SmartCredit®

Name: SmartCredit®
Rating: 3.3 (142 reviews)
Author: ConsumerDirect Inc

Productivity

Free · Designed for iPad

142 Ratings
Ages

4+
In-App Controls
Category

Productivity
Developer

ConsumerDirect Inc
Language

EN
English
Size

29.5
MB

SmartCredit® Control your future credit score!™ SmartCredit® helps you control your credit score, money and identity in one place. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible. SmartCredit® even safeguards the points you gain with unmatched credit monitoring and ID fraud insurance. KEY FEATURES: SCORETRACKER Easily track all your scores with simple charts or in-depth information. SCOREBUILDER® See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score. SCOREBOOST™ Discover how your spending strategies can unlock hidden credit points using our patented credit data science. PRIVACYMASTER® See where your private information is exposed online and request removal with one swipe. NEWLY DESIGNED 3B REPORTS & SCORES It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports. ACTION BUTTONS Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons. MONEY MANAGER All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions. $1 MILLION WHOLE FAMILY FRAUD INSURANCE Full coverage for your whole family, including pre-existing issues you did not know about. Free with your membership. Activation is required.

Ratings & Reviews

3.3

out of 5

142 Ratings

Constantly Crashing
08/06/2023

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I was really excited about this app………. But it crashes and returns to login screen after every single action. There is also no back button so if you get into a section and you are 3-4 clicks into it and it’s not what your looking for then you have to start all over from the beginning and scroll through it all again. I’m gunna hang on for a bit longer but if these things are not fixed I’m out.

Developer Response
For assistance, don't hesitate to contact our dedicated customer support team via email at supervisor@smartcredit.com or by calling (877) 372-3895. We are committed to ensuring that our customers have a positive experience, and we would like the opportunity to make things right for you.
Constantly Crashing
08/06/2023

dibdeuivcdhvxstikvcstuon srb

I was really excited about this app………. But it crashes and returns to login screen after every single action. There is also no back button so if you get into a section and you are 3-4 clicks into it and it’s not what your looking for then you have to start all over from the beginning and scroll through it all again. I’m gunna hang on for a bit longer but if these things are not fixed I’m out.
Developer Response 08/09/2023
For assistance, don't hesitate to contact our dedicated customer support team via email at supervisor@smartcredit.com or by calling (877) 372-3895. We are committed to ensuring that our customers have a positive experience, and we would like the opportunity to make things right for you.
The worst experience
10/14/2024

ArgeAvila
I was willing to become a premium member but there were errors to enter the app. I logged in several times, it did not recognize my password, I had to change it as many times as necessary, I even tried to create another account thinking that I had done something wrong and I couldn't do it either... when I was able to enter my data and my card data I got a message that fraud was possible.... How is it possible if I'm putting MY CARD... in the chat I never got help they just repeated that I should enter my data manually (which I did a thousand times) they even told me that my card was prepaid and that could be the error. And that I had to use another card... Hello, it's my only card!!!. Anyway, I felt that they treated me as if I were fraud, as if I wasn't the person I said, I didn't feel that they helped me at all. I don't recommend them, if someone had a better experience congratulations, but looking at the reviews I think this app really doesn't work... They don't even deserve the star I give them

Developer Response
We sincerely apologize for the inconvenience you experienced and would like to help resolve any issues you faced. Please don’t hesitate to reach out to our team for assistance.
The worst experience
10/14/2024

ArgeAvila

I was willing to become a premium member but there were errors to enter the app. I logged in several times, it did not recognize my password, I had to change it as many times as necessary, I even tried to create another account thinking that I had done something wrong and I couldn't do it either... when I was able to enter my data and my card data I got a message that fraud was possible.... How is it possible if I'm putting MY CARD... in the chat I never got help they just repeated that I should enter my data manually (which I did a thousand times) they even told me that my card was prepaid and that could be the error. And that I had to use another card... Hello, it's my only card!!!. Anyway, I felt that they treated me as if I were fraud, as if I wasn't the person I said, I didn't feel that they helped me at all. I don't recommend them, if someone had a better experience congratulations, but looking at the reviews I think this app really doesn't work... They don't even deserve the star I give them
Developer Response 10/18/2024
We sincerely apologize for the inconvenience you experienced and would like to help resolve any issues you faced. Please don’t hesitate to reach out to our team for assistance.
Go to FAQ to cancel
07/13/2022

House of u
App is pretty useless, don’t waste your money they make it difficult to find the way to cancel your membership. For those of you having trouble go to FAQ on a computer and then there will be one regarding membership cancellation click the here embedded link (that they try and make really difficult to even see that it’s a link) and it’ll take you through the steps to cancel just make sure you click all the buttons. “Are you sure? Are you sure you’re sure? Are you sure that you’re sure that you’re sure?” Like yes please get me off this scammy app and leave me alone. Companies should get hammered with fee for trying to pull crap like this.
Go to FAQ to cancel
07/13/2022

House of u

App is pretty useless, don’t waste your money they make it difficult to find the way to cancel your membership. For those of you having trouble go to FAQ on a computer and then there will be one regarding membership cancellation click the here embedded link (that they try and make really difficult to even see that it’s a link) and it’ll take you through the steps to cancel just make sure you click all the buttons. “Are you sure? Are you sure you’re sure? Are you sure that you’re sure that you’re sure?” Like yes please get me off this scammy app and leave me alone. Companies should get hammered with fee for trying to pull crap like this.
So grateful!
07/19/2025

Ufogirl
SmartCredit changed everything for me. I don’t usually write reviews, but this deserved to be shared.When I started, my credit score was in the 600s. After just 7 months of following the advice and using the tools inside the app, I broke 700 for the first time in years. That alone would’ve made me happy, but it gets better.SmartCredit also helped remove my personal information from dozens of websites that were showing where I live or used to live. That was terrifying. I kept thinking, ‘What if someone just shows up at my door?’ Knowing that I have some control over that now has been a huge relief.I love managing all of my accounts in there too since I have multiple. It makes it easier to see how much money I have and owe.

Developer Response
Thank you so much for sharing your story! We're thrilled to hear SmartCredit helped you raise your score and feel more in control of your personal information. Your experience is exactly why we do what we do — and we're so glad it's made a difference. Keep up the great work! 💪
So grateful!
07/19/2025

Ufogirl

SmartCredit changed everything for me. I don’t usually write reviews, but this deserved to be shared.When I started, my credit score was in the 600s. After just 7 months of following the advice and using the tools inside the app, I broke 700 for the first time in years. That alone would’ve made me happy, but it gets better.SmartCredit also helped remove my personal information from dozens of websites that were showing where I live or used to live. That was terrifying. I kept thinking, ‘What if someone just shows up at my door?’ Knowing that I have some control over that now has been a huge relief.I love managing all of my accounts in there too since I have multiple. It makes it easier to see how much money I have and owe.
Developer Response 07/25/2025
Thank you so much for sharing your story! We're thrilled to hear SmartCredit helped you raise your score and feel more in control of your personal information. Your experience is exactly why we do what we do — and we're so glad it's made a difference. Keep up the great work! 💪

Misc bug fixes.

Version 2.2.4

Mar 3

Data Linked to You

The following data may be collected and linked to your identity:
- Purchases
- Location
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Diagnostics