ever kept a paper check register, this is the modern version of that workflow — done right. ※ PRICING Checkbook - Account Tracker is free to use. Optional in-app purchases and a Premium Plus subscription unlock additional capabilities. All previous in-app purchases continue to work. ※ SUPPORT Questions, feedback, or feature requests? Email us — we read every message. Please don't post issues as App Store reviews — we have no way to reply. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.mobileinnov.com/PrivacyPolicy.html

Ratings & Reviews

4.4

out of 5

5.2K Ratings

Great replacement for my checkbook register.
04/29/2020
WestieMp,
I had used up my checkbook register right at monthly bill paying time; and with coronavirus stay at home in place, I did not want to run to the bank looking for replacements. Instead I looked for an app that would satisfactorily take the place of the register. I tried several but this one was by far the best. My only complaint is how it is set up to track ‘cleared’ entries vs outstanding. I am used to balancing my checkbook by check-marking entries when they have cleared; therefore, I am continuing to do this. I just have to look at the app and reverse in my mind outstanding and cleared. It also helps me track my balance and keep it much more up-to-date as I just pull out my phone immediately to make an entry rather than taking the time to sit down to update my checkbook. It has also been a lifesaver since I broke my dominant hand wrist at the end of December which required surgery along with extensive physical therapy to regain use, and it is still very difficult for me to do the necessary writing to keep a checkbook register updated. I will never go back to the old way.
Great replacement for my checkbook register.
04/29/2020
WestieMp,

I had used up my checkbook register right at monthly bill paying time; and with coronavirus stay at home in place, I did not want to run to the bank looking for replacements. Instead I looked for an app that would satisfactorily take the place of the register. I tried several but this one was by far the best. My only complaint is how it is set up to track ‘cleared’ entries vs outstanding. I am used to balancing my checkbook by check-marking entries when they have cleared; therefore, I am continuing to do this. I just have to look at the app and reverse in my mind outstanding and cleared. It also helps me track my balance and keep it much more up-to-date as I just pull out my phone immediately to make an entry rather than taking the time to sit down to update my checkbook. It has also been a lifesaver since I broke my dominant hand wrist at the end of December which required surgery along with extensive physical therapy to regain use, and it is still very difficult for me to do the necessary writing to keep a checkbook register updated. I will never go back to the old way.
My Favorite App
02/07/2019
Ginger 45678
I wanted to try this app for a little bit before posting a review. I. Love. It. Some people on here probably grew up tracking purchases in a checkbook. I did not. Finally, I got sick of overdrafting, or living paycheck to paycheck. ACH payments aren’t instantaneous, and my water bill had to be paid with a check. And the utilities guy wouldn’t cash the checks until he had three or four at a time! I could probably fly by the seat of my pants as a teenager with my finances, but I now have two kids with activities fees and dances and field trips and it’s nice to know how much money I actually have as opposed to what the current balance is on my checking.Also, the ability to upload images is priceless. We recently opened an HSA, and I’ve been able to upload digital receipts of copays or prescriptions. I cannot stress enough how important it is as a millennial to have this app. It helped me get my finances under control, and now I’m getting out of debt as opposed to drowning in it. My husband and I haven’t used credit cards in a year, because now there are no more “surprises” that we have to make up for. We know how much money we have at all times. Love love love it. Worth every penny for the extras, too.
My Favorite App
02/07/2019
Ginger 45678

I wanted to try this app for a little bit before posting a review. I. Love. It. Some people on here probably grew up tracking purchases in a checkbook. I did not. Finally, I got sick of overdrafting, or living paycheck to paycheck. ACH payments aren’t instantaneous, and my water bill had to be paid with a check. And the utilities guy wouldn’t cash the checks until he had three or four at a time! I could probably fly by the seat of my pants as a teenager with my finances, but I now have two kids with activities fees and dances and field trips and it’s nice to know how much money I actually have as opposed to what the current balance is on my checking.Also, the ability to upload images is priceless. We recently opened an HSA, and I’ve been able to upload digital receipts of copays or prescriptions. I cannot stress enough how important it is as a millennial to have this app. It helped me get my finances under control, and now I’m getting out of debt as opposed to drowning in it. My husband and I haven’t used credit cards in a year, because now there are no more “surprises” that we have to make up for. We know how much money we have at all times. Love love love it. Worth every penny for the extras, too.
*UPDATED* Minor Issue Turned Major
May 18
krrristalyn
UPDATED: Not sure if ownership of this app has changed but they’ve recently revamped it and the issues described below have been resolved. They do respond to feedback now and have been extremely helpful since implementing the new version.ORIGINAL: App does not calculate perfectly. Randomly I’ll notice my balance is off by a cent or two, I’ll search my bank statements trying to find the discrepancy, then give up and just add/subtract the pennies to balance it to my actual account record. I’ve done this for YEARS. Come to find out today, as I added a penny to balance it, it actually decreased the available balance and made no change at all to the cleared balance. I see now that many other reviews describe this same issue, but I had no idea. I attempted to send feedback and a bug report through the app only for the messages to be kicked back as undeliverable. So there is apparently no way to even report this and they’re clearly not reading these reviews or I imagine they would’ve fixed the issue by now. Super disappointing.
*UPDATED* Minor Issue Turned Major
May 18
krrristalyn

