Guideline has joined Gusto.
Gain peace of mind on your road to retirement. Our award-winning app¹ makes it refreshingly easy to set up your 401(k) account and track your progress anytime, anywhere.
SET UP IN MINUTES
Set up your 401(k) in minutes right from your phone, no computer required.
ACCESS ANYTIME
Update your contribution amounts or make changes to your investment portfolios with just a few taps.
INVEST WITH CONFIDENCE
Take our questionnaire to see which of our portfolios is right for you. Plus, we’ll automatically rebalance your portfolio to help you stay on track.
CHECK YOUR PROGRESS
See your portfolio, performance, and total retirement savings to date.
CONSOLIDATE SAVINGS
You can roll over other accounts right from the app so all of your savings can be in one place. Plus, you’ll be able to take advantage of our portfolio management and low fees, which could help you make the most of every dollar saved.²
ENABLE MOBILE-FIRST SECURITY
Protect your account with security features like two-factor authentication (2FA) and biometric recognition.
AWARD-WINNING CUSTOMER SUPPORT³
Access live support in English or Spanish, plus numerous resources, how-to guides, and FAQs via our Help Center.
Disclosures:
The images above are illustrative and for educational purposes only. They are not representative of any client account.
This information is general in nature and is for informational purposes only. It should not be used as a substitute for specific tax, legal, and/or financial advice. Investing involves risk and investments may lose value. You are advised to consult a qualified financial adviser or tax professional before relying on the information provided herein.
See our https://my.guideline.com/agreements/fees for additional information regarding our fees and services.
1.
2024 Fast Company Innovation by Design Award Winner for Guideline's mobile application in the Mid-Size business category in June 2024. Fee paid for application. See https://www.fastcompany.com/91126780/methodology-innovation-by-design-2024 for more information.
2.
This information is for illustrative purposes only, and is not intended to be construed as investment or tax advice or as an assurance or guarantee of future performance. Investing involves risk, and investments may lose value. Investment advisory services for Guideline’s 401(k) product (when 3(38) fiduciary services are appointed) are offered by Gusto Investment Services, LLC, an SEC-registered investment adviser. Expense ratios for custom portfolios will vary. For more information regarding these fees, see the ADV 2A Brochure and Form CRS.These expense ratios are subject to change by and paid to the fund(s). View full fund lineup.
3.
2025 The American Business Awards® Bronze Stevie Winner in the Customer Service Team of the Year - Financial Services & Insurance category. Fee paid for application. See http://www.stevieawards.com/aba for more information.
To learn more, go to guideline.com
Unlike the website, the app is very streamlined and has all vital information in a well presented format. Good stuff - I enjoy the bar graph how you can hover over each investment period and see the total value and marginal growth/reduction
Developer Response
Thank you for the feedback. We appreciate it!
Account fee increase?
8 bit snow
So Guideline just increased the account fees. No doubt it’s in response to everyone’s accounts being down because of foolish fiscal policies beyond their control.Will they lower it when the market goes back up? Pffft. No!I expect dark mode soon. At least give us that.Update: thanks for the reply to review, but… it’s not a good look to ask customers to contact someone. This isn’t troubleshooting a bug. In 2025, it’s not unreasonable to expect support for dark mode. It’s been 6 years since dark mode support was announced.One would hope product is checking in on the reviews. They should know that multiple folks are calling this out as something that should be supported.
Developer Response
Thank you for your feedback. We've added this feature to our roadmap. We'd like to connect you with our Product Manager to share more information about our upcoming plans. If you're interested in speaking with them or providing additional feedback, please contact us at support@guideline.com.
Solid, simple UI
theycallmechoob
The app makes it easy to see your balance, performance and pertinent account docs. It’s also got really high uptime that I’ve noticed.All in all, a simple effective app.
Bad dark mode
Iorveth45678
They finally implemented “dark mode” and it’s garbage. Looks like a child just drew awful purple colors all over it and has no concept of proper design. So let’s start by firing your app designers and paying for better ones. I don’t know if anyone told you morons this, but your “dark mode” does not have to match your company logo colors. And while you’re fixing this trash, add a proper iOS dark icon. Get rid of this obsession with purple.
Developer Response
We appreciate you taking the time to share your experience, and regret to hear that our product has not met your expectations. Please be assured that we have shared your feedback with our team in an effort to improve our product for users like you!If you’re interested in discussing your concerns, or have any questions, please feel free to contact our team at support@retirement.gusto.com.
Bug fixes and other improvements.
Version 1.1.19
The developer, Gusto, inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
