Algbra - Ethical Finance 4+

The Ethical Finance Movement


    • 4.8 • 1.3K Ratings
    • Free

iPhone Screenshots


Discover Algbra, the rewarding ethical finance app that aligns your values with your finances while offering cashback rewards. Download now and revolutionise your financial journey!

- Ethical & Sustainable
You can be confident that your money is protected from any of the unethical industries you would never want your money to be invested in, including arms, tobacco, fossil fuels, gambling and beyond. Open your ethical, sustainable and values compliant UK digital money account today.

- Supercharged Cashback
Feel good about spending and get rewarded for it. Enjoy up to 1.5% cashback on everyday spending with Algbra. Make your weekly shopping and treats even more rewarding with daily cashback! Watch your weekly shop and sneaky treats add up to something more when you pay with your debit card.

- Fair, Clear, Transparent Fees without Foreign Transaction Costs
What you see is what you get. We offer transparent, accessible, interest-free products, and you’ll never be confused or surprised by a fee. Plus, avoid extra charges when spending abroad in different currencies.

- Track & Offset Carbon Footprint
Measure your carbon impact on every transaction and use our carbon offsetting tools to manage your footprint. Climate change is a reality and action starts with what we do and how we spend everyday.

- Community-driven
Make a difference, with a tap. Donate to the causes that matter to you, with in-app Donation feature. Empower communities, read inspiring stories and support incredible initiatives, directly from the app.

- All the features you'd expect
• Fast onboarding without affecting your credit score
• Cashback rewards on everyday spending or subscriptions like Spotify, Netflix, Disney, Amazon Prime and others
• Free contactless & virtual debit cards
• Control your card at anytime
• Secure online with your virtual Algbra card & in-store payments using Apple Pay
• Top-up your account instantly using your existing bank account like Monzo, Revolut, Hsbc, Barclays, NatWest and others
• Instant payment notifications to keep track of your finances
• Spending analytics
• Easy transfers & requests in a few taps
• No hidden fees for international transactions
• Donate to selected UK charities directly

Algbra Group Limited is a limited company registered in England and Wales with company registration number 12629086.

Algbra Group Limited is authorised as an Electronic Money Institution (EMI) by the UK Financial Conduct Authority (FCA) with registration number 952360.

The Algbra card is issued pursuant to a licence by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

What’s New

Version 0.218.31

Performance improvements

Ratings and Reviews

4.8 out of 5
1.3K Ratings

1.3K Ratings

chazh120 ,

Great platform!

This is truly a futuristic app. What I like most about this app is it allows you to control your money see where it is being spent.
Also it is super easy to make payments to payees. The customer service team are so hands on, if you have any queries they respond quick.
The fact you get cash back is also a massive bonus ! I have used this card in Europe and Asia and it has worked wonders never let me down. I will be using in the upcoming month for a long trip in Bali as I know the platform is extremely reliable. Highly recommend! Algebra is definitely leading the way with modern technology

Dench ant11 ,


I regret signing up for this bank please guys I’m trying to help do not go through what I went through.
I was meant to get a refund it took this bank over 2 months to get it back to my account I was asking them everyday when will this be fix they will aswell say Friday… Friday will come and they won’t reply to me. I had to tell them I’m gonna report them so I get my money and I finally received it.
Wednesday I was trying to use my card at the shops it kept on declining i sent a message to Algbra saying my card ain’t working I need help they reply the next morning saying check your emails. I got a email saying my account is being closed I was so confused I messaged them again saying “I don’t understand why is my account being closed” they replied hours later we can’t give you no further information why it’s being closed. I didn’t get it how are you closing my account and not telling me why it’s being closed I don’t understand.
Anyway guys please be careful if using this bank.
I’m gonna be reporting these guys because this bank should not be up and running it is so bad.

Developer Response ,


Thanks for your review. We have procedures in place to protect all users money and comply with FCA regulations.

If you could reach out to us through our in-app chat and reference this review, we’ll be able to look into this for you.

Algbra Team

Dink Dangerfield ,

Decent app, limited benefits

App is decent, had good benefits (cashback) but it’s expiring soon. Pay at pump services don’t work though as Algbra doesn’t allow those types of transactions. Support is responsive but it seems the agents can’t answer some questions about their services such as the previously mentioned pump payments. The other downside is that the there’s no FSCS protection however as they only offer a current account that’s not a huge deal. Overall good but not a long term challenger to Chase as an example. Also it’s nice how the cash-back automatically goes into your account, but it’s not great that it’s so frequently as when looking back over my transactions it’s adds a lot of visual clutter to look back through loads of tiny cashback payments.

App Privacy

The developer, Algbra, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data
  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Contacts
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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