ESL Mobile Banking

Name: ESL Mobile Banking
Rating: 4.8 (29989 reviews)
Author: ESL Federal Credit Union

Finance

Free

30K Ratings
Ages

16+
In-App Controls
Category

Finance
Developer

ESL Federal Credit Union
Language

EN
+ 1 More
Size

164.5
MB

Access your accounts 24/7 from anywhere with ESL Mobile Banking. It’s Free, Fast and Secure! With ESL Mobile Banking you can check your balances, deposit checks, view transaction history, transfer funds, or make bill payments. You can even find an ESL branch or ATM location nearest you! Peace of mind as you bank on the go. ESL Mobile Banking is as safe and secure as ESL Internet Banking. Your personal and confidential information are protected using industry standard technologies and security certificates. Experience the convenience of ESL. Download the ESL Mobile Banking app today! To learn how we protect your privacy, please visit https://www.esl.org/about-us/policies/privacy

Ratings & Reviews

4.8

out of 5

30K Ratings

Best banking experience in Rochester, NY
01/13/2023

stevenyuna766
ESL is the best. When visiting any of there many conveniently located branches in towns and suburbs all over Rochester and Monroe County, I am always treated respectfully and taken care of. The website and mobile app for both iPhone and iPad are top notch. Very nicely designed and straightforward to use. Depositing checks is a breeze and checking balances couldn’t be easier. Also love that they offer live chat banking right inside the app. As far as any comments go, I would love to one day see digital ATM receipts somewhere in the app. That would be amazing! Keep it up ESL!

Developer Response
Thank you for the kind feedback and we're pleased to know you're having a positive experience with ESL! We'll also be sure to share your request for the digital ATM receipts with our teams and ensure that your voice is heard.
Best banking experience in Rochester, NY
01/13/2023

stevenyuna766

ESL is the best. When visiting any of there many conveniently located branches in towns and suburbs all over Rochester and Monroe County, I am always treated respectfully and taken care of. The website and mobile app for both iPhone and iPad are top notch. Very nicely designed and straightforward to use. Depositing checks is a breeze and checking balances couldn’t be easier. Also love that they offer live chat banking right inside the app. As far as any comments go, I would love to one day see digital ATM receipts somewhere in the app. That would be amazing! Keep it up ESL!
Developer Response 12/31/2021
Thank you for the kind feedback and we're pleased to know you're having a positive experience with ESL! We'll also be sure to share your request for the digital ATM receipts with our teams and ensure that your voice is heard.
Great bank, horrible app
06/17/2024

BHummel1996
Never had issues with them in the past, and been with them my entire life just about. Experience in bank is friendly, but I have to ask: who is designing these apps?? I used to cash checks in the app for school a few times a week before covid hit, even cashed some during covid, had issues saying “the size is different, the edges can’t be seen (even though they’re clearly visible)”, but in the past I’d eventually get it. This latest update, same issues but worse. Took at least 40-50 tries to get it to cash in app, only to hit submit and get an error message with no explanation of why there was an error. Had to drive to my local ESL ATM just to cash it. You hire fantastic people for face-to-face banking, I’ll give you props for that. But whoever you hired for your apps, that entire staff should be replaced with people who can actually build a user friendly app. Harsh I know, but man this app gets worse with every update! Again, your people in bank get 5 stars, phenomenal staff, but your app is just the absolute worst!
Great bank, horrible app
06/17/2024

BHummel1996

Never had issues with them in the past, and been with them my entire life just about. Experience in bank is friendly, but I have to ask: who is designing these apps?? I used to cash checks in the app for school a few times a week before covid hit, even cashed some during covid, had issues saying “the size is different, the edges can’t be seen (even though they’re clearly visible)”, but in the past I’d eventually get it. This latest update, same issues but worse. Took at least 40-50 tries to get it to cash in app, only to hit submit and get an error message with no explanation of why there was an error. Had to drive to my local ESL ATM just to cash it. You hire fantastic people for face-to-face banking, I’ll give you props for that. But whoever you hired for your apps, that entire staff should be replaced with people who can actually build a user friendly app. Harsh I know, but man this app gets worse with every update! Again, your people in bank get 5 stars, phenomenal staff, but your app is just the absolute worst!
Not bad, missing certain things on iPad though.
09/17/2024

bjonigan
For the entire time I’ve used it, the ESL app is pretty reliable. I do have one major issue with it though, on iPhone there’s a “CardHub” feature that you can use to check the status of and pay off credit card bills, this works perfectly on iPhone, but I notice it’s completely missing from iPads, the credit card option isn’t even there in the “More” section where it is on iPhone and clicking the view your transactions from the accounts section gives an error for “An error occurred when starting CardHub”. It would be really convenient if I could view and access this content from the bigger iPad screen, which is why I can only give this app a 4 of 5 for now, if they’d just add or fix CardHub on iPadOS this would be an easy 5 stars.
Not bad, missing certain things on iPad though.
09/17/2024

bjonigan

For the entire time I’ve used it, the ESL app is pretty reliable. I do have one major issue with it though, on iPhone there’s a “CardHub” feature that you can use to check the status of and pay off credit card bills, this works perfectly on iPhone, but I notice it’s completely missing from iPads, the credit card option isn’t even there in the “More” section where it is on iPhone and clicking the view your transactions from the accounts section gives an error for “An error occurred when starting CardHub”. It would be really convenient if I could view and access this content from the bigger iPad screen, which is why I can only give this app a 4 of 5 for now, if they’d just add or fix CardHub on iPadOS this would be an easy 5 stars.
Love the app but this needs to be fixed!
12/25/2022

The Wizza
Just updated my phone to 16.2. Ever since I did that, my banking information can be seen while my screen is locked. I even changed my settings to allow my widgets not to be seen unless my phone is unlocked. The feature works perfectly for all the other widgets EXCEPT the widget with my bank information, balances, etc. Someone can just pick up my phone and see my bank information without unlocking it because of the widget on the Lock Screen. Until it’s fixed I have to delete it. It was so convenient to be able to easily see my balance and now it’s made difficult again. How was this overlooked and how has no one said anything to where an update hasn’t been put out yet?!

Developer Response
Thank you for sharing your feedback about this widget viewing experience. We'll be sure to share this feedback with our teams so they can take a closer look.
Love the app but this needs to be fixed!
12/25/2022

The Wizza

Just updated my phone to 16.2. Ever since I did that, my banking information can be seen while my screen is locked. I even changed my settings to allow my widgets not to be seen unless my phone is unlocked. The feature works perfectly for all the other widgets EXCEPT the widget with my bank information, balances, etc. Someone can just pick up my phone and see my bank information without unlocking it because of the widget on the Lock Screen. Until it’s fixed I have to delete it. It was so convenient to be able to easily see my balance and now it’s made difficult again. How was this overlooked and how has no one said anything to where an update hasn’t been put out yet?!
Developer Response 01/13/2023
Thank you for sharing your feedback about this widget viewing experience. We'll be sure to share this feedback with our teams so they can take a closer look.

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

Version 2025.7.2.1

09/15/2025

Data Linked to You

The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Location