NEW LOOK • A new app icon: the KnotTheory trefoil, with a badge for personal tax. TAX ESTIMATE AND FILE RETURN • Fixed a Tax Estimate that could show $0 after an app update moved your documents. • File Return now builds the refund from your income and tax, not from payments alone, and no longer counts withholding twice. • Blank fields show placeholders instead of 0.00. ON-DEVICE AI • Document Chat with the on-device Gemma 4 model no longer closes the app on iPhone. • Fixed the Gemma 4 model download after the files were renamed at the source. • Chat now knows the tax year and country you are working in. • Quitting during extraction no longer crashes. EVERYDAY FIXES • Years display as 2025, not 2,025. • Adding an institution creates its tax year, and a new year is selected straight away. • Year Comparison uses all your amounts and fits the iPhone screen. • Vault: import passwords from CSV on iPhone; Face ID prompt explained. • Export: share sheet on iPhone. • Scanner: Done closes the scanner and no longer saves duplicate PDFs. • Help and About now say plainly that your data stays on your device. Feedback: tess@knottheory.ai

OFFICIAL IRS PAPER-MAILING PDFs (US) • Form 1040 — auto-filled from your W-2/1099/1098 imports. Print, sign, mail. • Form 4868 (extension) auto-filled. • Supplemental schedules (1, 2, 3, A, B, D, Form 8949, 1040-V) bundled and progressively wired. • One-time IAP unlocks both PDFs for life. Restored across your Apple ID devices. Tax Estimate, document review, and the print-summary worksheet remain free. LIVE-VERIFIED MAILING ADDRESSES • Correct IRS service center based on your state and whether you owe a balance. • Verified live against irs.gov every time. Badge: Verified | IRS differs | Could not verify INDIA — ITR-2 + YEAR-OVER-YEAR • Read previously filed ITR-2 PDFs and extract aggregate totals (Gross Total Income, Net Tax, TDS, Refund). • Year-over-Year comparison card on Tax Estimate view: last year vs. current year, with delta %. • Form 16 / 16A / 26AS / Bank Interest Certificate — per-form extractors using IT Department spec language. Works across HDFC, ICICI, SBI, Axis, and others. EXTRACTION — PER-FORM ARCHITECTURE • One file per tax form (W-2, 1099-INT/DIV/B/DA/R/NEC/MISC, 1098, 1098-T, 1099-OID/G/SSA/SA). Each form's tolerances tuned independently. • W-2 Box 12 (code, value) pair extraction: D=401k, DD=health, W=HSA, etc. • On-device VLM arbiter (Gemma 4) re-verifies after import. TAX CALCULATOR — AUDIT FIXES • 1099, 1098 calculation fixes • Withholding key sets corrected for 1099-INT/R/NEC (state vs. federal). STABILITY & POLISH • Fixed Metal/GGML shutdown errors. • Form 1040 address now auto-populates from your saved Profile. • New Federal Filing section in Help & About: what you can file, mailing flow, limitations, step-by-step, disclaimer. Reach us at tess@knottheory.ai with feedback

Tesseract-Tax v1.5 • Canada support — T1 General, T4, T4A, T5, T3, RRSP / TFSA forms. Federal + provincial tax estimates with CRA-aligned brackets. Join US, India, UK, Australia, Ireland, Germany, France, and Italy. • Gemma 4 on-device AI — faster, smarter chat about your documents and tax situation. Multimodal vision replaces the old extractor: one model now handles document reading, Q&A, and refund reasoning. No data leaves your device. • Refund / Owe at a glance — the estimate now shows federal + state tax, withholding, and whether you're owed a refund or owe the IRS. • Tax Knowledge Base — a persistent, on-device knowledge store compiled from your documents + OBBB / IRC rules. Answers questions in 2-3 hops instead of re-searching every time. • Polish — more complete German, French, Hindi, and Italian translations; iOS memory fixes on older iPhones; PDF OCR no longer prints over handwriting on scanned returns

What's New in Version 1.4 OBBB Tax Law (Public Law 119-21, signed July 4, 2025): - SALT cap raised to $40,000 (from $10,000) - Child Tax Credit increased to $2,200/child - New deductions: No Tax on Tips ($25K), No Tax on Overtime ($12.5K/$25K), Senior Deduction ($6K/$12K), Auto Loan Interest ($10K) - Adoption Credit now partially refundable (up to $5,000) Tax Savings Advisor (NEW): - 34-rule tax minimization analyzer covering all IRS forms - AI-powered personalized analysis via on-device Gemma3 - Interactive follow-up Q&A with popup answer dialogs - Covers: retirement gaps, capital gains harvesting, bracket proximity, charitable strategies, stock options, Roth conversions, HSA, and more

Tesseract-Tax™ now reflects the One, Big, Beautiful Bill Act signed July 4, 2025: OBBB Tax Law Updates (Public Law 119-21) - SALT cap raised to $40,000 — Up from $10,000. Phases out above $500K AGI. MFS: $20,000. - Child Tax Credit: $2,200/child — Increased from $2,000 for 2025. - No Tax on Tips — New deduction up to $25,000. Auto-extracted from W-2 Box 7/8. - No Tax on Overtime — New deduction up to $12,500 (Single) / $25,000 (MFJ). - Senior Deduction — Additional $6,000/$12,000 for taxpayers age 65+. - Auto Loan Interest Deduction — Up to $10,000 for US-made vehicles. - Adoption Credit — Now partially refundable (up to $5,000). - 100% Bonus Depreciation restored for business property (CorpTax). - Ask the LLM about any IRC section or OBBB provision — 13 new OBBB entries and 45+ IRC sections are now searchable in the chat RAG. - Type "SALT", "tips", "overtime", or any tax term to see autocomplete tags with full legal references. - Calculation log ("How did I arrive at this estimate?") now shows each OBBB deduction step with IRS reference links. - New input section on Tax Estimate screen for children, age 65+, overtime pay, auto loan interest, and adoption expenses. - Improved W-2 extraction: Box 7 (SS tips) and Box 8 (allocated tips) now extracted and cross-verified. - Fixed multiple-window issue on macOS (Cmd+Tab). - Fixed Gemma3 model detection when switching between App Store and development builds

International Tax Support — 8 Countries! Tesseract-Tax goes global. Collect, scan, and organize tax documents for the United States, India, United Kingdom, Australia, Ireland, Germany, France, and Italy. - Country-specific institution catalogs, tax brackets, deductions, and credits - Auto-detects country from PDF content - Country-specific tax estimation India: Form 16, Form 16A, Form 26AS, ITR-V, Section 143(1) Intimation. Old & New regime with 80C/80D/80G/80TTA deductions, HRA exemption, Section 24(b) home loan. UK: P60, P45, SA100 Self Assessment. Income Tax + National Insurance. Germany: Lohnsteuerbescheinigung, Einkommensteuerbescheid. Kirchensteuer/Soli. France: Avis d'imposition, Déclaration 2042. Quotient familial. Italy: Certificazione Unica, Modello 730. IRPEF + addizionali. Ireland: Employment Detail Summary, Form 11. USC + PRSI. Australia: PAYG Payment Summary. Medicare Levy, superannuation. New US Forms - 1099-SA (HSA distributions) and Form 8889 (HSA contributions) - HealthEquity and Optum Bank in catalog Vault: CSV import for passwords (Safari, Chrome, 1Password, Bitwarden). Auto-hide after 15 seconds. Other: 118 institution URL fixes, unified Help with per-country tax guide, localization (English, Hindi, German, French, Italian), Delete Year, improved W-2 detection.

Bug fixes: In Scanning using iPhone camera and saving documents