Credit Karma — Credit Score

Name: Credit Karma — Credit Score
Rating: 4.8 (141467 reviews)
Author: Credit Karma, Inc.

Make financial progress today

Only for iPhone

Free

141K Ratings
Ages

4+
Years
Category

Finance
Developer

Credit Karma, Inc.
Language

EN
+ 1 More
Size

97.4
MB

iPhone

Boosting your credit score could land you better deals on cards and loans. Meaning? Your savings could go toward paying off your debt, a house deposit or that dream holiday. With the Credit Karma app, you can easily track your progress and get clear, personalized insights on how to keep your credit score moving in the right direction. Join over 120 million members worldwide making financial progress with Credit Karma. Features: - Get your free credit score and regularly updated credit report in one place - Get exclusive deals on credit cards and loans from Canada’s top lenders - Browse credit card and loan offers based on your score - Receive personalized tips and insights to help you reach your goals - See your Approval Odds for credit cards and loans before you apply - Track the factors affecting your score and see what you can do to improve it - Receive alerts when something changes on your report - Easily track your progress with a regularly updated graph - Browse your card and loan offers without ever harming your score Signing up is quick and easy: Tell us about you. We need a few details to get you started – it’ll only take a couple of minutes. We’ll ask you some security questions that only you would know. Get your credit score and report for free, forever. We treat your data like it’s our own. Credit Karma only uses your data with your permission and we don’t share your personal information with unaffiliated third parties for their own advertising. Start improving your score today for free. Sign up in just a few minutes. Credit Karma is a credit broker, not a lender.

Ratings & Reviews

4.8

out of 5

141K Ratings

Impressive
2020-04-04

brett177
I’m pretty impressed. I was using this for a while now I expected it to be way off and went on Equifax and it was the same 👍🏾.
Impressive
2020-04-04

brett177

I’m pretty impressed. I was using this for a while now I expected it to be way off and went on Equifax and it was the same 👍🏾.
Great app but has flaws
2018-08-10

creditmonster2018
It’s a great app. All the information shown is correct and on point . Only flaw is the actual credit score is extremely inaccurate . I understand it’s a new score system but I have received my free equifax report and it’s nowhere’s near the score this app shows me . So be careful everyone my equifax score is actually lower then the score shown on this app. So if you think your score is 675 it could actually be lower . And because you think it’s actually 675 when it’s not and you go to apply for credit you could actually damage your credit more . I would recommend getting your equifax and TransUnion scores before applying for any type of credit or you can put your score at more risk. Other then that everything else shown on the app in very accurate and I’m impressed with the layout etc.

Developer Response
Thanks for the feedback! Credit bureaus like TransUnion use many different scoring models, even within the same credit bureau. Each bureau can use dozens of different credit score models based on the requirements of different lenders. This may be why you see a different score on TransUnion vs. Equifax.You can learn more details about the CreditVision Risk scoring model here: https://www.creditkarma.ca/credit/i/whats-the-transunion-credit-score-that-credit-karma-uses/. Hope this helps!
Great app but has flaws
2018-08-10

creditmonster2018

It’s a great app. All the information shown is correct and on point . Only flaw is the actual credit score is extremely inaccurate . I understand it’s a new score system but I have received my free equifax report and it’s nowhere’s near the score this app shows me . So be careful everyone my equifax score is actually lower then the score shown on this app. So if you think your score is 675 it could actually be lower . And because you think it’s actually 675 when it’s not and you go to apply for credit you could actually damage your credit more . I would recommend getting your equifax and TransUnion scores before applying for any type of credit or you can put your score at more risk. Other then that everything else shown on the app in very accurate and I’m impressed with the layout etc.
Developer Response 2018-08-27
Thanks for the feedback! Credit bureaus like TransUnion use many different scoring models, even within the same credit bureau. Each bureau can use dozens of different credit score models based on the requirements of different lenders. This may be why you see a different score on TransUnion vs. Equifax.You can learn more details about the CreditVision Risk scoring model here: https://www.creditkarma.ca/credit/i/whats-the-transunion-credit-score-that-credit-karma-uses/. Hope this helps!
Not working
2018-08-18

Marie67934
It goes to the tell us about you screen and every time you click next it restarts on the same screen.

Developer Response
Hi Marie, Please reach out to us here: https://help.creditkarma.com/hc/en-us/requests/new. Once you've done so, feel free to reply back with your ticket number and we'd be happy to follow up directly with you. Thank you!
Not working
2018-08-18

Marie67934

It goes to the tell us about you screen and every time you click next it restarts on the same screen.
Developer Response 2018-08-20
Hi Marie, Please reach out to us here: https://help.creditkarma.com/hc/en-us/requests/new. Once you've done so, feel free to reply back with your ticket number and we'd be happy to follow up directly with you. Thank you!
Slow process
2021-03-08

czybj9
Some info not up to date been behind since September 2020?????Not helping my score any!

Developer Response
I'm sorry you're having difficulty with our app. I can't tell what the exact issue is, but our Member Support team would be happy to assist you in fixing this. You can reach them here: https://bit.ly/2shuAx3
Slow process
2021-03-08

czybj9

Some info not up to date been behind since September 2020?????Not helping my score any!
Developer Response 2021-03-12
I'm sorry you're having difficulty with our app. I can't tell what the exact issue is, but our Member Support team would be happy to assist you in fixing this. You can reach them here: https://bit.ly/2shuAx3

Bug fixes and performance improvements.

Version 25.48

2025-11-20

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You

The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller
Size
Category
Compatibility
Languages
Age Rating
Copyright

Developer Website

Privacy Policy

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Credit Karma — Credit Score

Make financial progress today

Ratings & Reviews

What’s New

Version 25.48

App Privacy

Data Used to Track You

Data Linked to You

Data Not Linked to You

Accessibility

Information

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