Live Receipt Scanning * Scan receipts with your camera to automatically extract transaction details * Instantly populate merchant name and amount from receipts * Works on iPhone with neural engine and newer devices with advanced AI capabilities * Streamlines transaction entry for faster expense tracking Bug Fixes & Improvements * Fixed interest charge and due date notifications triggering incorrectly * Notifications now show accurate billing cycle amounts * New Payment Reminder settings page with detailed controls * Better app performance and reliability Shared Credit Limits Functionality * Link multiple cards that share the same credit line * Accurate statistics - no double counting of limits * Visual indicators show which cards are linked Buy Now Pay Later Functionality * Added Buy Now, Pay Later (BNPL) functionality * Users can now delay installment payments for up to 6 months * Added visual indicators for delayed payment status * Enhanced transaction display to show BNPL information UI Improvements * Added bank logos to card views * Implemented bank logo display in DirectoryView * Added bank logo overlays in CreditCardView * Improved visual alignment of bank and network logos Customizable Card Sorting * Sort your cards by name, statement date, or due date * Choose your preferred sorting method in Settings * Changes apply instantly across the app * Makes it easier to organize and track your cards Enhanced card management with improved "Ideal For" categorization * Added dedicated section for card categorization * New "Custom" option for personalized card categories * Improved organization of card benefits and categorization * Consistent UI between adding and editing cards New Default Billing Cycle Preference * Set your preferred billing cycle view (Current or Last) in Settings, which will be automatically applied when opening the app * Enhanced Transaction Filtering: Time Range filter is now always accessible, allowing more flexible transaction history viewing regardless of billing cycle selection * Improved User Experience: Transaction and Statistics views now remember your preferred billing cycle setting Enhanced Expense Tracking * Better Shared Expense Management: Track expenses made by other people with a new "Spent by" field, clearly indicating who made each transaction * Improved Categorization: Added "Business" category for work-related expenses and support for fully customizable categories * Visual Consistency: Standardized category icons and colors throughout the app for a more coherent experience Smarter Financial Analytics * Custom Categories in Statistics: Custom categories now appear with their unique names in statistics. * More Accurate Credit Utilization: Future recurring transactions no longer count against your available credit limit, giving you a clearer picture of your current financial situation * Smart Visual Indicators: Custom categories now appear with unique, consistent colors and a distinctive tag icon User Experience Improvements * Enhanced Visibility: Added clear visual indicators for transactions spent by others * Intuitive Filtering: Filter transactions by custom categories or by who spent the money * Streamlined Input: Reorganized transaction forms with clearer sections for different types of expenses

Live Receipt Scanning * Scan receipts with your camera to automatically extract transaction details * Instantly populate merchant name and amount from receipts * Works on iPhone with neural engine and newer devices with advanced AI capabilities * Streamlines transaction entry for faster expense tracking Bug Fixes & Improvements * Fixed interest charge and due date notifications triggering incorrectly * Notifications now show accurate billing cycle amounts * New Payment Reminder settings page with detailed controls * Better app performance and reliability Shared Credit Limits Functionality * Link multiple cards that share the same credit line * Accurate statistics - no double counting of limits * Visual indicators show which cards are linked Buy Now Pay Later Functionality * Added Buy Now, Pay Later (BNPL) functionality * Users can now delay installment payments for up to 6 months * Added visual indicators for delayed payment status * Enhanced transaction display to show BNPL information UI Improvements * Added bank logos to card views * Implemented bank logo display in DirectoryView * Added bank logo overlays in CreditCardView * Improved visual alignment of bank and network logos Customizable Card Sorting * Sort your cards by name, statement date, or due date * Choose your preferred sorting method in Settings * Changes apply instantly across the app * Makes it easier to organize and track your cards Enhanced card management with improved "Ideal For" categorization * Added dedicated section for card categorization * New "Custom" option for personalized card categories * Improved organization of card benefits and categorization * Consistent UI between adding and editing cards New Default Billing Cycle Preference * Set your preferred billing cycle view (Current or Last) in Settings, which will be automatically applied when opening the app * Enhanced Transaction Filtering: Time Range filter is now always accessible, allowing more flexible transaction history viewing regardless of billing cycle selection * Improved User Experience: Transaction and Statistics views now remember your preferred billing cycle setting Enhanced Expense Tracking * Better Shared Expense Management: Track expenses made by other people with a new "Spent by" field, clearly indicating who made each transaction * Improved Categorization: Added "Business" category for work-related expenses and support for fully customizable categories * Visual Consistency: Standardized category icons and colors throughout the app for a more coherent experience Smarter Financial Analytics * Custom Categories in Statistics: Custom categories now appear with their unique names in statistics. * More Accurate Credit Utilization: Future recurring transactions no longer count against your available credit limit, giving you a clearer picture of your current financial situation * Smart Visual Indicators: Custom categories now appear with unique, consistent colors and a distinctive tag icon User Experience Improvements * Enhanced Visibility: Added clear visual indicators for transactions spent by others * Intuitive Filtering: Filter transactions by custom categories or by who spent the money * Streamlined Input: Reorganized transaction forms with clearer sections for different types of expenses

