Download the app to open a business or personal bank account in minutes.

Over 1.6 million people use Cashplus Bank to manage their money.

There’s no credit or trading history required, and you won’t have to visit a branch to open your account.

• Fast online application & instant decision
• No credit check to apply
• Start accepting payments immediately with your account number and sort code

• Check your account balance, track spending & make payments seamlessly
• Manage multiple cards, including foreign currency cards
• Request your pin number on the go
• Access your account from the mobile app or online from your PC
• Friendly UK based telephone support – 7 days a week
• Deposit cash at the Post Office for just £3.00

• 24 hour fraud monitoring for your security
• Secure face and biometric ID
• Block cards from the app or online
• Instant app notifications when money leaves your account


Our business current account is designed for small to medium business and sole traders. From startups to contractors, freelancers to entrepreneurs – all kinds of businesses trust Cashplus business accounts.

• Download statements to your phone or PC
• Categorised transactions help organise your spending
• Customise categories to match your business
• Store logos in your statement make it easy to find transactions
• Mark transactions as non-allowable expenses, add notes and a photo of your receipt

• Add up to 20 cards, personalised with your business name
• Block cards and restrict transactions like gambling and ATM withdrawals
• Order travel cards for USD and EURO spending

We’ve been helping businesses grow for 14 years. We offer a range of different credit products, with personalised limits that vary based on your individual circumstances.
• Opportunities to apply for an overdraft or business credit card

Our personal current accounts give you a clear view of your spending. Make payments, settle bills and add additional cardholders. You also have the option to improve your credit rating with a free Creditbuilder. The Cashplus Creditbuilder turns your monthly account fee into a loan agreement. Repaying this each month could help improve your credit score.

Cashplus is a trading name of Advanced Payment Solutions Ltd (APS).

Cashplus cards are issued by Advanced Payment Solutions Ltd (APS) pursuant to license by Mastercard International Incorporated.

Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at 6th Floor, One London Wall, London EC2Y 5EB (No.04947027). APS is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA under Firm Reference Number (FRN) 671140.

APS Registered Address is 6th Floor, One London Wall, London, EC2Y 5EB. Registered in England and Wales under company number 04947027.

What’s New

Version 7.8.0

This release includes general enhancements and a new offer for business accounts.

Ratings and Reviews

4.7 out of 5
28.8K Ratings

28.8K Ratings

cathpulac ,

Atrocious customer service, very unprofessional!

I applied for a business account, was accepted but immediately realised the account wasn’t suitable because of the inability to pay in cheques so I cancelled the account. Some six months later I attempted to open an account again. This time my application was rejected with no reason being given despite my circumstances not having changed. On phoning customer services I was told quite abruptly that cashplus didn’t have to give me a reason for refusing my application and that I should wait a few weeks then apply again. I duly reapplied a month or so later and was rejected again! All very strange considering I have a personal account with them! After I posted a critical review on trustpilot their customer services contacted me asking me for personal information which I provided , the result? Silence! Not a word from them since! Very poor unprofessional service from a company who wants to be entrusted with customers finances!

BADBOY1690 ,

Mr Stuart Irvine

I think the app is great I no the company are doing the best as the it’s a step step and it takes time as there can’t be any mistakes from a company of your stature and it take time for progress but I have noticed some small flaws nothing for worrying as I’m sure you’s are on the case to rectify the minor issues witch I believe your chief executives will release what Minor issues I’m am referring to as every company of your of your stature has and I’m sure they will be resolved before you’s receive this review as I said love the Cashplus app and the hard work of all the great employees you have ready to help costumers like myself keep up
The great work from the head of the company to the very nice costumer service witch do the upmost to help in every way possible to help and vey pleasant keep up the great work and can’t wait till the next improved app arrives. Many kind regards Mr Stuart Irvine. 100/% Great work keep it up 👍

sparkiejon ,

Brilliant and versatile

I’ve had my Cashplus card now for about 4 years it’s great for internet use because if it’s details get taken you can only lose what you have on it - so you go to the app block the card immediately ring up and get a new one -ok it will cost you £5 (I think )but that’s a whole lot better than the rigmarole you go through with bank cards
Other advantage got a family member at university or just a very good friend then you can get them scars on your account you charge at your end they can use at theirs but rest assured they can’t go mad they can only spend however much you put on it - I could go on about the millions of uses and how secure it makes your money feel
When you take your bank card out it’s line taking a huge wad of money if it gets stolen it’s gone but with the Cashplus card it’s like only taking a few pounds out if it gets stolen cloned etc you only lose what you had on it and all for just under £6 a month you can’t buy insurance for that
Top up at a post office by the time you have gone out the door it’s ready for you and I top up from my bank usually there in an hour tops so it’s easy to add to it for those impulse buys or when your child /young adult is desperate with only a tin of beans for their dinner and hey are a 100 miles away.
Hope this has been helpful

App Privacy

The developer, Advanced Payment Solutions Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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