Kotak Bank (New)

Name: Kotak Bank (New)
Rating: 4.8 (969 reviews)
Author: Kotak Mahindra Bank Ltd.

Bank, Pay, Invest, and Borrow

Only for iPhone

Free

969 Ratings
Age Rating

18+
Years
Category

Finance
Developer

Kotak Mahindra Bank Ltd.
Language

EN
English
Size

125.1
MB

iPhone

Elevated banking experience awaits! Welcome to the new Kotak Bank App—designed for simplicity, speed, and smarter finance management. Enjoy a cleaner, sleeker design with instant access to all your essential features. Everything, Right Where You Need It: • Your mobile banking, now intuitive and effortless Manage accounts, deposits, loans, credit cards, and investments—all in one place with in-built navigation and quick actions for transfers, bill payments, and UPI. • Smarter Investments Explore top-performing Mutual Funds, Stocks, IPOs, NPS, APY, and switch on ActivMoney for better returns. Track your portfolio health insights instantly. • Advanced Card Controls Manage Kotak credit cards, debit cards effortlessly: set limits, generate PINs, lock/unlock, track rewards, and get in-app reminders for timely bill payments. • Fast Fund Transfers Pay your way—via UPI, QR, or mobile number. Need it done fast? Use Fast Mode for instant money transfers. For larger amounts, transfer safely via NEFT, IMPS, RTGS, or UPI. • Loan flexibility Enjoy complete loan control. Discover personalised pre-approved loans tailored for you, track every detail—check balance, amount, interest, prepay or pause EMIs in just a few taps. • Unlock Personalised Offers Avail exclusive offers on credit cards, loans, and investments—designed for you and woven seamlessly into your online banking experience. • Enhanced Security Stay protected with multi-layer encryption, biometric login, and in-app OTPs for secure access to Kotak Net Banking and transactions. • 24x7 Support Need assistance? Raise disputes and get help instantly—right from the app. Who Can Use This App? Kotak Mahindra Bank customers with Savings, Current, NRE/NRO accounts, credit cards, loans, or investments. Not a Kotak customer yet? Open a bank account in minutes with video KYC. Getting Started Download the Kotak Bank App, sign up securely with your registered mobile number, and unlock smarter digital banking. Join 8M+ users who trust Kotak Mahindra Bank for secure, seamless, and personalised banking. Experience the future of finance—bank, invest, and pay securely with Kotak mobile banking app. For support, call: 1800 4100 Disclosure: By downloading the Kotak Bank App, you consent to the Terms & Conditions and Privacy Policy of Kotak Mahindra Bank. For details, visit: https://www.kotak.bank.in/en/terms-conditions.html

Ratings & Reviews

4.8

out of 5

969 Ratings

Exceptionally simple and Fast Banking app
03/22/2025
GG Seattle
I have been using this new app from Kotak Bank as I switched from HDFC. I find this banking app to be far more superior than anything else I have used from banks. This app allows me to transfer, invest or deposit money in a few taps. Have also seen cool personal loan offers with instant disbursement. Love it!!

Developer Response
Hi! Thank you for giving us a perfect rating. It is our delight to hear such positive words and its always a pleasure to serve our valued customers. Please explore more products at www.kotak.com and recommend us to your friends or family. ^Team Kotak
Exceptionally simple and Fast Banking app
03/22/2025
GG Seattle

I have been using this new app from Kotak Bank as I switched from HDFC. I find this banking app to be far more superior than anything else I have used from banks. This app allows me to transfer, invest or deposit money in a few taps. Have also seen cool personal loan offers with instant disbursement. Love it!!
Developer Response 04/08/2025
Hi! Thank you for giving us a perfect rating. It is our delight to hear such positive words and its always a pleasure to serve our valued customers. Please explore more products at www.kotak.com and recommend us to your friends or family. ^Team Kotak
Multi-Device Access and Limited Login Options
06/16/2025
This is me’.
I’m unable to use the app on multiple devices, as it only allows login through SMS verification to a single phone number. This restriction makes it difficult to access the app from another phone, especially in situations where remote support is needed. This is particularly challenging for older users, like my parents, who are not very familiar with using mobile apps. Since I can't log in from a different device, it's impossible to help them troubleshoot or guide them unless I'm physically with them. The lack of alternative login methods (such as email, authenticator apps, or multi-device support) makes the experience unnecessarily restrictive and frustrating.Please consider offering additional login options and allowing access across multiple devices to make the app more user-friendly and accessible.

