Speed Wallet makes Bitcoin, gold, and stablecoins simple to buy, send, spend, and sell — all in one crypto wallet. Pay instantly over the Lightning Network, send USDT over Lightning with USDT-L, add cash at 17,000+ US stores, and earn sats for building a daily buying habit. With Speed Vault, you can also securely store your assets for the long term.
WHAT YOU CAN DO
- Buy Bitcoin and crypto with your card or bank in a few taps
- Send and receive BTC on-chain or over Lightning for near-instant, low-cost payments
- Send USDT over Lightning with USDT-L, or send USDT and USDC on-chain
- Hold BTC, Gold (XAUt), USDT, USDC, and USDT-L in one wallet
- Swap between Bitcoin, stablecoins, and gold inside the app
- Sell and cash out to your US bank or debit card*
- Add cash at 17,000+ US retail stores — no bank account needed**
- Buy gift cards from global brands and earn Bitcoin back
WHY SPEED
- Buy and sell in one place: multiple payment methods, with the price and fees shown before you confirm
- USDT-L: dollar-stable payments with the speed and low cost of Lightning
- Speed Streaks: buy $10+ of Bitcoin daily, hit monthly milestones, and earn rewards in sats. Streak Shield protects your streak if you miss a day. Terms apply.
- Built for everyday use: Bitcoin, stablecoins, and gold you can actually spend
TRANSPARENT FEES
- On-chain network fees apply only when sending on-chain
- Lightning routing fees are minimal
- Network gas fees apply to on-chain stablecoin transfers
- No hidden charges
SECURITY
Your account is protected with biometric lock and 2FA. Identity verification may be required depending on your region. Your personal data is handled confidentially.
Download Speed Wallet and start using Bitcoin, stablecoins, and gold every day.
Follow us on X, LinkedIn, YouTube, and Instagram.
—
*Sell & Withdraw: US only. Card withdrawals are instant; bank withdrawals follow normal banking hours. Fees are shown before you confirm. Limits and eligibility vary, and your bank or card provider may charge additional fees.
**Cash add: US residents only, at participating retailers. $20 min / $500 max per transaction. Retail fee up to $4.95. Funds typically arrive within 15 minutes. Service provided by Green Dot®.
Features and availability vary by region and eligibility. Crypto assets are volatile and involve risk, including possible loss of value.
Speed Wallet (speed.app) is operated by Speed1, Inc. Crypto services are provided by CoinX USA, LLC, a FinCEN-registered Money Services Business (Reg. #31000292053099).
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Great app/wallet for beginners without the overwhelming push of information all at once
Ccw76
I am not one to actually give a review other than a simple short sweet and simple one giving basic thumbs up or thumbs down. I’ve been trying to learn what I can as I am able. Unfortunately, I have only truly learned what I’ve read and tried to somewhat make sense of things on my own without being able to ask questions and learn with a hands on approach. Especially for the first few years. I have attempted many different apps, exchanges and other platforms that would offer learn to earn offer and different attempts to gain airdrops before the evolve to must have referrals and have everybody repost every time ya turn around. Speed wallet has allowed me to earn crypto and have a a chance to get used to ability to have the opportunity to more exposure and not deal with sending this to that wallet then convert into suchasuch and need some of this other token or “fuel” Yes this is not free of any shuffling needing done totally, but has helped me become comfortable becoming confident with receiving assets from different projects and simplifying it.
A must have Lighting Wallet
M.Shane Frederick
I’ve been using Speed Wallet on my iPhone for a few weeks now, and I’m genuinely impressed with how seamless and efficient it is! As someone who values both speed and security when managing Bitcoin, this app delivers on all fronts. The interface is clean and intuitive, making it super easy to send and receive BTC or USDt, even for someone like me who’s not a crypto expert. Transactions are lightning-fast—true to its name—especially with the Lightning Network support, and I love how I can shop for e-gift cards directly in the app. The rewards system is a fantastic bonus; earning Speed points with every payment and redeeming them for Bitcoin SATs feels like a little win every time. Security-wise, I feel confident with its robust features, and the fact that it’s so user-friendly on iOS is a huge plus. If you’re looking for a reliable, fast, and rewarding Bitcoin wallet for your iPhone, Speed Wallet is absolutely worth a try—highly recommend!
