Cashplus Bank 4+

Business & personal banking

Advanced Payment Solutions Ltd

Designed for iPad

    • Free



Download the app to open a business bank account in minutes.

Over 1.6 million people use Cashplus Bank to manage their money.

There’s no credit or trading history required, and you won’t have to visit a branch to open your account.

• Fast online application & instant decision
• No credit check to apply
• Start accepting payments immediately with your account number and sort code

• Check your account balance, track spending & make payments seamlessly
• Manage multiple cards, including foreign currency cards
• Request your pin number on the go
• Access your account from the mobile app or online from your PC
• Friendly UK based telephone support – 7 days a week

• 24 hour fraud monitoring for your security
• Secure face and biometric ID
• Block cards from the app or online
• Instant app notifications when money leaves your account


Our business current account is designed for small to medium business and sole traders. From startups to contractors, freelancers to entrepreneurs – all kinds of businesses trust Cashplus business accounts.

• Download statements to your phone or PC
• Categorised transactions help organise your spending
• Customise categories to match your business
• Store logos in your statement make it easy to find transactions
• Mark transactions as non-allowable expenses, add notes and a photo of your receipt

• Add up to 20 cards, personalised with your business name
• Block cards and restrict transactions like gambling and ATM withdrawals
• Order travel cards for USD and EURO spending

We’ve been helping businesses grow for 14 years. We offer a range of different credit products, with personalised limits that vary based on your individual circumstances.
• Opportunities to apply for an overdraft or business credit card

Cashplus is a trading name of Advanced Payment Solutions Ltd (APS).

Cashplus cards are issued by Advanced Payment Solutions Ltd (APS) pursuant to license by Mastercard International Incorporated.

Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA under Firm Reference Number (FRN) 671140.

What’s New

Version 10.1.0

Some general enhancements and minor bug fixes.

Ratings and Reviews

4.7 out of 5
48.3K Ratings

48.3K Ratings

dannykaiandey ,


Amazing and quick set up, no hidden or fake charges of any kind. Card arrived as promised by Cashplus and was able to activate and use account/card within moments. Overall they are a brilliant company who are here to genuinely help you. Yes we pay a small fee for the account but they definitely make it worth your while as also promised by Cashplus. They have already help my credit score by little yes. It I have only been a customer and using the accounts over the past week and it has managed to already make a difference so I would most DEFINITELY RECOMMEND CASHPLUS as the most reliable and trustworthy online banking service that has its customers at top priority not there own. Never had any issues and there is no way for Cashplus to damage or make your credit or banking account any worse they can and have proven to help its customers with dedicated staff members and I have already changed over nearly everything to Cashplus and fully intend on staying with the bank and leaving and shutting down all other accounts because they are the best bankings services I have seen and I can only in courage EVERYONE to apply and change your banking accounts to CASHPLUS 💯👌🏻👌🏻👌🏻

cathpulac ,

Atrocious customer service, very unprofessional!

I applied for a business account, was accepted but immediately realised the account wasn’t suitable because of the inability to pay in cheques so I cancelled the account. Some six months later I attempted to open an account again. This time my application was rejected with no reason being given despite my circumstances not having changed. On phoning customer services I was told quite abruptly that cashplus didn’t have to give me a reason for refusing my application and that I should wait a few weeks then apply again. I duly reapplied a month or so later and was rejected again! All very strange considering I have a personal account with them! After I posted a critical review on trustpilot their customer services contacted me asking me for personal information which I provided , the result? Silence! Not a word from them since! Very poor unprofessional service from a company who wants to be entrusted with customers finances!

Justinz1 ,

Poor customer service and never any feed back

Poor customer services , funds where taken asked for refund . Told they will chase funds for me and that receiving bank needs to get back to them? Nearly two years now ??? No refunded £190 ,then sending me charges ?? You Pay to pay in and charged for everything? including £2 every cash point withdrawal and £2 every top up So if you went cash point 10 x a month = £20 plus your too up fees I have now switched to Monzo online bank. You will just get excuses with customer services nothing more told they will call you ( never once had a call back in two years nearly so guessing thats trollop too . Sham bank Poor service and customer retention Cash cow business avoid like the plaque No good if you wanna budget ( cheap in the trial period) then they got you Ask operator for a manager supervisor ( never anyone available ?? ? Terrible will be closing account and moving to another provider charged for everything put money in they take it out , PLEASE check charges after trial period nothing but sponges for your money !!! Avoid like the plaque ( hidden charges ) Charges i could of put up with , but losing £190 in todays economy tough Avoid avoid avoid please save your money very unprofessional All pro comments are from the trial period i promise ( i thought it was great untill i seen the managment side of the business)

App Privacy

The developer, Advanced Payment Solutions Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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