Forget everything you know about business banking.
Countingup offers what traditional banks don’t – money, accounting and tax tools in one smart app, plus get all the tools you need to help your business thrive. Trusted by over 100,000 sole traders, freelancers and UK Ltd companies who save time, money and stay in control of their business with Countingup. Here’s why they love us:
APPLY IN LESS THAN 4 MINUTES
• Apply for your business current account in minutes and get paid straight away
INTEGRATED ACCOUNTING SOFTWARE
• Manage transactions, receipts, invoices, and more in one place, streamlining your bookkeeping process
• Send professional looking invoices with your logo in a few taps
• Capture receipts and attach to transactions on the go
• Transactions are automatically categorised so you know where your money’s going
• Get full insight into your business finances with profit and loss reports and balance sheets
QUICK AND EASY PAYMENTS
• Create and send invoices and payment links on the go
• Get notified every time you’re paid or make a payment
• Set up payment reminders, schedule regular payments and accept card payments via Stripe
• Add your logo to invoices and payment links for a professional touch
GET AHEAD OF YOUR TAXES
• Know how much to set aside for your tax return with a real-time tax estimation
• Automatically transfer money to your tax pot every time you’re paid
• Never miss a deadline with personalised tax and compliance reminders, get notified when a deadline’s approaching
UK-BASED, HUMAN CUSTOMER SUPPORT
• Our friendly team is on hand to help whenever you need
• Get a response in less than an hour
SMALL BUSINESS-FRIENDLY PRICING
• Free 3-month trial
• Flexible subscription fee that rises and falls with your business performance
SEAMLESS INTEGRATION WITH YOUR ACCOUNTANT
• You probably don’t need one, but if you do, share your bookkeeping data directly with your accountant for hands-free financial management
We created Countingup to help self-employed people like you save time on financial admin. So you can spend your time running your business!
That’s why our business account is packed with intelligent features to help you manage your finances, like automatic expense categorisation, receipt capture, invoice matching, personalised tax reminders, tax pots, real-time profit and loss and so much more.
And we’re releasing lots more new and exciting features this year.
Simply download the app and follow the instructions. You’ll need a UK mobile number, a working email address and photo ID (passport or driving licence).
Am I eligible?:
Countingup is ideal for:
• Sole traders and self-employed individuals
• Limited companies with one or two directors
• Freelancers
• Entrepreneurs
• Contractors
• Startups
Join thousands of small business owners who have taken control of their finances with Countingup. Download the app today and experience the small business superpower.
I found Countingup to be a brilliant tool for first time business owners, when I needed to get a business account in a hurry after starting a new limited company to receive payments from jobs I had done for big companies, this account was there for me straight away and only took a few days to set up. I could have went through the process of setting up a business account with a known high street name but I needed it in a hurry and Countingup was quick an easy to set up. It also helps with showing you what your spending your money on and give you categories that’s recognised by . Gov. It also reminds you after every bank payment in or out to get the receipt and gives you the option of taking a photo for records to make it easy for accounts. Only downside is I haven’t figured out if I can have more than one bank card for my partnering business owner. If you need a quick bank account for new company then would highly recommend
Developer Response
Hi there, Thanks for the 5* review. We always love hearing about the small wins! In everything we do, we aim to keep everything hassle-free and as easy as we can. That way you can focus on growing your business 🚀We'd love to help with your query on cards. If you haven't already done so, please reach out to our Support team at support@countingup.com (available Monday to Friday from 9 am-5 pm).
Brilliant for a small business
Roscco201212
I love the app/account. So much better for a small business like myself. I used to find myself putting off updating my accounts for months at a time. Now with counting up they are done literally instantly. As soon as you make a purchase you get a notification to take a picture of your receipt and it’s stored. When you send an invoice and you customer pays you get a notification to say your paid and it’s already linked to the invoice and done. The tax estimate is great, I’ve only been using it a couple of months but I think it’s fairly accurate and fluctuates with sales and purchases daily. I really can’t recommend it enough as a bank and an accountant - you won’t be disappointed with a counting up account.
I WOULD NOT ADVISE ITS USE
Ku Eshun
First off- They have no calling number, where you can liaise with a customer service representative to your full satisfaction. No calls-yes. The rest is for you to imagine, when there’s an issue with your account with no one to talk to or call; and you waiting for their reply at their discretion. Personally, I would say they have a pretty fast banking service. Yes- that’s good but what good does it do when my money is not protected?For a £130 call back from a client, this fintech where I average £30k in sales monthly; blocked my account and held the money. Only for me to get an EMAIL saying, I had to adduce evidence to get any access to the rest of the money in my account. Guys, I did so and this bank, instead of checking with the disputing bank, told me to tell the customer to call their bank, to call them and let them know. Imagine this.When I ask that my account be closed and my money returned- they reply with an email of bogus clauses telling me my legitimately earned money will be held for up to 30 days before being sent back to me. This experience was worse than hell itself, as my business is very continuous and I relied heavily on them.I would advise you to stay away from them but if you really want to; then keep the money you hold with them to the minimum. One disputed payment could get you messed up instead of getting a good customer service for your business.Thank me later.
Best Business Banking App
Ehue5
I was looking for a business banking app separate from my personal account. I received a letter from CountingUp after creating my business asking me to join. I gave it a go and was amazed at how fast I received my business debit card. It was easy to set up and if you’ve ever used Monzo before you’ll find this is very similar. There is a great set of functions that make this app stand out from the rest. One of which, being my personal favourite, is the Corporation Tax estimate. If you’ve recently started your business this saves you a lot of time and trouble working out the yearly tax and making sure you keep money aside for it. ✅So if you want an app completely dedicated to business banking then I highly recommend this one. ✅
Behind the scenes improvements to make your experience even better.
Version 51.1.0
The developer, Countingup, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics
Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Counting Limited
Size
85.1 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPad Requires iPadOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app is rated 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
