The UK's most trusted credit score* is available for free. Get free access to a wide range of our services, from credit score checks, credit card comparison & eligibility and personal loan comparison & eligibility.
Your Experian Credit Score is a straight forward way of showing how lenders may view your application. As part of a credit check, companies may look to see whether you’ve paid back your credit on time, how much credit you currently have and how you’re managing it. The better your credit score the better your chances are of getting a credit card, loan or even a mortgage, along with great rates for each.
Compare credit cards and loans with us. Let Experian help by showing you the credit cards and personal loans you’re most likely to be accepted for, helping you save hassle and avoid too many unsuccessful applications impacting your credit rating.
Experian is a credit broker not a lender†, so we show you impartial search results.
Free Experian account features:
• Your Experian Credit Score on the go
• Credit card and loan comparison
• Summary of your total credit
• See how likely you are to get accepted for personal loans and credit cards before applying
• Tips, articles, videos and expert knowledge to improve your suitability for credit checks at your fingertips
• Quick and easy login with Touch/Face ID or PIN
CreditExpert subscriber get access to these additional features:
• Personalised tips on how to improve your credit score
• Score Influencers show you what’s positively and negatively affecting your Experian Credit Score
• Get your Experian Credit Score & Report updated daily
• Alerts notify of you credit score changes
• UK call support for credit report & score
• Timeline shows you a single view of your score history and alerts
• Web monitoring
• Dedicated fraud support
Checking your Experian Credit Score regularly won't affect your credit report or credit rating. What's more, the app search covers a range of selected credit cards and loans.
App is not designed for iPads at this time.
*Most trusted’ based on 59% of 1086 respondents. ICM Unlimited survey, June 2018.
†Experian acts as a credit broker and not a lender in the provision of its credit cards and personal, car finance and guarantor loans comparison services, meaning it will show you products offered by lenders and other brokers.
Experian acts independently and although our comparison service shows products for a range of lenders and other brokers it does not cover the whole of
the market, meaning other products may be available to you. Comparison services are provided free however we will receive commission payments from lenders or brokers we introduce you to.
All free and paid for Experian consumer services are provided by Experian Ltd (Registered number 653331). Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ. The web monitoring feature and its alerts within CreditExpert is not Financial Conduct Authority regulated activity.
We're constantly working to improve your experience on our app. This version includes updates to our design and layout for your score alongside some minor bug fixes.
Ratings and ReviewsSee All
Compact, informative & excellent offers
This is one of those apps where a good effort has been put into presentation. After all, who wants to deal with something that doesn’t look good and a headache to use? Experian draws on its access to credit information collated by financial institutions, so you can be sure of an up to date reflection of your financial history. Certainly important if you have been making efforts to improve your ranking to those institutions.
It’s not just about getting that card you’d like but also about the price or rate you will be offered, and arguably a credit card at 6.4% is better than one at 39.9%.
The nice part about the Experian app is it’s easy to navigate. One can check on a range of metrics but I really like the at a glance home page that shows your latest score. It’s nice to see the progress one is making.
There are other apps about your credit rating but Experian seems to be the most polished in my estimation. Best of all, it’s free! What’s not to like about our favourite word. Go on, you know you want it!
I get to the point of logging in and it asked me to create pin. I Create a pin and then renter as asked it just keeps telling me pin submission failed try again.
I have been watched ensuring I entered the PIN number correct twice.
Rang the customer services and they talked to me like I was an idiot like I knew nothing. The real thing is they had no idea what they was talking about.
Deleted the app just a waste of space.
Been reading other reviews since I posted mine it seems there are lots of problems signing in. But I have yet to see any movement from Experian to correct this. I myself have runs customers service several times about this with no luck so I have given up.
Also if you have a problem with your file it takes a lot of brow beating to get them to respond to you. I am waiting for them to come back to me now on issue. I’m on the verge of going back to the banking ombudsman.
Ended up going to ombudsman to get you to respond when there was no need. There are still errors with my file. My main bank account that I have had for forty years is nowhere to be seen this is not the apps fault it’s Experian. They think they are above everyone and give you a hard time. My credit score has not altered for months Last time this happens they had to delete my account and I had to put it back. Miracle the score changed. This app is not reading the data they have on you.
Martin says it's, Brilliant.
Isn't it good just to know what damages your credit score and conversely, therefore, what protects it. There are a number of free credit reports available, and as Martin Lewis (UK Money Savings Expert) says, use two or three of them to get a broad vista of your credit score, and then you can use their eligibility calculators to know whose products you are likely to be accepted for without damaging your prescious credit rating. I couldn't afford this if it was not free, so I personally appreciate the Experian offer of being able to keep track of my credit score for free and check out other loans or cards without permanent damage to that score. Brilliant.
Up to six family members will be able to use this app with Family Sharing enabled.