AJ Bell Youinvest 4+

AJ Bell

    • 4.7 • 6.1K Ratings
    • Free

Description

The AJ Bell Youinvest iOS app puts your investment portfolio in your pocket. Completely free to download, it lets you buy and sell, and keep track of your investments, on the go.

Don’t have an account with us yet? You can open one in minutes. We offer Self-Invested Personal Pensions (SIPPs), Stocks and shares ISAs (including Lifetime ISAs and Junior ISAs) and Dealing accounts.

Using this app, you can:
- Buy and sell a wide range of investments including shares, funds, investment trusts and ETFs
- Deal at best or place limit and stop orders
- Edit and cancel existing limit orders
- Set up regular investments
- Keep an eye on the value of your account – 24/7
- Top up your account using a debit card
- View your cash statement and transaction history
- Read market news and the latest content from Shares Magazine
- Watch our latest investment videos
- Send, read and reply to your secure messages
- Enable face/fingerprint recognition for ‘read-only access’ to your account (you’ll be asked to fully log in to deal, top up or send a secure message)

You can log in to the app by using your existing AJ Bell Youinvest login details.

The value of your investments can go down as well as up and you may get back less than you originally invested. We don’t offer advice, so it’s important you understand the risks. If you're unsure please consult a suitably qualified financial adviser.

If you have any questions about the app or want to speak to us about your account, just visit www.youinvest.co.uk or call us on 0345 54 32 600.

Please take note that by downloading the app, you are agreeing to the AJ Bell Youinvest iOS Mobile App Terms and Conditions.

We are authorised and regulated by the Financial Conduct Authority.

What’s New

Version 4.4.32

In this release, we’ve been working on bug fixes to keep our app running smoothly.

Ratings and Reviews

4.7 out of 5
6.1K Ratings

6.1K Ratings

TheUkeMaster ,

Getting better all the time

I am a long term customer, with both a SIPP and an ISA, and I am very happy with AJ Bell.

The functionality of the app is improving on a regular basis, there are a few things I would still like to see, such as retirement income predictor/calculator, but in general the app is excellent.

The charging structure is fair, transactions are swift generally, and the information is presented clearly. Additionally the Shares magazine is an interesting read.

Developer Response ,

Thanks for leaving us this review. It’s great to hear you’re very happy with AJ Bell Youinvest. We appreciate your suggestion about the retirement income predictor, and we’ve passed it on to our Product Development team for future consideration. We hope you continue to enjoy our app and future improvements.

OneHappyUXDev ,

Pretty great with some niggles

Been using the app for a year+ and generally like what it provides, although certain things are a bit clunky like when you’ve got more than one type of account. Would be neat if there was a whole portfolio overview as I’ve got the same fund across multiple accounts.

**BUG**: In the total fund manager charges for the fund with ISIN GB00BMJJJF91, the initial charge is £0, the annual ongoing is £7.80, so the total in my mind is £7.80, but the app says it’s £5.19.

The ‘amount’ the charges are being calculated for in this example is £6000, but it’s the same story no matter what value you put in. Perhaps I’m misunderstanding something though, which still means further clarification could be added in the app.

Developer Response ,

Thanks for leaving us this review. We appreciate your suggestion on a whole portfolio overview, which we’ve passed on to our Product Development team. We’ve also investigated the fund manager charges for GB00BMJJJF91 and have identified the issue. There’s a transaction fee of -0.04% on top of the annual ongoing charges (0.13%), which makes the total 0.09%. We’re aware that transaction fee isn’t currently displayed on the app – we’ll look into this. Thanks again for taking the time to give us your thoughts.

wyiske ,

Bad security

While I think AJ Bell might be a decent company, their app makes me regret opening an account every day.

From a security standpoint requiring FaceID and 3 characters from your password and the answer to a security question isn’t actually very secure.

The 3 random characters of your password require them to store your password in plain text format to match against - which no company should be doing these days. The addition of FaceID and security question don’t inspire much confidence after these glaring security issues. Don’t get me wrong FaceID, if implemented properly, can be more secure than hand rolled bad password management, just most companies get this wrong so there is little hope for this app. 3 random characters also prevents me using a password manager and a super secure 15 random character password.

Developer Response ,

Thank you for taking the time to leave us a review. We’re sorry to hear you’re unhappy with our log in process and we’ve passed your feedback on to our Product Development team. Thanks again.

App Privacy

The developer, AJ Bell, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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