Tax Headroom
Finance
Free · Designed for iPad. Not verified for macOS.
Plan this year’s taxes with more confidence: updated tax calculations, age-based deductions, and a clearer view of your federal tax balance and health costs.
Tax Headroom helps you estimate how much room you have before crossing key federal tax thresholds.
Explore current-year federal tax outcomes from Roth conversions, IRA withdrawals, QCDs, capital gains, dividends, Social Security, deductions, credits, and estimated payments. Adjust sliders and immediately see how your income, federal tax, ACA premium subsidy, and estimated federal tax balance may change.
Birth month and year help tailor age-based deductions, QCD eligibility, and partial-year ACA and Medicare coverage estimates. View your estimated federal tax balance separately from combined tax and health planning costs.
Use Tax Headroom to explore questions like:
• How much Roth conversion room do I have this year?
• How much long-term capital gain can I realize before hitting a higher bracket?
• Will extra income affect my ACA subsidy?
• How does my income compare with IRMAA thresholds?
• How do QCDs or charitable contributions affect my outcome?
• What additional federal tax payment might I need?
Calculations include NIIT, AMT, and eligible senior deductions. IRMAA planning estimates compare entered current-year income with current Medicare surcharge thresholds. Actual Medicare surcharges generally use income from two years earlier; future premiums are not projected.
Tax Headroom focuses on federal current-year planning. It is not tax filing software and does not currently model state taxes. Results are estimates based on the values you enter and should be reviewed with a qualified tax professional before making tax or investment decisions.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Updated and refined modeling with improvements in key areas:
• Added birth month and year inputs for more precise age-based planning.
• Updated senior deductions, AMT calculations, ACA subsidy limits, and IRMAA thresholds.
• Improved partial-year ACA and Medicare coverage estimates.
• Refined QCD eligibility and contribution limits.
• Separated your estimated federal tax balance from combined tax and health planning costs.
• Clarified IRMAA planning estimates and expanded in-app Help.
The developer, Orestes Melgarejo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Orestes Melgarejo
- Size
- 8.4 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - iPad
Requires iPadOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- Copyright
- © omSoft LLC