Lowell 4+


    • Free

iPhone Screenshots


Here to support you at every step

We believe it should be simple and affordable for you to become free from problem debt at Lowell. Whatever your situation, we’re confident this app will give you the tools and support you need to get on the path toward financial wellbeing

Budget calculator
• Work out how much you can afford to pay
• See your income, outgoings, and any leftover money to get a better understanding of your finances

Quick and easy
• Manage all your accounts from one place
• Make one-off payments or affordable repayments plans via DD or Debit Card(s)
• Save your debit cards details for easier and quicker payments

Credit Score
• Free access to your personal credit score
• Summary of what is affecting your score
• Tips on how to improve your score

Don’t just take our word for it
• We’ve helped 1 million people pay off their debts in full
• “Lowell is definitely a 10, 100% definitely a 10. They were always amazing, always.”

Download the app to take your next step towards taking control of your finances.

Important Information
• To download and use our app, you'll need an iPhone (iOS 14 or later).
• Our app is free to use, but providers may charge for download and usage.
• Use of the app is in accordance with local laws and check charges if using abroad.
• Use of the app in accordance with our app Terms and Conditions and Apple Terms and Conditions.
• This app may be withdrawn at any time, but we will always keep you in the loop.

Lowell Portfolio I Ltd (company number 4857418) and Lowell Financial Ltd (company number 4558936) are incorporated in England and Wales with their registered offices at Ellington House, 9 Savannah Way, Leeds, LS10 1AB. Both Lowell Portfolio I Ltd (FCA number 730071) and Lowell Financial Ltd (FCA number 730175) are authorised and regulated by the Financial Conduct Authority.

What’s New

Version 2.9

Introducing further financial health support and visibility of complaints and disputes journeys for customers.

Ratings and Reviews

4.7 out of 5
855 Ratings

855 Ratings

_evamanuel ,

Very useful & practical app!

I am able to see how much I need to pay off and I can set up and manage my repayment schedule. Thanks Lowell for being really flexible and understanding. The user interface of the app is easy to navigate and looks clean and modern. No need to be afraid. I was very worried and ashamed in the beginning but Lowell send you your reference number so you never need to deal with an actual person. Simply take responsibility and accept that something needs to be done to help you move forward. I feel in control again and more positive about getting back to financial equilibrium not only for my credit score but my own peace of mind.

Thanks Lowell 🙂

AFZ23S ,

Too good to be true?

I have taken the big step towards being debt free and I’m just curious as if I do eventually pay off all my debts does it show on my Credit Karma App, as I have made my first payment and it shows no sign of difference in my credit. Can you please help as I do wish this app is true and I can stick to my plans with you.

Developer Response ,

Hi AFZ23S,

It's great to hear you're working towards becoming debt free!

Repaying debt is one way our customers could improve their credit score. If a default is reporting on their credit file, we'll ensure that any payments are reflected within 30-50days. Then when they've cleared their account in full, we'll also ensure the default states it has been satisfied.

Did you know we've partnered with TransUnion, the credit reference agency, to give our customers free access to their credit scores through our app? For more information regarding your credit score, you could utilise TransUnion at https://www.lowell.co.uk/credit-score/. Or for further support, you can contact one of our friendly representatives on 0333 556 5552.

I hope this helps.


mmacm20 ,

Waste of time

Decided to try your app. Haven’t been able to complete registration. It asks for permission to track then directs you to Apple settings. Once there, there’re only two options: Siri & Search and Acknowledgements. Neither of which have the requested tracking option. 🤦🏻‍♀️ Not that keen on being “tracked” anyway but the fact that you have to, to progress through the registration process means that I can’t now register. 😳 If you don’t even have the option then how can anyone register?! Fundamental flaw right there. I’m going to go back to what I did previously… Bookmark my account/website login page on Safari & log in that way. It’s a lot less hassle, more efficient and no tracking issues!

Developer Response ,

Hi, we appreciate you taking the time for such a detailed review, we have not seen this happen previously. We are now looking at a resolution and will be aiming to resolve quickly. In the meantime I know you have your own workaround, our website is fully available offering the same functionality also Kind Regards Phil

App Privacy

The developer, Lowell, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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