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HyperJar. Spend smarter. Feel Happier.
Clarity, control and confidence with the world’s smartest spending account.

HyperJar is jam-jar budgeting in an app. It's an easy, fun and best of all, helpful way to spend and manage your money.

Use the app to create multiple Jars and use each one as a mini-account - for groceries, coffees, Christmas, kids’ clubs, nights out. It’s like a bank account, but smarter and more personal because it’s built uniquely around you, your spending and your money relationships. You also get a payment card to use at the shops or add to Apple Pay.

It pays to plan with HyperJar. When you lock in money ahead of spending with one of our partners, you get rewarded with a 4.8% Annual Growth Rate, calculated and applied daily. Scroll to see the full list of our merchant partners.

• Joint planning and spending made easy with Shared Jars
• Shared shopping and bills for couples, neighbours and flatmates
• Shared holidays and nights out with friends and family
• Every member can spend directly from the Shared Jar using their HyperJar card
• Set individual spending limits for all Shared Jar members
• Leave notes inside your Shared Jar, from shopping lists to thank yous

• Spend directly from any Jar with the world’s smartest payments card
• Earn rewards when you choose to pay in advance
• No account or card fees
• Spend overseas with zero fees or commissions
• Instant spend notifications
• Create an account quickly and securely using Apple Sign In
• Add HyperJar to your Apple Pay Wallet

• Shell
• Notonthehighstreet
• Virgin Wines
• MyProtein
• Dyson
• Bloom & Wild
• Amara
• Morton's Family Farm
• Hive
• Ambassador Theatre Group
• Feelunique
• Kano
• Blow LTD
• Boden
• Eve sleep
• Megabus

• Your money is kept in segregated accounts at the Bank of England, governed by the e-money regulations of the Financial Conduct Authority
• Bank-grade encryption
• Freeze your card at anytime and check your PIN in the app

We’ll never pitch you a loan or an overdraft. We don’t do debt. With HyperJar, you'll rely less on credit by planning ahead. It feels great to pay first and shop later.

HyperJar. Spend smarter. Feel happier.

What’s New

Version 3.5.0

Lots of bug fixes and improvements

Ratings and Reviews

4.5 out of 5
414 Ratings

414 Ratings

Jaf444 ,

Great app

REVISED REVIEW - you’ll see below my original review. Since that point they’ve improved dramatically. No issues now and Apple Pay has been added.

So now not only is the support team fantastic. But the the app is also bang on.

I use this as my main account to keep track and control of my spending.

Great work.

Originally review -

Great idea. The app works well. The support team are fantastic. Above and beyond what you’d expect.

But - can’t be added to pay pal, can’t be used on many online sites and can’t be used in some shops.

The idea is to segment spending and keep a track of the different spending categories but everytime you have to use a different card because this one is declined/rejected it renders the whole thing pointless.

If this was resolved, this would be 5 stars. Easy.

Developer Response ,

Hi Jaf444,
Thank you for your feedback! Can you drop us an email at support@hyperjar.com? We would like to understand a bit more about the issues you have been experiencing and see if we can help in any way? Thank you, Laura from the Support Team

ellisp80 ,

Looking good

So far so good .Account works well. I like the idea of sharing jars. Transfer of money from my regular bank account to HyperJar can take a while sometimes. Not a problem, something to remember as a quick top to a shared jar isn’t going to happen. So keeping money in the main account is a good idea. Which I will do as I now trust the account, works well.
Shared jars are such a good way to budget for joint food shopping etc

Developer Response ,

Thank you for your lovely review! We love shared Jars too :-)

Lalacious8282 ,

Fantastic app!!

If you’re looking to take control of your finances whilst getting more for your money this is the app for you! I’ve been using HyperJar for a couple weeks now, its been helping me stay within my monthly budget and grows the money I budget with some of my favourite brands😄😄

Developer Response ,

thank you for your feedback! We are very happy to hear you love the App :-)

App Privacy

The developer, HyperJar Limited, has indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


HyperJar Limited
174.5 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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