Shared Credit Limits Functionality * Link multiple cards that share the same credit line * Accurate statistics - no double counting of limits * Visual indicators show which cards are linked Buy Now Pay Later Functionality * Added Buy Now, Pay Later (BNPL) functionality * Users can now delay installment payments for up to 6 months * Added visual indicators for delayed payment status * Enhanced transaction display to show BNPL information UI Improvements * Added bank logos to card views * Implemented bank logo display in DirectoryView * Added bank logo overlays in CreditCardView * Improved visual alignment of bank and network logos Customizable Card Sorting * Sort your cards by name, statement date, or due date * Choose your preferred sorting method in Settings * Changes apply instantly across the app * Makes it easier to organize and track your cards Enhanced card management with improved "Ideal For" categorization * Added dedicated section for card categorization * New "Custom" option for personalized card categories * Improved organization of card benefits and categorization * Consistent UI between adding and editing cards New Default Billing Cycle Preference * Set your preferred billing cycle view (Current or Last) in Settings, which will be automatically applied when opening the app * Enhanced Transaction Filtering: Time Range filter is now always accessible, allowing more flexible transaction history viewing regardless of billing cycle selection * Improved User Experience: Transaction and Statistics views now remember your preferred billing cycle setting Enhanced Expense Tracking * Better Shared Expense Management: Track expenses made by other people with a new "Spent by" field, clearly indicating who made each transaction * Improved Categorization: Added "Business" category for work-related expenses and support for fully customizable categories * Visual Consistency: Standardized category icons and colors throughout the app for a more coherent experience Smarter Financial Analytics * Custom Categories in Statistics: Custom categories now appear with their unique names in statistics. * More Accurate Credit Utilization: Future recurring transactions no longer count against your available credit limit, giving you a clearer picture of your current financial situation * Smart Visual Indicators: Custom categories now appear with unique, consistent colors and a distinctive tag icon User Experience Improvements * Enhanced Visibility: Added clear visual indicators for transactions spent by others * Intuitive Filtering: Filter transactions by custom categories or by who spent the money * Streamlined Input: Reorganized transaction forms with clearer sections for different types of expenses

We've made several enhancements to improve your experience! This update includes bug fixes, UI and performance improvements. * Export in Statistics – Easily export your data from the Statistics screen for better record-keeping and analysis. * Swipe Actions for Transactions – Quickly manage transactions with new swipe gestures. * Revamped Receipts View – A more polished and interactive UI with improved zoom & pan for better navigation * Expanded Bank Directory – Added five new banks and implemented alphabetical sorting for easier browsing. * Updated Settings – The Annual Fee Amount field now follows the same formatting method for consistency. * Duplicate Transactions – Easily copy or duplicate a transaction with just a tap. * More Flexibility for Payment Due Dates – Now, you can set your payment due date as low as 1 day instead of the previous 15-day limit. * Smarter Transaction Options – When adding a transaction, Recurring Transaction and Pay in Installments are now mutually exclusive, ensuring a clearer and more intuitive experience. * Faster Initial Backup – First-time users can now back up their data more quickly and efficiently. * More Frequent Checkpoints – Improved file management with increased automatic data checkpoints. * Smoother Onboarding – A refined recovery strategy ensures a seamless start. * Enhanced Auto-Save – More save points to better protect your data from loss. * Improved Error Handling – Stronger recovery mechanisms to prevent and fix file corruption.