Developer Response
Hi! We constantly strive to provide you with a seamless banking experience. Please elaborate on your suggestion at social.experts@kotak.com. We would be glad to look into this. ^Team Kotak
Multi-Device Access and Limited Login Options
06/16/2025
This is me’.

I’m unable to use the app on multiple devices, as it only allows login through SMS verification to a single phone number. This restriction makes it difficult to access the app from another phone, especially in situations where remote support is needed. This is particularly challenging for older users, like my parents, who are not very familiar with using mobile apps. Since I can't log in from a different device, it's impossible to help them troubleshoot or guide them unless I'm physically with them. The lack of alternative login methods (such as email, authenticator apps, or multi-device support) makes the experience unnecessarily restrictive and frustrating.Please consider offering additional login options and allowing access across multiple devices to make the app more user-friendly and accessible.
Developer Response 06/18/2025
Hi! We constantly strive to provide you with a seamless banking experience. Please elaborate on your suggestion at social.experts@kotak.com. We would be glad to look into this. ^Team Kotak
Needs SIM carrier connection even after authenticated -. Cannot use on multiple devices
07/23/2025
RohitNRao
This is the only banking app that needs an active Indian SIM card always to access mobile banking. Even on a phone that has registered number and has MPIN activated it insists on an active carrier connection to use mobile banking. This does not work well (why should spend on roaming?) when traveling abroad or NRE banking - why not work with WiFi? Also, app can only be installed on device that has registered mobile number. The online guide says we can install on multiple device but hasn’t worked - checked with RM

Developer Response
Hi! Thank you for the review. We strive to improve our app based on user feedback. Please keep an eye out for future app updates to enhance your mobile banking experience. ^Team Kotak
Needs SIM carrier connection even after authenticated -. Cannot use on multiple devices
07/23/2025
RohitNRao

This is the only banking app that needs an active Indian SIM card always to access mobile banking. Even on a phone that has registered number and has MPIN activated it insists on an active carrier connection to use mobile banking. This does not work well (why should spend on roaming?) when traveling abroad or NRE banking - why not work with WiFi? Also, app can only be installed on device that has registered mobile number. The online guide says we can install on multiple device but hasn’t worked - checked with RM
Developer Response 07/30/2025
Hi! Thank you for the review. We strive to improve our app based on user feedback. Please keep an eye out for future app updates to enhance your mobile banking experience. ^Team Kotak
Why does it keep asking for location permission?
06/29/2025
Apgoyal
It does not give a clear reason why it needs permission to access my location. I have disabled access, but it keeps bugging me every few seconds, which is annoying. It should respect user choice.

Developer Response
The New Kotak Bank App requires certain permissions to function smoothly and securely. These permissions help enhance user experience while ensuring security. These include access such as Location, SMS, Phone, Camera & storage, Contacts. ^Team Kotak
Why does it keep asking for location permission?
06/29/2025
Apgoyal

It does not give a clear reason why it needs permission to access my location. I have disabled access, but it keeps bugging me every few seconds, which is annoying. It should respect user choice.
Developer Response 07/02/2025
The New Kotak Bank App requires certain permissions to function smoothly and securely. These permissions help enhance user experience while ensuring security. These include access such as Location, SMS, Phone, Camera & storage, Contacts. ^Team Kotak

* Enjoy a new and improved experience for credit card bills, electricity bills and mobile recharges. * Existing merchants can now purchase multiple POS devices and Soundboxes from the app. * Get full visibility of interest recalculation and final payout when closing Fixed Deposit. * A better experience awaits! We have resolved bugs and made improvements to keep your banking smooth and hassle free

Version 1.64 1h ago

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You

The following data may be collected and linked to your identity:
- Location
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Contacts
- User Content
- Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller: Kotak Mahindra Bank Ltd.
Size: 125.1 MB
Category: Finance
Compatibility: Requires iOS 17.1 or later.

iPhone
Requires iOS 17.1 or later.
Languages: English
Age Rating: 18+

18+

Learn More

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