One of the realer reviews and not botted
Unluckvj
Beware of using this app. After using it for about a couple days, verified with my ID and all, they restricted my account from sending bitcoin, USDT and USDC to any external wallet with $1000 stuck. They asked for a photo of my card used and within minutes I sent that photo. It’s been over a week and my account is still restricted. I’ve sent emails to their multiple support emails, sent support messages through the app and I’ve literally heard nothing back at all. Having your funds stuck and not hearing back from support is a major red flag and one of the worst apps. Their support apparently doesn’t work on weekends and their timing for US customers starts 11 pm - 12 am. Beware of using this app your account with get restricted and support with ghost you.Update: After 2 weeks, I reached out to support and actually got a response. My restriction was lifted and I was able to send my bitcoin off to my personal wallet. Not sure if I’ll ever use this app again but I can confirm I was able to get my funds. Besides my account being restricted for 2 weeks and locked out of my funds, I can say that the app is very easy to use and transactions are fast. I’ve sent over $9k in transactions before my account was restricted
Good Lightning Wallet w/ Bad Pitfalls
ChadWolf22
UPDATE: After using it for a day my account was disabled with around $4k in it (original positive review below) and would not let me withdraw until I completed a KYC. There was no warning that a KYC would ever trap my funds, but this should be known. Also they disabled my rewards permanently after I sent a few test transactions between this wallet and my Strike wallet. They’ve permanently disabled it so the rewards are a bit of a scam IMO (I paid more in txn fees than received in rewards so there was no ‘abuse’ of rewards). I was enjoying it until these games started happening. So lowering from 5 stars to 1 stars as it’s just an unacceptable risk if not disclosed to have your sats trapped over a KYC that wasn’t advertised as required. Also the points program is a scam that they will yank from you including your points if they for even one second think your volume won’t be as profitable. I’ve used most of the lightning wallets in the app store and it’s between this and Strike for the two best IMO. Downsides with Speed is that unlike with Strike you don’t know the exact fee for a transaction until it has been sent and it seems there’s a 1% fee to move sats on chain. With Strike you know the exact fee and you can send on chain for free (with a 24 hour delay). However with Speed you get rewards with every outbound transaction you make, which actually adds up to real dollars if you’re sending a lot on the lightning network. So it has its pros and cons but all in all transactions are very easy to make and just like strike dont seem to fail and are extremely cheap versus other methods of sending bitcoin.
Developer Response
Thank you for your thoughtful and detailed feedback. We apologize for any confusion or frustration regarding KYC requirements and rewards. Our goal is always to be as transparent as possible—KYC is only triggered for certain transactions due to regulatory guidelines, but we understand how important it is to communicate this clearly and are working to make this more visible in the app.Regarding fees and rewards, we appreciate your insights and will review how these are presented, so users can understand them better before making transactions. Your experience helps us identify where we can improve, and we’re actively discussing enhancements based on feedback like yours.If your account or rewards remain unresolved, please contact support@tryspeed.com. We want to ensure your issue is addressed directly. Thank you again for helping us improve Speed Wallet.
- Performance Enhancements: Enjoy a faster, smoother experience with optimisations across the app.
- Bug Fixes: We’ve squashed pesky bugs to ensure a more reliable and seamless wallet experience.
- Visual Enhancements: Improved UI elements for better navigation and usability.
- Security Updates: Enhanced encryption and security protocols to keep your transactions safe.
- General Improvements: Fine-tuned features to provide a more efficient and intuitive user experience.
Version 1.13.25
The developer, Speed1 - FZCO, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contact Info
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
User Content
Identifiers
Diagnostics
Other Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
