HomeReady: Buy a Home
Your path to mortgage-ready
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Stop guessing. HomeReady shows exactly where you stand on getting a mortgage — track credit, savings & income, follow your roadmap, and shop with confidence.
Buying a home shouldn't feel like a guessing game. HomeReady turns the confusing mortgage process into a clear, step-by-step plan — so you always know exactly what to do next.
Track your readiness across the things lenders actually care about: credit score, employment history, down-payment savings, and debt-to-income ratio. See a single readiness score, an estimate of how much home you may qualify for, and a personalized roadmap to get there.
WHY HOMEREADY
• Know where you stand — Your readiness score updates instantly across credit, employment, savings, and DTI, with a loan-qualification estimate.
• Your roadmap to ready — A step-by-step plan shows the exact next move, with milestone badges and daily streaks to keep you motivated.
• AI coaching on every step — Tap any step for tailored tips, and ask follow-up questions to a coach that understands your numbers.
• No spam, ever — You decide who can reach you. Agents and lenders can only message you after you approve. Your contact info stays private.
• Verify securely — Upload pay stubs or bank statements to earn a Verified badge that agents and lenders trust.
• Live lender rates — Track current market rates and get matched with lenders that fit your goals.
• Private by design — Your details are used only to calculate readiness. Delete your account and data anytime.
HOW IT WORKS
Add your numbers — credit, income, savings, and target home price.
Follow your roadmap — complete milestones with AI-guided tips and watch your score climb.
Connect when ready — approve trusted agents and lenders on your terms.
Whether you're months or years away from buying, HomeReady helps you build a clear plan, stay motivated, and take the next step with confidence.
Download HomeReady and start your journey to homeownership today!
What's New (1.0.1):
• New Roadmap to Ready — a step-by-step plan showing exactly what to do next to qualify.
• AI Coach — tailored tips on any step, plus ask follow-up questions.
• Badges & Streaks to keep you motivated.
• DTI insights, a fresh new look, and performance improvements.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• New Roadmap to Ready: a step-by-step plan showing exactly what to do next to qualify.
• AI Coach: tailored tips on any step, plus ask follow-up questions.
• Badges & Streaks to keep you motivated.
• Debt-to-income insights, a fresh new look, and performance improvements.
The developer, INESHA BAKER, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- INESHA BAKER
- Size
- 50.9 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Contains
Unrestricted Web Access
Advertising
User-Generated Content
Social Media
- In-App Purchases
Yes
- Annual Pro Access $490.00
- Monthly Pro Access $49.00
- Copyright
- © ACCESS360 2026