Social Security Optimizer
Claim Age Comparison Tool
Free · Designed for iPad
Social Security Optimizer – your retirement calculator for break-even analysis, benefit comparisons, and smarter planning.
Maximize your Social Security benefits with clarity and confidence.
This app helps you compare different claiming ages for Social Security retirement benefits. By entering your expected monthly payments at early and other ages, such as full, and delayed retirement, you’ll see exactly when one choice begins to pay off compared to another.
Key Features:
Benefit Comparison – Enter early vs. delayed claiming ages and monthly benefit amounts.
Break-Even Analysis – Instantly calculate the age at which delaying starts to provide more lifetime income.
Interactive Charts & Tables – Visualize the trade-offs with easy-to-understand results.
Customizable Inputs – Tailor the calculator to your personal benefit estimates.
Export & Share – Save your results to PDF for reference or discussion with a financial advisor.
Why Use This App?
Social Security is a cornerstone of retirement income. Deciding when to start claiming can have a major impact on your lifetime benefits. Our app gives you a clear, visual way to compare your options and make informed choices.
Whether you’re approaching retirement or just planning ahead, this tool is designed to provide clarity and and help you make informed choices about your future.
Ratings & Reviews
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Ads now properly serving, added ability to change selection for users to change their tracking across sites selection. After last review, added Consent Manager fix for iPad.
The developer, SkyGem Software, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Skygem Software, LLC
- Size
- 5.5 MB
- Category
- Finance
- Compatibility
Requires iOS 16.6 or later.
- iPhone
Requires iOS 16.6 or later. - iPad
Requires iPadOS 16.6 or later. - Mac
Requires macOS 13.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Age Rating
4+
- 4+
- Contains
User-Generated Content
- Copyright
- © 2025 SkyGem Software. All rights reserved.