CredAbility - Credit score 4+

Do more with your credit score

CredAbility Ltd

    • Free

iPhone Screenshots


At CredAbility, we think your money should work for, well, you! Join our hundreds of thousands-strong crew and get your credit score and credit report for free, for life. We’ll provide you with in-depth insights to help you decode the detail, understand what lenders are looking for, and see how you shape up. Compare loans, credit cards and more to find a better deal, and see how likely you are to be accepted. Got goals? From improving your score to buying new digs, there’s an Action Plan to help you smash it.

Welcome to the world beyond your credit score.


• Get your full credit report & score
• 100% free, now and always
• Updated every month
• Powered by Equifax
• Access on the go – whenever, wherever
• See what lenders see about you
• Monitor your accounts in one place
• Track changes in your personal dashboard
• Learn what you’re doing well
• …And what’s holding you back
• Log in in a flash with Touch ID and Face ID


• Find credit cards and loans
• Compare offers from across the market
• See how likely you are to be approved
• Find the best way to borrow for you


• As long as the details you’ve provided are spot on, you’re a shoo-in
• The interest rate you see is the rate you’ll get - guaranteed
• Your application is still subject to identity and fraud checks


• Pick a CredaBot buddy to help you
• Chat with them for personalised tips
• Create a tailored Action Plan

SIGN UP IN 1, 2, 3

1. Fill in some details about yourself
2. Answer a few security questions
3. See your credit score and smash your goals

CredAbility Ltd. Company number 4413348. Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Registered in England and Wales. We are a credit broker, not a lender and an appointed representative of Intelligent Lending Limited.

Intelligent Lending Limited is authorised and regulated by the Financial Conduct Authority. FCA registration number 310069.

What’s New

Version 5.3.6

We're always improving the CredAbility app to ensure your experience with us gets better and better. In this update, we've made some technical changes to make your journey smoother.

Download our latest version today to start benefiting from them!

While you’re here, if you’re enjoying the app, why not leave us a review? We read and reply to all your comments!

Ratings and Reviews

4.2 out of 5
144 Ratings

144 Ratings

Caraaeliizabeth ,

Awesome app

Can’t rate high enough. This app appears to have a better connection with Equifax as my information is updated better with CredAbility than with the likes of ClearScore bizarrely even though they both run off Equifax data. While my CredAbility app is up to date, ClearScore is far behind and doesn’t offer the same level of engagement as CredAbility. If you’ve moved house in the last few months and need to update your address CredAbility allows you to manually update your address something which you cannot do in ClearScore and then causes lags and problems in having a correct credit report. Also in goals you can select your financial goals and your trusty CredaBot will help you get there by providing information on how to achieve your goals. Best FREE credit score app out there!!

Developer Response ,

Hi Caraaeliizabeth,

Thanks for your feedback! We’re glad to hear you’re enjoying using CredAbility!

Best wishes,
The CredAbility Team

Fatz Waller ,

Matt W

Great app.. downloaded to see my credit file. All info clearly presented. They even offer help to sort any issues you see on your file or any corrections needed.. in addition you can check you eligibility for loans and credit cards.. most of the info is already there so really quick process and good to see what’s available to me without having to do a full credit score.

So far so good... would like to see more money savings and access to other deals which I believe will be added soon!

Developer Response ,

Hi there,

Thanks for your feedback! We’re glad to hear you’re enjoying using CredAbility!

Best wishes,
The CredAbility Team

verydisappointd ,

Fantastic App

This is a great app. It is so easy to use and gives me free access to my credit score with a clear history of how this has changed over recent months. I can also clearly see all linked accounts and a full history of searches. Comes with the added bonus of checking eligibility for other products. Looking forward to seeing how this evolves.

Developer Response ,

Hi there,

We really appreciate your positive feedback, we’re happy that you enjoy using CredAbility!

Best wishes,

The CredAbility Team

App Privacy

The developer, CredAbility Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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