Mettle business bank account 4+

Business banking – by NatWest

Mettle Ventures Limited

    • Free

iPhone Screenshots

Description

Winner of the Business Banking category in the Finder Banking Customer Satisfaction Awards 2023*

Mettle is free

Seriously, it’s 100% free
Send and receive UK payments
UK account number and sort code
Support from real people when you need it
Eligible funds are protected by FSCS up to £85,000

We’re by NatWest
You'll have confidence knowing we're part of a trusted and regulated bank.

See if we’re a match
You’re a sole trader or a director of a limited company with up to two owners
You have a balance limit of up to £1 million
You’re a UK-based company with owners that are UK tax residents

For full eligibility criteria head to mettle.co.uk/eligibility

Account features built around you
Make your money go further
With our savings pot you can earn interest on deposits from £10 to £1m.

*Only savings pots can earn interest. You can only have one savings pot.

Be tax confident
Bookkeeping has never been easier
Categorise business transactions to reduce admin and minimise errors. Export your data and share it with your accountant.

Sync with accounting software
Connect Mettle with accounting packages like FreeAgent, Xero and Quickbooks. Easily sign up through the Mettle app and sync all your business transactions.

See how much tax you owe
Get an up-to-date view of how much tax you’re likely to owe, and when you need to pay it, with the Mettle Tax Calculation, powered by FreeAgent (you will need to be connected to FreeAgent for the tax calculation to be accurate).

Automatically put money aside with Pots
Set rules to automatically set aside money from your main account so that you can plan and save for things like tax and new equipment. You can also set a goal for a specific amount you might be working towards.

Get paid faster
Invoicing on the go
Create and send invoices from wherever you are. We’ll notify you when money hits your account and match the payment to your invoice.

Control your costs
Schedule payments on the go. Whether it’s a one-off transfer or paying a supplier, you can manage recurring payments directly from the app.


Make payments with Apple Pay
You can now make easy and secure purchases online, in-app and in-store using the Apple devices you use every day. Apple Pay is available on selected Apple devices. Retailer limits may apply

In-app support
Contact the Mettle team at any time for help from real people.

FSCS protected
Eligible funds are protected by FSCS up to £85,000.

*Finder Banking Customer Satisfaction Awards, Finder, 2023

What’s New

Version 2.88.1

We're always making changes and improving Mettle. Here are the latest updates:

Bug fixes and performance enhancements

We love hearing your feedback, so please get in touch to let us know what features you like, and what you would like to see improved.

Ratings and Reviews

4.9 out of 5
25.5K Ratings

25.5K Ratings

DorsetMarkn ,

Superb service so far.

I’ve just opened my account and have had two very positive experiences so far. The first was after opening the account, I linked it to my FreeAgent account. FreeAgent recognised me straight away and because I’ve just paid my subscription for this year, told me I would get a refund. That was Saturday, Monday morning I had a notification saying that £146 had been paid into my account for the remaining 11 months of the subscription - Monday Win!!
The other positive was after phoning this morning with an issue that had reared its head after trying to update my debit debit with the HMRC, the person who dealt with me (Billie) couldn’t have been more helpful and got my issue sorted out very quickly.
The only thing stopping me closing my old business account now is the lack of being able to send and receive international payments. Hopefully, this is something that Mettle are working on.
I’m looking forward to a great relationship with Mettle.

Developer Response ,

Thank you so much for sharing your feedback. It's great to hear you're making use of FreeAgent in your Mettle account and you're pleased with your customer service experience, we’ve passed your feedback onto their manager.
Currently, we're looking into international payments. If you have any other suggestions on how we could make Mettle even better, please contact us at support@mettle.co.uk

B Roy Chaudhary ,

Excellent app 4 small business - highly recommended

Can’t praise this app enough. Run a small business. The app is very useful and intuitive. The mettle account comes with Apple Pay integration which none of the big 5-6 banks seem to be offering to business customers. To save having to carry card around everywhere. iPhone suffices. Also comes with freeagent accounting and so saves me a lot of time being able to categorise transactions of the freeagent app on the go. Highly highly recommended. Also notification pops up every time you use the app to ask for receipt upload and transaction categorisation at the time and this is also very useful.

Developer Response ,

Thanks for taking the time to leave this review. We're pleased to hear you're enjoying the features of your Mettle account.

We love hearing your feedback, so please drop us a line at support@mettle.co.uk if you have any feature ideas of what you would like to see more of from Mettle.

maximus 3819 ,

Great but not fantastic yet!

Love it - made my business banking so much easier and has lots of tools on a platform that makes sense! Haven’t used the invoicing features yet, I already have a system and can’t be bothered to look at changing it. So, the bad parts that keep this App ‘Just Great’ (1) no way ‘at all’ to pay in Cheques, once or twice a year I need to pay one in, but when you find you can’t it’s a massive ball ache (the costomer is 80 and hasn’t got internet banking) don’t understand why I can’t do it at a NatWest counter? .. (2) not able to use Apple Pay, just really annoying! (3) Can’t add a ‘Trading As’ name to the account. I have two lines of work Media and Electrical and would like to invoice as ***** Media or ***** Electrical. My last bank did it not sure why Mettle can’t let me be ***** Media Trading as **** Electrical? 3 small things but all very annoying when trying to run a business 🤔

Developer Response ,

Hi Maximus, Thanks for sharing your feedback, it's great to hear you're finding business banking easier with your Mettle account.

We're always looking at ways to make running your business easier. That's why we're working hard to introduce new features such as Apple/ Google pay and cheques as soon as possible.

We love hearing your feedback, so please drop us a line at support@mettle.co.uk if you have any other feature ideas of what you would like to see more of from Mettle.

App Privacy

The developer, Mettle Ventures Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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