Happen Bank, formerly LendingClub, is a digital bank built around a simple belief: banking should work better for you. We bring borrowing, checking, and savings together in a digital experience that makes it quick and easy to make smart financial decisions. That means decisions in moments, not weeks. Fixed rates with no traps or gotchas. And trusted products and tools that help you earn more, save more, and make progress towards what you want to make happen next.
You’re making it happen. We’re here to clear the way. We are Happen Bank.
Here are a few reasons why members like you love the Happen Bank app:
• See your bank accounts and loans in one place
• Check your loan pay-down progress anytime, anywhere
• Meet your goals with an interest earning LevelUp Savings account
• Get rewarded with a LevelUp Checking account
• Link and view all your credit cards in one place with DebtIQ
• Safely move money between your accounts
Based on reviews collected by Trustpilot. All such reviews can be accessed at trustpilot.com/review/happen.com.
*Transaction limits may apply, see https://www.happen.com/legal/deposits/personal-products-terms-and-conditions for more terms and conditions
Any account features that enable you to receive direct deposits, or that enable direct deposit funds to be made available to you early, are contingent upon and subject to the payor’s support of such features.
Unless otherwise specified, all credit and deposit products are provided by Happen Bank, N.A., Member FDIC, Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit products are subject to approval, which may include credit approval. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.
I’ve had a great experience using Happn Bank (LendingClub). The app is fast, reliable, and very easy to navigate. Managing my account, checking balances, transferring money, and viewing transactions is simple, and everything is laid out in a way that makes sense. I also appreciate that the app feels secure while still being quick and convenient to use.The only improvements I’d like to see are more customizable notifications, built-in budgeting and savings tools, spending insights, subscription tracking, a credit score dashboard, and 24/7 live chat support. Adding more detailed transaction information and allowing users to customize their home screen would also make the experience even better.Overall, this is one of the better banking apps I’ve used. It works well, is dependable, and makes everyday banking easy. With a few added features, I think it could easily become one of the best banking apps available.
Bank is good but app isn’t.
Yesd99
I wish the app was as good as the bank. All options are in odd places. They have a ? as an additional al spot for banking options. That’s usually where apps explain things or allow you to send in developer issues. To find an ATM? Good luck. You’re tapping all over to find it without knowing whether the ATM is cash withdrawal only or accepts cash. It will give the address but not the option to choose a map app to send you there. Ordering checks? Well, too bad. The company they chose no longer be we services LC customers. You have to talk to LC customer service and tell them you need checks. They have to order them. I understand security but other banks also make it easy to order a replacement card. LC makes you call. For people like me that live in some dead spots and small towns, it’s not so easy. The app really needs to be updated and have options like the others. I want to like the bank 100% but these issues make me lean closer and closer to base bank whom I despise. I can at least deposit cash or checks there instead of guessing whether the ATM I’m going to even has that option. Instead, I’m having to use Chase ATMs for cash deposits and then sending myself money through Venmo.
High Yield Savings % Scam
Ym.02
I made an account with lending club in the understanding that I’d be receiving an APY rate of 5.15% with their High Yield Savings account. I have my transfers scheduled so have never missed a deadline as they state in order to keep that rate you have to put in $250 or up monthly. I feel so scammed and swindled right now. They have sent me 3 different emails now, each one stating that my rate is going down a considerable amount. I’m extremely disappointed as that was the whole reason why I opened up this account, to be able to have a high rate. Well, to let you all know, apparently they have done this to other peers of mine at completely different sign up times. They only give you that rate when you first open an account and then “uh oh 1 month later we have to bring your 5.15% rate down to 5.00% bc the government said to” understandable, but then the next month “uh oh actually we have to bring you down to 4.75% now (no explanation for this one) ” to NOW CURRENTLY “oh we moved your rate down to 4.50%”!???!! No explanation for this one as well. All of this has happened in the span of THREE MONTHS, so I can only guess it’ll be going down an extreme amount once I hit 6 months with them. Well not even, I don’t even think I’ll even continue with them. They make you sign a doc stating that they can change the percentage whenever they want. So all of it is indeed PREPLANNED but they DONT tell you that. I signed that doc thinking “oh surely that’ll be a once in a blue moon situation” well, it’s not. They’re constantly bringing it down, and I’m sure at some point it’ll be brought down to the regular standard 3.50% , They just trick you into it. I will not be recommending lending club to anyone else.
Thanks LendingClub
DanaM07
I’m so grateful for LendingClub! My husband and I are working toward buying a home so we can invest in something of our own and build a future for our boys instead of continuing to rent in this expensive economy. For a long time, I tried working with my personal banks to get a loan to pay off high-interest debt, but I kept getting the runaround. After being a loyal customer for years, it was really discouraging to feel like I wasn’t being supported.LendingClub completely changed that experience for me. The application process was incredibly easy—I was able to do everything right from my phone in about 20 minutes. I received an instant pre-approval along with loan options that actually fit my needs. It honestly felt like a huge weight lifted off my shoulders and like I was finally moving in the right direction.Thank you, LendingClub, for making this process so simple and stress-free. I would absolutely recommend them to my friends and family!
Thank you for being a member. We’re always making updates to our app to ensure your experience is seamless. Turn on auto updates to make sure you always have the latest version.
Version 400000001.03750664
The developer, Happen, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Search History
Browsing History
Identifiers
Usage Data
Sensitive Info
Diagnostics
Other Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Happen, Inc
Size
136.5 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.
