Credit Savvy - Credit Score 4+
Discover your score and more
CBA New Digital Businesses Pty Ltd
-
- Free
iPhone Screenshots
Description
Take control of your credit life, anytime, anywhere, for free with Credit Savvy. Join over 1 million Australians making more of their credit score today!
Use all these features for free:
Track your credit score & report
- Get access to your credit score. We’ve partnered with Experian, one of Australia’s official credit reporting bodies to deliver your credit data.
- Receive monthly score updates to help you monitor what’s happening on your credit file.
Learn what’s behind your score
- Uncover the important elements of your credit report so you can take action to improve it.
Protect your credit reputation
- Receive alerts whenever there are changes to your credit file to help you guard against identity theft and fraud.
- Request to place a ban on your credit report through SavvyShield if you are worried about identity compromise.
Level up your credit knowledge
- Get practical resources to build your credit confidence and improve your financial wellbeing.
Signing up to Credit Savvy is as simple as 1, 2, 3
1. Download the Credit Savvy app.
2. Verify your identity with a form of ID (such as your driver’s licence), so we can securely retrieve your credit data from Experian.
3. Get your credit score and credit file information, along with free credit monitoring tools and resources to help you improve your financial wellbeing.
*Checking your score with us won’t hurt your score at all*
How we protect your credit data
- The security of your information is extremely important to us.
- We use bank-level encryption and we work with industry leading experts to keep your details safe.
- We respect your privacy and we’ll never share your personal information without your consent.
What is a credit score?
A credit score is a number that is calculated using the details on your credit file. It’s a simple representation of your creditworthiness and is dynamic – meaning it may change from month to month.
A score can be between 0 and 1000 and the higher the score, the better. To make it easy, we’ve grouped the scores into 5 bands from Excellent to Below Average.
Why should I check my credit score?
Lenders such as banks, credit card companies, utilities and telcos can use your score to assess the risk of lending you money or extending you credit. Your score can also determine how much they will lend you as well as the interest rate. Knowing your score can help you make smarter financial decisions.
Need help?
You can find instant answers to common questions in our Help Centre: https://www.creditsavvy.com.au/help or you can reach out to us directly via email: contact@creditsavvy.com.au
This content has been provided to you by Credit Savvy Australia, operating within CBA New Digital Businesses ABN 38 633 072 830 and Australian Credit Licence 516487. CBA New Digital Businesses is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124.
Credit Savvy acts as a credit intermediary and does not provide personal financial, legal or tax advice, or credit assistance of any form. You should consider your needs, along with the terms and conditions of any products mentioned in this podcast before deciding what is right for you.
What’s New
Version 1.0.141
At Credit Savvy, we're always making updates to our product and service to improve your user experience.
What’s updated:
• We value your feedback and have implemented minor bug fixes and performance enhancements, so you can continue using the app.
Like what we are doing? Please leave a review and let us know your feedback.
If you are experiencing issues, please reach out to customer service at contact@creditsavvy.com.au.
Ratings and Reviews
Saved me from credit fraud
I’ve had this app since the data breaches a few years back. I recently was made aware through the app that a credit enquiry had been fraudulently made in my name. Long story short - my ID had been stolen and used to apply for a number of lines of credit. I never would have known about it if not for this app - thank you. Would be 5 stars if there was a way to lift the ban with all 3 reporting agencies when I need to but I get that they are 3rd parties and have their own processes (and this is all to protect us).
Developer Response ,
Thanks for the feedback! We are pleased to hear you are enjoying using the Credit Savvy App.
Smashing savings goals!
I’ve been using the Credit Savvy app for a few months now, and it has significantly transformed my financial habits. As someone saving for a new house, I needed a tool to help me stay on top of my spending while also working to improve my credit score. Credit Savvy has been that tool.
The app provides a clear and detailed overview of my spending habits, making me more aware of where my money is going each month. The budgeting features are intuitive and easy to use, allowing me to set spending limits and track my progress in real time. This has been instrumental in helping me cut unnecessary expenses and redirect those savings towards my house fund.
Additionally, the credit score monitoring feature is fantastic. Credit Savvy not only provides my current credit score but also offers personalised tips on how to improve it. By following these recommendations, I’ve seen a noticeable uptick in my credit score, which is crucial for securing a favourable mortgage rate.
Overall, Credit Savvy has been a game-changer in my financial journey. It’s user-friendly, informative, and has provided me with the tools and insights needed to make better financial decisions. I highly recommend it to anyone looking to improve their financial health and achieve their savings goals.
Developer Response ,
Thanks for the feedback! We are pleased to hear you are enjoying using the Credit Savvy App.
This app works
The app is fine and does what it is supposed to. It’s an app for the iPhone so it doesn’t work so well on the iPad but looks good on the iPhone.
More importantly Credit Savvy has made it easy for me to get my credit score and lock down my credit to keep my accounts safe.
Developer Response ,
Hello, thank you for the feedback!
App Privacy
The developer, CBA New Digital Businesses Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- CBA New Digital Businesses Pty Ltd
- Size
- 43.6 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2024 Credit Savvy
- Price
- Free