We've made several enhancements to improve your experience! This update includes bug fixes, UI and performance improvements. * Export in Statistics – Easily export your data from the Statistics screen for better record-keeping and analysis. * Swipe Actions for Transactions – Quickly manage transactions with new swipe gestures. * Revamped Receipts View – A more polished and interactive UI with improved zoom & pan for better navigation * Expanded Bank Directory – Added five new banks and implemented alphabetical sorting for easier browsing. * Updated Settings – The Annual Fee Amount field now follows the same formatting method for consistency. * Duplicate Transactions – Easily copy or duplicate a transaction with just a tap. * More Flexibility for Payment Due Dates – Now, you can set your payment due date as low as 1 day instead of the previous 15-day limit. * Smarter Transaction Options – When adding a transaction, Recurring Transaction and Pay in Installments are now mutually exclusive, ensuring a clearer and more intuitive experience. * Faster Initial Backup – First-time users can now back up their data more quickly and efficiently. * More Frequent Checkpoints – Improved file management with increased automatic data checkpoints. * Smoother Onboarding – A refined recovery strategy ensures a seamless start. * Enhanced Auto-Save – More save points to better protect your data from loss. * Improved Error Handling – Stronger recovery mechanisms to prevent and fix file corruption.

We've made several enhancements to improve your experience! This update includes bug fixes, UI and performance improvements. * Swipe Actions for Transactions – Quickly manage transactions with new swipe gestures. * Revamped Receipts View – A more polished and interactive UI with improved zoom & pan for better navigation * Expanded Bank Directory – Added five new banks and implemented alphabetical sorting for easier browsing. * Updated Settings – The Annual Fee Amount field now follows the same formatting method for consistency. * Duplicate Transactions – Easily copy or duplicate a transaction with just a tap. * More Flexibility for Payment Due Dates – Now, you can set your payment due date as low as 1 day instead of the previous 15-day limit. * Smarter Transaction Options – When adding a transaction, Recurring Transaction and Pay in Installments are now mutually exclusive, ensuring a clearer and more intuitive experience. * Faster Initial Backup – First-time users can now back up their data more quickly and efficiently. * More Frequent Checkpoints – Improved file management with increased automatic data checkpoints. * Smoother Onboarding – A refined recovery strategy ensures a seamless start. * Enhanced Auto-Save – More save points to better protect your data from loss. * Improved Error Handling – Stronger recovery mechanisms to prevent and fix file corruption.

We've made several enhancements to improve your experience! This update includes bug fixes, UI and performance improvements. * Duplicate Transactions – Easily copy or duplicate a transaction with just a tap! * More Flexibility for Payment Due Dates – Now, you can set your payment due date as low as 1 day instead of the previous 15-day limit. * Smarter Transaction Options – When adding a transaction, Recurring Transaction and Pay in Installments are now mutually exclusive, ensuring a clearer and more intuitive experience. * Faster Initial Backup – First-time users can now back up their data more quickly and efficiently. * More Frequent Checkpoints – Improved file management with increased automatic data checkpoints. * Smoother Onboarding – A refined recovery strategy ensures a seamless start. * Enhanced Auto-Save – More save points to better protect your data from loss. * Improved Error Handling – Stronger recovery mechanisms to prevent and fix file corruption.

We've made several enhancements to improve your experience! This update includes bug fixes, UI and performance improvements. * Faster initial backup for first-time users * More frequent data checkpointing for better file management * Smoother onboarding with an improved recovery strategy * Increased auto-save points for better data security * Better error handling and recovery for file corruption

We've made several enhancements to improve your experience! This update includes bug fixes, UI and performance improvements. * Faster initial backup for first-time users * More frequent data checkpointing for better file management * Smoother onboarding with an improved recovery strategy * Increased auto-save points for better data security * Better error handling and recovery for file corruption

