Up — Easy Money 4+

Clever Banking

Just spent 6 weeks travelling Canada 🇨🇦 and Alaska 🇺🇸 using our UP Banking Electronic and Plastic UP debit card. Absolutely love UP Bank and its app, and did it all with no need for cash at all. Saved ourselves a lot of money. No monthly fees, no international transaction fees, no atm fees and get the best local currency conversion rate based on Mastercard average spot rate on the day and converted right at the point of sale. Travelled with an another family who also had an UP account so slicing our purchases was easy as and the debits and credits happen instantly. Tracking your spending on the UP app is so so easy it’s actually fun, plus the transactions are shown in both your currency and the local currency. Can track your spending with the INSIGHTS button, check statements and even download your transactions to csv files for spreading if you like. Add a separate SAVER account within the app and earn very good interest rates to put aside for your next holiday. Anyone who doesn’t use this great digital banking system are just giving their hard earned to the big banks for no reason. Absolutely love UP Bank. For my Australian friends drop your mobile number in the comments and I’ll hook you UP and they’ll even put $10 in both of our accounts. Nothing to lose. Go UP !!!

Developer Response ,

Hey Danil! Thanks so much for this stellar review - love your work and love to hear it! Hope you had a fantastic trip and that we were just the icing on the cake.

Really value your breakdown of our tools and features too - you're really selling it! We think we've done a pretty great job with our app in making money simple & easy to understand, and giving Upsiders back control of their finances - but if you think of anything that could help us lift our game, share it with us in app via Talk To Us - our team of real humans (and no bots) will get back to you and get your suggestions to the right brains for development.

Cheers! ⚡️

It has its “Upsides”!

Been with Up for the last month and I have been absolutely loving it, especially over my older bank. The UI for the app is a lot more interesting than what I was using and for the most part, pretty intuitive. There is a 24/7 contact support system which is always super handy and everything is done through the app, making it easy to know you don’t have to go and talk to someone over the to get something set up and sorted. There also seems to be new features that are added frequently in the last month. If you are looking for a modern, reliable and digital bank, Up is certainly incredible.

I have loved getting spending summaries, the save $1000 challenge is fun and has been an easy way to save up a chunk of money. You also aren’t forced to finish the challenge if you do really need to reach into that money as you can start over. Also compared to my previous bank, I actually get notifications now on when money gets sent to me or when I spend money at different places. It all sounds like basic sort of stuff but it was stuff that either was incredibly annoying to look for or nonexistent with my previous bank which is why I am absolutely loving Up!

Would recommend so many good features

A lot of capabilities in the Up app. I like how it intuitively copies the account details (saves time) and you can make different savings accounts. The ability to split incoming regular payments into transaction / savings accounts is really good too. A feature similar to my old ING account is the roundup feature - I like this. I really like how you can input upcoming bills and balance reflects what is actually spendable after taking that into account. It also just looks clean. The breakdown of spending categories is great.
Only downside is sometimes when I go back into the app on a page that uses Face ID it keeping loops the face authentication and requires me to close the app. This is infrequent at least.
I’m also going to keep my old ING account and pay some utilities from that given their cash back scheme but if they ever get rid of it then I’ll transfer 100% to Up. Overall very happy. Messaged support in app and got a human response within 10 minutes :)