SplitOwl
Split bills & settle up easily
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Split expenses with friends, roommates, and travel buddies - no awkward math. Track who owes whom, settle up in a tap, and keep every shared cost fair and clear.
SplitOwl makes it easy to share expenses and settle up with the people in your life — roommates, friends, partners, and travel groups. No more spreadsheets or awkward reminders.
SPLIT ANY EXPENSE, FAIRLY
Add an expense and split it equally, by exact amounts, by percentage, or by shares. Quick-split presets make common splits a single tap.
SEE WHO OWES WHOM
Clear balances show exactly what you owe and what you're owed — per person and per group — always up to date.
SETTLE UP EASILY
Record payments both ways and keep a complete, transparent history of every settlement.
ORGANIZE WITH GROUPS
Create groups for trips, flatmates, couples, or any shared budget, and keep those expenses together.
INVITE ANYONE
Add people by phone or email — even before they join SplitOwl. Balances link automatically when they sign up.
STAY IN THE LOOP
Get notified when an expense or settlement involves you, so nothing slips through the cracks.
YOUR DATA, YOUR CONTROL
Manage your profile and account, review your activity, and delete your account whenever you want.
SplitOwl only uses your contacts to help you find friends already on the app. See our Privacy Policy at https://splitowl.app/privacy.
Simple, fast, and free. Download SplitOwl and start splitting today!
The developer, Najubhai Bhadarka, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- User Content
- Identifiers
- Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contacts
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Najubhai Bhadarka
- Size
- 31.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Classification
4+
- 4+
- Copyright
- © 2026 SplitOwl