Minor bug fixes, UI and performance improvements New Features: Effective Interest Rate Feature: * Track your credit card costs more effectively with automatic interest calculations for unpaid balances! * Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied. * Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed. * Automatic Transactions: Interest is automatically added as a transaction. * Daily Monitoring: The system checks daily at midnight for unpaid balances, applying interest if the due date has passed with unpaid balance exists and an effective interest rate is set. Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Minor bug fixes, UI and performance improvements New Features: Effective Interest Rate Feature: * Track your credit card costs more effectively with automatic interest calculations for unpaid balances! * Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied. * Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed. * Automatic Transactions: Interest is automatically added as a transaction. * Daily Monitoring: The system checks daily at midnight for unpaid balances, applying interest if the due date has passed with unpaid balance exists and an effective interest rate is set. Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Minor bug fixes, UI and performance improvements New Features: Effective Interest Rate Feature: * Track your credit card costs more effectively with automatic interest calculations for unpaid balances! * Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied. * Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed. * Automatic Transactions: Interest is automatically added as a transaction. * Daily Monitoring: The system checks daily at midnight for unpaid balances, applying interest if the due date has passed with unpaid balance exists and an effective interest rate is set. Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Minor bug fixes, UI and performance improvements New Features: Effective Interest Rate Feature: * Track your credit card costs more effectively with automatic interest calculations for unpaid balances! * Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied. * Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed. * Automatic Transactions: Interest is automatically added as a transaction. * Daily Monitoring: The system checks daily at midnight for unpaid balances, applying interest if the due date has passed with unpaid balance exists and an effective interest rate is set. Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Minor bug fixes, UI and performance improvements New Features: Effective Interest Rate Feature: * Track your credit card costs more effectively with automatic interest calculations for unpaid balances! * Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied. * Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed. * Automatic Transactions: Interest is automatically added as a transaction. * Daily Monitoring: The system checks daily at midnight for unpaid balances, applying interest if the due date has passed with unpaid balance exists and an effective interest rate is set. Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Minor bug fixes, UI and performance improvements New Features: Effective Interest Rate Feature: * Track your credit card costs more effectively with automatic interest calculations for unpaid balances! * Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied. * Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed. * Automatic Transactions: Interest is automatically added as a transaction. * Daily Monitoring: The system checks daily at midnight for unpaid balances, applying interest if the due date has passed with unpaid balance exists and an effective interest rate is set. Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Minor bug fixes, UI and performance improvements New Features: Effective Interest Rate Feature: * Track your credit card costs more effectively with automatic interest calculations for unpaid balances! * Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied. * Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed. * Automatic Transactions: Interest is automatically added as a transaction. * Daily Monitoring: The system checks daily at midnight for unpaid balances, applying interest only if: The due date has passed. An unpaid balance exists. An effective interest rate is set. Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Minor bug fixes, UI and performance improvements Bug Fixes: * iCloud Sync Fix: Resolved an issue with iCloud Sync to ensure your data is reliably backed up * Stacked View Update: Fixed the scroll issue to ensure all cards are fully visible. * Enhanced Auto-Scrolling: Resolved auto-scroll behavior to consistently center the selected field in the Add Transaction and Edit Transaction views. * Refined Filtering Logic: Improved time range and billing cycle filtering for both single and multiple cards, ensuring more accurate results. New Features: Effective Interest Rate Feature: * Track your credit card costs more effectively with automatic interest calculations for unpaid balances! * Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied. * Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed. * Automatic Transactions: Interest is automatically added as a transaction with: Category: "Interest" Merchant: "Interest Charge" Notes: "Automatic interest charge for unpaid balance" Amount: The calculated interest. * Daily Monitoring: The system checks daily at midnight for unpaid balances, applying interest only if: The due date has passed. An unpaid balance exists. An effective interest rate is set. Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Minor bug fixes, UI and performance improvements Bug Fixes: * iCloud Sync Fix: Resolved an issue with iCloud Sync to ensure your data is reliably backed up * Stacked View Update: Fixed the scroll issue to ensure all cards are fully visible. * Enhanced Auto-Scrolling: Resolved auto-scroll behavior to consistently center the selected field in the Add Transaction and Edit Transaction views. * Refined Filtering Logic: Improved time range and billing cycle filtering for both single and multiple cards, ensuring more accurate results. New Features: Effective Interest Rate Feature: * Track your credit card costs more effectively with automatic interest calculations for unpaid balances! * Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied. * Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed. * Automatic Transactions: Interest is automatically added as a transaction with: Category: "Interest" Merchant: "Interest Charge" Notes: "Automatic interest charge for unpaid balance" Amount: The calculated interest. * Daily Monitoring: The system checks daily at midnight for unpaid balances, applying interest only if: The due date has passed. An unpaid balance exists. An effective interest rate is set. Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Bug Fixes: * iCloud Sync Fix: Resolved an issue with iCloud Sync to ensure your data is reliably backed up * Stacked View Update: Fixed the scroll issue to ensure all cards are fully visible. * Enhanced Auto-Scrolling: Resolved auto-scroll behavior to consistently center the selected field in the Add Transaction and Edit Transaction views. * Refined Filtering Logic: Improved time range and billing cycle filtering for both single and multiple cards, ensuring more accurate results. New Features: Effective Interest Rate Feature: * Track your credit card costs more effectively with automatic interest calculations for unpaid balances! * Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied. * Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed. * Automatic Transactions: Interest is automatically added as a transaction with: Category: "Interest" Merchant: "Interest Charge" Notes: "Automatic interest charge for unpaid balance" Amount: The calculated interest. * Daily Monitoring: The system checks daily at midnight for unpaid balances, applying interest only if: The due date has passed. An unpaid balance exists. An effective interest rate is set. Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Bug Fixes: * iCloud Sync Fix: Resolved an issue with iCloud Sync to ensure your data is reliably backed up * Stacked View Update: Fixed the scroll issue to ensure all cards are fully visible. * Enhanced Auto-Scrolling: Resolved auto-scroll behavior to consistently center the selected field in the Add Transaction and Edit Transaction views. * Refined Filtering Logic: Improved time range and billing cycle filtering for both single and multiple cards, ensuring more accurate results. New Features: Notifications View: * Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. * Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top * Introduced an unread indicator: a small red dot appears on the bell icon's top-right corner when there are unread notifications. The dot disappears once all notifications are read. Installment Feature: * Exclusive to Expenses: The installment feature is available only for expense transactions. * Flexible Terms: Choose from 3, 6, 12, or 24-month installment options. * Automatic Calculations: Instantly calculates and displays the monthly payment amount. * Credit Limit Details: Shows the total amount that will be applied to your credit limit. * Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations. * Enhanced Transaction View: Now includes detailed installment information for a clearer overview. Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis. * Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category. * Simplified Management: Edit or delete individual transactions without impacting the rest of the series. Stay on top of annual fees with customizable reminder settings. * Toggle Reminders: Enable or disable reminders for each card. * Custom Dates: Set specific dates for annual fees. * Timely Alerts: Receive notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Bug Fixes: * Resolved scroll issue in Stacked View to ensure all cards are visible. * Fixed auto-scrolling behavior to center the selected field in both the Add Transaction View and Edit Transaction View. * Improved filtering logic to accurately handle time range and billing cycles for single and multiple cards. New Features: Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Choose from weekly, monthly, or annual frequencies for recurring transactions. * Automatically generate future transactions (up to a year for monthly) with consistent details like amount, merchant, and category. * Easily manage recurring payments: edit or delete individual transactions without affecting others. Added annual fee reminders with customizable settings. * Enable/disable reminders for each card. * Set specific annual fee dates. * Get notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Bug Fixes: * Resolved scroll issue in Stacked View to ensure all cards are visible. * Improved filtering logic to accurately handle time range and billing cycles for single and multiple cards. New Features: Recurring Transactions: Manage recurring payments seamlessly with powerful new options! * Choose from weekly, monthly, or annual frequencies for recurring transactions. * Automatically generate future transactions (up to a year for monthly) with consistent details like amount, merchant, and category. * Easily manage recurring payments: edit or delete individual transactions without affecting others.  Added annual fee reminders with customizable settings. * Enable/disable reminders for each card. * Set specific annual fee dates. * Get notifications 30 days, 7 days, and on the due date. Enjoy a smoother and more personalized experience with these updates!

Minor bug fixes and UI improvements.

Minor bug fixes and UI improvements.

Minor bug fixes and UI improvements.