UPDATED: Not sure if ownership of this app has changed but they’ve recently revamped it and the issues described below have been resolved. They do respond to feedback now and have been extremely helpful since implementing the new version.ORIGINAL: App does not calculate perfectly. Randomly I’ll notice my balance is off by a cent or two, I’ll search my bank statements trying to find the discrepancy, then give up and just add/subtract the pennies to balance it to my actual account record. I’ve done this for YEARS. Come to find out today, as I added a penny to balance it, it actually decreased the available balance and made no change at all to the cleared balance. I see now that many other reviews describe this same issue, but I had no idea. I attempted to send feedback and a bug report through the app only for the messages to be kicked back as undeliverable. So there is apparently no way to even report this and they’re clearly not reading these reviews or I imagine they would’ve fixed the issue by now. Super disappointing.
Love this check register!
07/08/2021
Lor1402
This app has been life-changing for me. I will confess I balanced my checkbook using a paper check ledger only by saying the amount I had in the checkbook was “close enough” to what the bank told me I had. I feel like I’ve taken control of my finances using this ledger. It’s easy to Record your transactions immediately upon purchase instead of waiting to get home and write it in the check ledger. And many times I’ve forgotten by the time I’ve got home to write something in the checkbook that I had purchased with my debit card. Consequently I was frequently dipping into my overdraft account. I haven’t used my overdraft account in six months because of this ledger. I’ll never go back to the old way. One thing I wish… I wish there was a different way besides dropbox to back up the ledger. I’m not a fan of dropbox.
Love this check register!
07/08/2021
Lor1402

This app has been life-changing for me. I will confess I balanced my checkbook using a paper check ledger only by saying the amount I had in the checkbook was “close enough” to what the bank told me I had. I feel like I’ve taken control of my finances using this ledger. It’s easy to Record your transactions immediately upon purchase instead of waiting to get home and write it in the check ledger. And many times I’ve forgotten by the time I’ve got home to write something in the checkbook that I had purchased with my debit card. Consequently I was frequently dipping into my overdraft account. I haven’t used my overdraft account in six months because of this ledger. I’ll never go back to the old way. One thing I wish… I wish there was a different way besides dropbox to back up the ledger. I’m not a fan of dropbox.

DUPLICATE TRANSACTION Swipe left on any transaction and tap Duplicate to create a new one with the same description, amount, and category. The date defaults to today — change anything you need and save. Perfect for repeat purchases. SHOW/HIDE CATEGORY ICONS Prefer a cleaner look? Turn off category icons in Settings for a minimal, text-only transaction list. Toggle it back anytime. SMART CATEGORY MEMORY Add Transaction now remembers the last category you used — separately for expenses and income. Saves taps on every entry. EXPORT TO ANY EMAIL APP Export Transactions now opens the iOS share sheet. Send your CSV through Outlook, Gmail, Apple Mail, save to Files, AirDrop — whatever you use. ABOUT SECTION IN SETTINGS See your current app version and tap "Check for Updates" to jump straight to the App Store. IMPROVEMENTS • Faster transaction list — Add and Duplicate now open instantly on the first tap • Cleaner attachment filenames when exporting via email BUG FIXES • Fixed label truncation in Add/Edit Budget screen on first open • Fixed export silently failing when Apple Mail wasn't set up Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

Version 5.1.2 2h ago

Data Not Collected

The developer does not collect any data from this app.

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Accessibility

Information

Seller: Mobile Innovations LLC
Size: 21.1 MB
Category: Finance
Compatibility: Requires iOS 16.6 or later.

iPhone
Requires iOS 16.6 or later.

iPad
Requires iPadOS 16.6 or later.

Mac
Requires macOS 13.5 or later and a Mac with Apple M1 chip or later.

Apple Vision
Requires visionOS 1.0 or later.
Languages: English
Age Rating: 4+

4+

Learn More
In-App Purchases: Yes

Multiple Accounts $2.99

Dropbox Support $1.99

Budgets $1.99

Premium Plus $4.99

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