
SmartCredit®
Productivity
Free · Designed for iPad
SmartCredit®
Control your future credit score!™
SmartCredit® helps you control your credit score, money and identity in one place. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible.
SmartCredit® even safeguards the points you gain with unmatched credit monitoring and ID fraud insurance.
KEY FEATURES:
SCORETRACKER
Easily track all your scores with simple charts or in-depth information.
SCOREBUILDER®
See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score.
SCOREBOOST™
Discover how your spending strategies can unlock hidden credit points using our patented credit data science.
PRIVACYMASTER®
See where your private information is exposed online and request removal with one swipe.
NEWLY DESIGNED 3B REPORTS & SCORES
It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports.
ACTION BUTTONS
Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons.
MONEY MANAGER
All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions.
$1 MILLION WHOLE FAMILY FRAUD INSURANCE
Full coverage for your whole family, including pre-existing issues you did not know about. Free with your membership. Activation is required.
Misc bug fixes.
The developer, ConsumerDirect Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Location
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- ConsumerDirect Inc
- Size
- 29.5 MB
- Category
- Productivity
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPad
Requires iPadOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
- In-App Controls
Age Assurance
Contains
Advertising
- Copyright
- © 2026 ConsumerDirect Inc.