Award-winning banking made simple, secure, and built around you.
Welcome to the future of banking.
Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row.
How the FNB App helps you
Intelligent Search
Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help.
Customise your app
Make your Home screen yours by adding your most-used features for quick, effortless banking.
App PIN & biometrics
Sign in securely with a 5-digit PIN or biometric authentication.
Multiple profiles
Switch seamlessly between different users via My profile.
Innovative payments
Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more.
Digital wallets
Make secure contactless payments with Apple Pay and other wallets.
Secure messaging
Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat.
Prepaid purchases
Top up airtime, data, electricity, vouchers, and more in seconds.
Verified statements
Easily download verified, bank-stamped statements straight from your app.
We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience
Very good app and bank overall but when it comes to bank to mobile transactions over the weekend is where they draw the line, I swear I’ve been stuck several times trying to make transactions. I’m not sure if even our money goes to sleep I’m not sure but this needs to be worked on. I’ve been with FNB since they came to Zambia and this may be their only flaw.
Business Manager
The Gravemonk
The App is great and convenient. Having an innovative business manager could expand my business, quite rapidly. But I cannot find any such person. All I ever engage with are those that do not know any other way of solving problems. Eish
Location for payments no thank you!
Mypetcow SA
Location required for payments? Are you kidding?! What if the location services are not available. What if I don’t want to share it with FNB? Then the app is essentially useless. I value my privacy and FNB should rather invest their time and money on implementing secure two factor authentication rather than spying on their customers. I can already see my location data land up in the next data leak. That’s how you lose customers FNB
Developer Response
Hi there, customers are faced with a number of threats and we have introduced an additional security layer when performing certain transactions. Whilst this may appear intrusive it is a valuable tool in combatting fraud and providing contextual information for fraud detection. We do not share any of this location data with 3rd parties. RB Jacobs
Easily one of the best banking apps I’ve ever used
Lmodaho2234
I’ve used banking apps from around the world. happy to give 5 stars (relative to what else is out there). Yes there are areas to improve, but you guys at FNB are close to the front of the pack in overall service and digitization
Developer Response
Hi! Thanks a mil for taking the time out to rate us and give us such an awesome review! RB Jacobs
Improvements and bug fixes.
Version 7.19.1-61
The developer, FirstRand Bank Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contacts
Sensitive Info
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
