InvestEngine 4+

The ETF investment platform


    • 4.8 • 2.3K Ratings
    • Free

iPhone Screenshots


InvestEngine is a Which? Recommended Investment Provider that brings unbeatable value, boundless choice and powerful automation to your investing.

No buying and selling fees for hundreds of exchange-traded funds from iShares, Vanguard and other leading brands. With powerful tools for automating, diversifying and analysing your portfolio. All you need to grow your wealth.

How would you like to invest?

• Do it yourself - Take control of your investments with our commission-free DIY portfolios
• Managed for you - Global investment portfolios built and managed by our experts to suit you

What products does InvestEngine offer?

• ISA - The tax-free way to power your investing. Invest up to £20,000 a year with our no‑fee ISA
• GIA - A general investment account (GIA) is a flexible way to invest from as little as £100 in our Managed or DIY portfolios, with easy access and no exit charges.
• Business - Invest your company's surplus cash for the opportunity of higher returns - with access whenever you want.
• SIPP - Our self-invested personal pension (SIPP) allows you to invest up to £60,000 a year, for tax-efficient retirement planning.

Why InvestEngine?

• (Very) low cost
When it comes to costs, we think you'll find us hard to beat. Our DIY portfolio service is free — we have no set-up, dealing or annual charges. The only costs relate to the exchange-traded funds (ETFs) that you invest in.
For our Managed Portfolios we have a single low management fee of 0.25% a year. There are no set-up, dealing or withdrawal fees on any of our portfolios — though as with our DIY service, the ETFs in your portfolio come with their own low charges.
For our SIPPs, we charge just 0.15% (capped at £200) a year.

• Innovative investing
We provide a range of features to help you build and manage your investment portfolio, all for no extra cost. Fractional ETF investing, Smart portfolio top-ups, Portfolio Look-through and AutoInvest help save you time and money whilst you grow your wealth.

• Rated by the experts
Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.

• Invest from just £100
Whether you want our DIY service or our Managed Portfolios, the minimum investment is just £100. You can top whenever you want from just £1, and we also offer regular monthly investing.

• Investment solutions for your needs
All our portfolios are available through our flexible Personal Account, Pension Account or Business Account for companies. You can also invest up to £20,000 tax-free in one of our Stocks & Shares ISAs.

• Safe and trusted
We understand how important it is to keep your money and investments secure at all times.
InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA) and covered by the Financial Services Compensation Scheme (FSCS).

As with all investing, your capital is at risk.

What’s New

Version 4.10.0

Design updates and app performance improvements;
Bug fixes and interface updates.

Ratings and Reviews

4.8 out of 5
2.3K Ratings

2.3K Ratings

Disgruntled Frequent Flyer ,

Exceeded Expectations

Brilliant of them to offer investment accounts for small businesses in the UK. They also have a friendly and professional customer service team. For instance, when I spotted a typo on one of the companies in one of the ETFs they offered, it was prompted corrected after a quick chat.

I like they show my exact exposure to a certain company even when I have dozens of ETFs in my portfolio. Not that it matters much when any portfolio could easily hold 4,000 companies. But the transparency and thoughtfulness are greatly appreciated. Hopefully their DIY Portfolio stays free for 1-2 years as they scale their business!

James Sell ,

Awful from top to bottom

Their marketing is inaccurate. Calling their product an ETF ISA. No such thing exists. It’s a stocks and shares ISA. A small detail but not wanting to confuse a new generation of investors. I called them out on this inaccuracy and they just blocked me on instagram. I didn’t swear or was abusive. So it’s a bad sign that they seem immune to feedback in their marketing strategy Actual app itself is just so poor. A limited range of funds compared to Trading 212. But the biggest point for me is just how bloody long it takes to A. Get money out. 4-5 working days. B. You can’t make any changes between 14:30-19:30. C. Can’t make changes at all until your previous changes have settled. D. The settlement time when you have sold out of a fund. Again looking at 4-5 days settlement before you can even withdraw. Whereas Trading 212 is effectively instant settlement. Tried to cut it some slack as it is a fledging broker. But feel they’ve tried to take advantage of Trading 212 being closed. Opened a service and a product that’s woefully ill-equipped to compete with Freetrade and Trading 212 once they opened again with no list which they now have. I’ve been using their GIA for about 3 months and it’s been slow slow slow. I welcome developer response to see if they are capable of answering to criticism.

Developer Response ,

Hi James, thanks for your feedback and apologies you encountered issues on our Instagram page. We certainly do not want to block any customers, we want to hear from them and help customers resolve any issues they may have. Thank you for pointing out the incorrect name of the ISA, we have amended this and have measures in place to ensure it doesn't happen again. We are constantly improving our service and offering, the other points you mentioned have already been improved or we can give you an insight into how we work so you can understand why they work as they do. Please drop us an email at and we will certainly be happy to help and explain more. Thanks again for the feedback and happy investing!

FusionLabs ,

Flawed app prevents access to account

Hi, loved the idea and put quite a bit of money inti my account. Now deeply disappointed with app preventing me from accessing my money: Just updated the app (on the apps request), which now requires me to login and approve login request … with the app. I feel a buzz on the phone (which I suppose is the login-request-approve-message) but I receive no message. In the app I also see nothing appearing can ask for “resend” or click on “did not recive the request” which leads me to a messgae: please check the app on your phone.
Tried various things including reinstalling, re-giving all permissions in System Settings etc. To no avail, this is poor UX process at best. But it is for a finance app unacceptable to lock out people from their investments due to poor UX - this is taking a legal dimension now if the problem is jot resolved immediatley.

Developer Response ,

Hi! Sorry to hear you are disappointed with our app. We never prevent clients from accessing monies or their securities on their account. Could you please send a message to our support email, so that we could look into your issue further?

App Privacy

The developer, Investengine, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

You Might Also Like

Wealthify Saving & Investments
Lightyear: Invest in stocks
Sentinel: Vanguard Investments
AJ Bell Dodl
Webull: Trade & Invest Stocks
Nutmeg Saving & Investment