The UK's most trusted credit score* is available for free. Get free access to a wide range of our services, from credit score checks, credit card comparison & eligibility and personal loan comparison & eligibility.
Your Experian Credit Score is a straightforward way of showing how lenders may view your application. As part of a credit check, companies may look to see whether you’ve paid back your credit on time, how much credit you currently have and how you’re managing it. The better your credit score the better your chances are of getting a credit card, loan or even a mortgage, along with great rates for each.
Compare credit cards and loans with us. Let Experian help by showing you the credit cards and personal loans you’re most likely to be accepted for, helping you save hassle and avoid too many unsuccessful applications impacting your credit rating.
Experian is a credit broker not a lender†, so we show you impartial search results.
Free Experian account features:
• Your Experian Credit Score on the go
• Credit card and loan comparison
• Summary of your total credit
• See how likely you are to get accepted for personal loans and credit cards before applying
• Tips, articles, videos and expert knowledge to improve your suitability for credit checks at your fingertips
• Quick and easy login with Touch/Face ID or PIN
CreditExpert subscriber get access to these additional features:
• Personalised tips on how to improve your credit score
• Score Influencers show you what’s positively and negatively affecting your Experian Credit Score
• Get your Experian Credit Score & Report updated daily
• Alerts notify of you credit score changes
• UK call support for credit report & score
• Timeline shows you a single view of your score history and alerts
• Web monitoring
• Dedicated fraud support
Checking your Experian Credit Score regularly won't affect your credit report or credit rating. What's more, the app search covers a range of selected credit cards and loans.
*Most trusted’ based on 59% of 1086 respondents. ICM Unlimited survey, June 2018.
†Experian acts as a credit broker and not a lender in the provision of its credit cards and personal, car finance and guarantor loans comparison services, meaning it will show you products offered by lenders and other brokers.
Experian acts independently and although our comparison service shows products for a range of lenders and other brokers it does not cover the whole of the market, meaning other products may be available to you. Comparison services are provided free however we will receive commission payments from lenders or brokers we introduce you to.
All free and paid for Experian consumer services are provided by Experian Ltd (Registered number 653331). Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ. The web monitoring feature and its alerts within CreditExpert is not Financial Conduct Authority regulated activity.
Thanks for using Experian Credit Score! We're constantly tweaking the app to make your user experience even better.
In this release we have focused on bug fixes and performance improvements. Oh, and check out our updated App Store preview screens!
Ratings and Reviews
Virgin media corrupting score
Found out that this tin pot firm affects your life if you have accidentally missed bill payments. Unfortunately it is easy to sign up with virgin but impossible to leave as you need to try and tell one of their employees. Knock on effect was that it affected my rating to very poor. Took 30 days for it to get sorted out with virgin who even had a template email for me to use to get my score corrected. Just that fact tells me everything you need to know. This app was used continually to monitor and today finally reverted to excellent
Now reviewing my rating every month after getting reminders from Experian, especially after losing my job of 18yrs, and still having financial commitments
I get to the point of logging in and it asked me to create pin. I Create a pin and then renter as asked it just keeps telling me pin submission failed try again.
I have been watched ensuring I entered the PIN number correct twice.
Rang the customer services and they talked to me like I was an idiot like I knew nothing. The real thing is they had no idea what they was talking about.
Deleted the app just a waste of space.
Been reading other reviews since I posted mine it seems there are lots of problems signing in. But I have yet to see any movement from Experian to correct this. I myself have runs customers service several times about this with no luck so I have given up.
Also if you have a problem with your file it takes a lot of brow beating to get them to respond to you. I am waiting for them to come back to me now on issue. I’m on the verge of going back to the banking ombudsman.
Ended up going to ombudsman to get you to respond when there was no need. There are still errors with my file. My main bank account that I have had for forty years is nowhere to be seen this is not the apps fault it’s Experian. They think they are above everyone and give you a hard time. My credit score has not altered for months Last time this happens they had to delete my account and I had to put it back. Miracle the score changed. This app is not reading the data they have on you.
This app changed my life.
After years of struggling to pay off various Credit & Store cards, whilst also struggling to get a loan to consolidate them all, the Experian app popped up with a suggestion of a loan that I was likely (95%) to be accepted for. I applied for the loan on Thursday and the requested amount was in my account on the Monday morning.
Yes the loan may have been available anyway, but I considered my credit rating too poor to even search around.
So now instead of making huge payments and a vast amount of that just paying the credit card interest. I will be debt free in 3 years. Although it has also freed up enough of my salary that I may actually pay extra on top and pay it off earlier.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Search History
- Usage Data
- Other Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
- Experian Ltd
- 50.4 MB
- Requires iOS 13.0 or later.
- Requires iPadOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Age Rating
- © 2016 Experian Ltd
Up to six family members will be able to use this app with Family Sharing enabled.