Award-winning banking made simple, secure, and built around you.
Welcome to the future of banking.
Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row.
How the FNB App helps you
Intelligent Search
Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help.
Customise your app
Make your Home screen yours by adding your most-used features for quick, effortless banking.
App PIN & biometrics
Sign in securely with a 5-digit PIN or biometric authentication.
Multiple profiles
Switch seamlessly between different users via My profile.
Innovative payments
Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more.
Digital wallets
Make secure contactless payments with Apple Pay and other wallets.
Secure messaging
Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat.
Prepaid purchases
Top up airtime, data, electricity, vouchers, and more in seconds.
Verified statements
Easily download verified, bank-stamped statements straight from your app.
We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience
Very good app and bank overall but when it comes to bank to mobile transactions over the weekend is where they draw the line, I swear I’ve been stuck several times trying to make transactions. I’m not sure if even our money goes to sleep I’m not sure but this needs to be worked on. I’ve been with FNB since they came to Zambia and this may be their only flaw.
My most frustrating week
BDianaW
I have spent my entire cell phone voice minutes trying to deal with an international travel snafu. The phone system keeps on sending me to the App which cannot solve my problem. I do not wish to use the App for anything. I am not part of the “thumb” generation. I wish to speak to a person or be able to type on a keyboard- anything else just wastes my time. The last time previously I had a conversation with the BOT if told me wrong information and I needed to pay for an FNB service for an extra month. I do not trust what the BOTs tell me - like the LLMs they hallucinate and I’m the person who foots the bill - there is no accountability on the behalf of FNB. I am not a happy customer
Appreciation of Service
Fikzo1
I appreciate FNB, I went abroad for a while now and I can still access my account seamlessly making transacting easy to send my to my children back home, I have never had to call the bank in despair because of something not working. I love a bank that stands with me wherever I am. I am safe with FNB until I go back home.
Business Manager
The Gravemonk
The App is great and convenient. Having an innovative business manager could expand my business, quite rapidly. But I cannot find any such person. All I ever engage with are those that do not know any other way of solving problems. Eish
Improvements and bug fixes.
Version 7.20.0-62
The developer, FirstRand Bank Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contacts
Sensitive Info
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More