Revisit every conversation with your financial assistant and export your chat history as Markdown, HTML, or JSON. Notifications now open into richer, grounded explanations with charts and relevant transactions when useful. This update also improves subscription renewals, goal timelines, and reliability

Your financial insights now remember what you have already seen and can open into a richer conversation with supporting charts and transactions when useful. Long-term goals now use more realistic timelines, with additional improvements to wage history, onboarding, notifications, and reliability

Bug fixes

- Improved onboarding experience - 10x notifications - More specific financial insights - Better context with assistant

- Improved context all around - Warnings before subscriptions charge - Goal check-ins that work, deadline nudges, and a real congrats when you pay off your debt - Budget pace warnings: "Food's at 88% with 16 days left — about $7/day to stay on track" - Setup nudges that jump straight to the screen: connect bank, set goal, add wage - Starter questions in chat: new chats show suggested questions you can tap, and you can stop the assistant mid-answer to edit your message

- Improved notifications (more personalized) - More visibility on goal progress - Categorize business expenses - Trip budgeting - UI improvements

- Better financial assistant locally - Improved financial insights - Upload CSVs from your bank - Hold financial insight card to chat about it - Better subscription visibility

- Smarter Financial Assistant - Long press for more transaction options (chat about it or change category) - Fixed bug for recurring transactions - Better view for recurring transactions

- Feature Request Board - More specific and intentional goals - Improved financial insights (spotting useful spending patterns) - Grouped transaction planning - Reduced noisy notifications and made alerts more thoughtful and less repetitive - Made transfers easier to read by grouping them into one clear line item - Updated transaction display so bank-to-bank movements are easy to understand - Improve duplicate transaction detection

- Salary support — enter your wage as either hourly or an annual salary; time-cost-of-purchases works either way - Faster line chart — dragging the timeline is now smooth even with hundreds of transactions - Settings sync — your theme, budget breakdown, pay period, and time-cost preference now save to your account, so they survive uninstall and follow you across devices - Goal progress at a glance — new insight on the Home screen tells you if you're on track, ahead, or behind on your goal, and which category to trim for the biggest impact when you're behind - Quicker bank connection — "Connect Bank" now opens instantly instead of waiting on a network round-trip - Tap-to-edit wage — your wage in Preferences is now tappable; no more separate "Edit Wage" button - Cleaner notifications — the icon badge no longer fluctuates with random transaction counts, repeats are gone (no more "Did you treat yourself?" twice for the same charge), and you'll see more variety day-to-day - Smarter "What's New" — this announcement you're reading now updates automatically when a new version ships, so future releases will be clearer about what changed

- Improved financial insights (actionable steps) - Improved personalization (better memory of habits) - Minor UI changes - Bug fixes

- Bug fixes - Financial assistant improvement - Financial insights improvements

Bug fixes

Bug fix causing app to crash when syncing multiple cards

Time-cost view on charts All three Home screen charts: bar, donut, and line now have a time-cost toggle. Tap the clock icon next to the timeframe buttons to see your spending measured in work hours instead of dollars Swipeable insight cards Insight cards on the Home screen now respond to swipe gestures. Swipe right to deep dive into the details, or swipe left to dismiss and move on Smarter notifications that learn what you care about Notifications now track which types you engage with. If you consistently ignore a certain kind of alert, the app stops sending it. No more repetitive category notifications Tap a notification, land in the right place Notifications now deep-link directly to the relevant screen. A spending recap notification takes you straight to your summary, no more hunting through the app Actionable financial insights Insight cards now include a specific next step you can take, with an estimated dollar savings. For example: "Cooking 2 extra meals/week could save ~$48/month on Food." Charts show a full year of data The 1Y timeframe now pulls a full 12 months of transaction history across all chart types Smarter transaction categorization The app learns from how similar transactions are categorized across users, so common merchants get categorized instantly, and gym/fitness purchases correctly go under Health Financial assistant rate limits To keep things running smoothly for everyone, the AI chat and insights are now rate-limited UI polish - Card backgrounds are now a softer gray instead of black in light mode - Insight card dots are tappable, jump to any card directly - Pause icon shows when card auto-rotation is paused - Transaction detail screen now scrolls and shows validation errors inline - Keyboard "Done" button added to onboarding subscription price field - Chart type picker now shows a subtitle describing each chart

- Redesigned charts. All three chart types on the Home screen have been rebuilt. The bar chart now shows spending over time (daily, weekly, or monthly bars). The progress circle is now a category donut chart showing where your money goes. The line chart is now interactive, drag to see exact values at any point. All charts support the 1W / 1M / 1Y timeframe selector. - Smarter bank sync. Pending transactions now update in-place when they post, eliminating duplicates. Existing bank connections will automatically backfill up to a year of transaction history on first launch. - Email update screen fix — Users blocked on the email verification screen can now sign out or switch accounts. The app also automatically detects when verification is complete. - Budget input improvement — You can now tap a budget category's percentage to type an exact number instead of only using the slider. - Cleaner transaction list — Transaction rows now show a single status icon instead of stacking multiple icons. - Smarter notifications — Daily notifications now learn your usage patterns and arrive at better times. Duplicate "big expense" alerts are suppressed, and debt payoff gets a celebration notification. - Updated help & FAQ — Answers corrected to reflect current app navigation and features.

- UI improvements (charts 10x'd, 1D chart option removed) - Preferences budget section not adding to 100% bug fixed - Wage history repeating bug fixed - Updated help section - 1 icon for each transaction type instead of multiple (bank, transfer, or credit card) - Financial insights improvement (steps to achieve insight, verification of amounts) - Credit card hitting multiple of the same payment (charged vs posted) bug fixed

- Financial insights improvement - Financial assistant improvement

- Bug fixes - Notification improvements

- Smarter duplicate detection: bank transactions from the same merchant are now matched more accurately, even when store numbers or location details vary - Custom category emojis: new categories automatically get a relevant emoji, and you can tap to change it to any emoji you prefer - Improved financial assistant: responses are more concise and focused on your actual monthly spending patterns - Added Subscriptions as a built-in budget category - Bug fixes and performance improvements

- Background on category icon - UI changes (make outlier expenses red) - Goal setting autodetects debt if a credit card is added - Multiple credit cards able to be tracked under one goal - Bug fixes (goal setting no longer disappears, infinite wage history and goal history fixed)

- Bug fixes - Financial assistant improvements - UI improvements

- FAB substituted for financial assistant access - Timeframe on certain notifications - Assistant not able to access transactions bug fixed - Credit card support

- Clicking the ‘try it’ button on the new feature spotlight should send the user to the correct location - Settings should save when I sign in or sign out the app - Why do some categories not show when I click on the transaction (ex: bills for the codacademy and healthcare for cvs) - Relevant follow up questions in financial assistant - Close the keyboard in the assistant when swiping down - Ability to change things from the financial assistant - Advice should be short, friendly, but to the point - New feature automation should update when the release comes out - New update should notify users by email - UX/UI changes (minimize keyboard in financial assistant when swiping down)

- Category cleanup (Less transactions in the ‘other’ category) - Preferences UI cleanup - Duplicate transaction bug when using the app on multiple devices - New feature spotlight - Delay in new transactions added bug fix due to duplicate review bug fixed - Financial assistant improvements: - Allow the keyboard to collapse when a message is sent or when the assistant is responding - Shorter initial message - Page scrolls down as the assistant types back - Blur at the top