Allokate: Budget for Couples
Shared bills, separate money
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Your partner joins free. Cover shared bills first, keep the rest yours, and see what is safe to spend. Try the free bill-split calculator at allokate.io.
The budget for couples who don't merge everything.
Keep your own accounts. Cover the shared bills first. See one plan together.
Invite your partner free, and stop having the money talk every Sunday.
YOURS, MINE & OURS
See what each of you spent and what you share, in one place. Mark a purchase "Ours" and Allokate splits it your way: by income, 50/50, or a ratio you both pick. You always know who has covered more, and you can settle the month in a tap.
SAFE TO SPEND
One number for the rest of the month, after bills and savings. No spreadsheet math.
SHARED BILLS, COVERED FIRST
Every shared bill with its date, who paid it, and whose share is still open. Mark a share as sent and it's squared up.
A 5-MINUTE MONEY CHECK-IN
Once a week, sit down together, see what changed, and agree on one thing. No lectures, no guilt.
GOALS YOU BOTH SEE
Save for the trip, the emergency fund, or the down payment, and watch the jars fill together.
BANK SYNC, READ-ONLY (PRO)
Connect accounts through Plaid with read-only access. Allokate can never move your money, and your bank login is never stored by Allokate. Prefer to track by hand? That works too, and it's free.
BUILT BY A HUSBAND FOR HIS OWN MARRIAGE
Allokate is made by one person in North Carolina who wanted a budget that fit how he and his wife actually handle money. I read every email: ben@allokate.io.
FREE AND PRO
Free: invite your partner, yours/mine/ours planning, tracking by hand, 3 months of history and up to 2 savings goals.
Pro adds bank sync, unlimited history and goals, reports, the Allokate assistant and households of three or more. Start with a free trial. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple ID settings.
Terms: https://www.allokate.io/legal/terms
Privacy: https://www.allokate.io/legal/privacy
Ratings & Reviews
Quick add is faster and suggests places as you type an amount. Choose which of a bank's accounts to keep. Scan bills and receipts in batches. The new-month review is smoother.
The developer, Allokate LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Allokate LLC
- Size
- 71.7 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Infrequent
Contests
- In-App Purchases
Yes
- Allokate Pro Annual $59.99
- Allokate Pro $7.99
- Copyright
- © 2026 Allokate LLC
