
Carmoola - Used Car Finance 17+
Swift & flexible car loans
Carmoola Group Limited
-
- Free
iPhone Screenshots
Description
Carmoola, get your car finance sorted upfront!
In just a few taps, get a budget for your new wheels, walk into the dealership, and buy your dream car. Manage everything in one place, the Carmoola app.
Why Carmoola?
- Find out how much cash you can splash in just 60 seconds
- Choose a car from reputable dealerships and online marketplace, and we’ll help you name it
- Spread the cost with a payment plan that suits you
- Need answers quickly? Carmoola’s UK-based support team is available every day from 8am til 9pm via phone, email, SMS or WhatsApp!
How does it work?
- Answer a few quick questions to find out how much you can spend
- Verify your ID with your full driving licence and a quick selfie
- Tell us about your new wheels and we’ll run a free history check for you
- Pay with your Carmoola card or send a Bank Transfer to the dealership in minutes
- Set up and manage your monthly finance payments in the app
And that’s it! Time to organise the road trip.
See if you can save money
Got finance already? Did you know, you might be able to switch your current finance over to Carmoola and save money.
Rates from 6.9% APR to 29.9% APR, representative 13.9% APR.
Carmoola is a car finance lender, not a broker, offering Hire Purchase (HP) and Personal Contract Purchase (PCP) car finance, allowing you to buy your car now and repay your loan monthly.
Hire Purchase (HP)
Budgets from £2,000 to £40,000
Borrow over 1 to 5 years
Buy a used car, or refinance your existing loan and save money
No mileage restrictions
Own the car once you’ve repaid your loan
Personal Contract Purchase (PCP)
Budgets from £4,000 to £55,000
Borrow over 1 to 4 years
Buy a used car (refinance not available)
Annual mileage restrictions
Pay the optional balloon payment at the end if you want to keep the car
Download the app today and start your application to see if you’re eligible for HP, PCP, or both!
Pay with Apple Pay
Add your Carmoola card to your Apple Wallet, and pay with your iPhone or Watch at the dealership!
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Finance is subject to status and is only available to mainland UK residents aged 18 and over. Failure to keep up your repayments may result in your car being repossessed and your credit rating being negatively impacted, and may prevent you from accessing other financial products in the future. Any finance you may be offered by Carmoola will be based on your individual circumstances, affordability and credit profile.
You can find our T&Cs here https://www.carmoola.co.uk/terms-conditions.
What’s New
Version 1.11.1
New feature alert! We’ve been working hard to bring you an even better experience! You can now buy your dream car with PCP (subject to status). We’ve also as always made the experience smoother.
Ratings and Reviews
Simple, fast and stress free
Getting a loan for my new car with Carmoola was so easy and fast. I just registered in the app and put in my details and the details of the car I wanted to by and within a couple of minutes I had an answer. A big YES, they even said how much more I could have borrowed so if I needed to choose a different car I knew what my budget was.
When I had a little problem uploading a document, an in app message lead to a call back from Carmoola and the problem was sorted in minutes. A lovely lady on the phone talked me through it and waited on the call until she could see it on their system. Once approved and I had uploaded the document everything was completed the money showed on my card in the app. All I had to do was complete my purchase with the garage and then do a bank transfer from the app to make a payment.
All done, so simple and stress free. I even got a little gift through the post a few days later. Thank you Carmoola, I love driving my new car.
Developer Response ,
Thanks for taking the time to leave such a lovely review- we're glad you're loving Carmoola!
Very good
Good experience purchasing my car through the app, offered decent interest rates comparative to a loan, relatively speaking, and all handled fairly quick and easy.
There are a few stipulations using the service, such as min age, mileage and certain dealerships but I do understand there’s a level of risk mitigation they need to undertake, and whilst at first I thought this to be somewhat restrictive, I found the car I wanted for a price I was willing to pay from one of their promoted partners. This was also a very pleasant experience having previously had an issue purchasing from a dealer through auto trader, so although I perhaps paid a little more, I paid for peace of mind and top notch customer service.
I’d recommend Carmoola for anyone looking at financing a vehicle, there’s no obligation to buy and it just gives you options - which I think we all need in the current economy!
Developer Response ,
Thanks so much for sharing your Carmoola experience! We really appreciate the wonderful feedback 😊
Exceptional experience from start to end!
Where should I start! My experience with Carmoola has been impeccable from start to finish. The initial application process was straightforward, easy to follow and modern.
When searching for a new car, I knew my budget and there was full transparency along the way. After finding my perfect car, Carmoola instructed me with clear instructions on what to do next.
Please be warned, dealerships these days are pushy and persistent and will insist that you apply for their finance product, as of course they receive commissions. Therefore, it’s fair to say that they do not have your best interests at heart. However with Carmoola, they are the opposite and want what’s best for their customer. I obtained a much better monthly rate and service to follow.
Also, the dealership did not want to release the car until funds were received, as the car was purchased on a Sunday. Hanan felt my frustration and paid for a hotel as the dealership was three hours from our home.
Thanks so much and you are most definitely shaping the car finance industry, and you will not be dissatisfied with their level of service.
We already look forward to experiencing Carmoola’s customer service again.
Developer Response ,
We're so happy you had such a great experience using Carmoola 🙌 Our aim is to provide WOW customer service and I'm thrilled we were able to turn a frustrating situation into a positive experience for you!
I trust you're enjoying your shiny new ride 🚗 I look forward to speaking with you again, feel free to get in touch if you ever need anything!
App Privacy
The developer, Carmoola Group Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Carmoola Group Limited
- Size
- 82 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.1 or later.
- iPod touch
- Requires iOS 15.1 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 17+
- Copyright
- © Carmoola Group Limited
- Price
- Free
Supports
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