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SumUp Limited

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Business made simple

The SumUp App makes it simple to accept payments and manage your business. Use our free app together with a SumUp mobile card reader to get paid anywhere.

Our app also makes it easy to manage your item catalogue, build an online store, sell gift cards, issue invoices, send payment links, and set up QR codes. These tools are intuitive and involve no binding contracts – all you pay is a fixed fee per transaction. So whether you need a mobile POS solution or you’re looking for new ways to boost your business, we’ve got you covered.

Card payments
Download our app and pair your device with a SumUp card reader to take chip-and-PIN, contactless and mobile payments. With SumUp, you can accept credit cards and debit cards, plus Apple Pay and Google Pay. We also make it simple to set sales tax rates, add tipping options and issue refunds.

Create your own personalised item catalogue. Use our payment app to add, edit and delete items. Having your entire inventory at your fingertips makes transactions speedy and simple. You can also organise your items into categories, to make selling even easier.

Online Store
Open a new store, rent-free. The SumUp App makes it simple to build your own feature-rich online store – no web design skills needed. Simply add items, publish your store, and reach new customers across the globe. Once you’re up and running, the SumUp App will supply you with real-time analytics to help you grow your business further.

Business Account
With a free SumUp Business Account, you can stay on top of your finances in one secure, easy-to-manage space. Signup is simple and involves no paperwork – you’ll have your new account details within minutes. Best of all? There are no monthly fees or hidden costs.

SumUp Card
Get a free contactless Mastercard for your business expenses and track your spending in our app. Link your card with Apple Pay or Google Pay to make seamless payments at millions of locations. You can pay with your SumUp Card anywhere that takes Mastercard, or use it to withdraw cash from an ATM.

Payment Links
The flexible way to get paid online. Simply enter the amount you want to charge, generate a link, and share it with your customer via social media, SMS or email. The link will take the customer to a secure website where they can complete the transaction. It’s a great way to take cashless payments without a credit card reader.

With SumUp Invoices, you can generate professional, legally-compliant, on-brand invoices in minutes. When your customer receives an invoice, they’ll have the option to pay securely online. Create and send as many invoices as you like with no service fees. There are also no costs for receiving payment by bank transfer – just a small fixed fee for card payments.

Gift Cards
Interested in a new revenue stream that requires minimal effort? Open the SumUp App and you’ll find a gift card page for your business, ready to share. Your customers can buy digital gift cards for any amount, and personalise them by picking from a range of designs. You can manage the balance of every gift card you sell within the SumUp App.

QR Codes
Contactless payments made simple. Generate QR codes instantly using our free app. If you’re looking to speed up in-person payments, you can order stickers or displays to place around your business – allowing your customers to pay quickly and securely, using only their smartphones.

What’s New

Version 3.4.37

Minor fixes and stability improvements

Ratings and Reviews

4.8 out of 5
12.5K Ratings

12.5K Ratings

Oblette ,


Iv been using the app & 2 card readers since November Never had any issues transactions are a breeze & work every time has made the queues go much fast with been able to pay by card & the my product section is brilliant the only down side that I have is stock control if a item goes out of stock there is no way to set stock limits so the button can’t be pressed on the app & discounts would be great instead of needing to type in the amount & for it not to show on the invoice they have received a discount as some offered we have is for 0 pound there is no way to discount it or set it up in my products with out needing to add a price so it’s currently set to 1p it would be great to add a discount option so product can be discounted by a % or £ off the items selected show the discount shows up on the invoice & not needing to have separate products of the same thing set up in my products

Sophie M-H ,

A game changer

I’ve been using SumUp for about two years now and don’t know what I would do without it. Always reliable and never late paying straight into your account. Monthly statements makes accounting so easy. My clients regularly comment on how easy it is to use and sending receipts via email or sms is a doddle. The real game changer however is the virtual terminal facility for over the phone payments. As a very small business, I couldn’t justify the over the top bank merchant service fees and fixed contracts that also come with other merchant facilities. Thank you SumUp for a brilliant service.

Developer Response ,

Hi Sophie. It's great to hear that SumUp has made your working life easier and has improved your customer experience in a small way. We would like to say however (in case any prospective SumUp merchants are reading this) that the Virtual Terminal is unfortunately not something we are able to supply all of our merchants with but rather must be applied for separately; although, of course we aim to enable this on as many of our merchants' accounts as possible. If you feel that our service would serve some benefit to any of your business-owning friends, please feel free to take advantage of our Refer-a-Friend scheme whereby they will receive a discount on their order for the Card Reader. You will also receive a bonus payment for each friend you refer. Kind regards, your SumUp team.

Boeing 757 ,

Several issues, stopped supplying readers to my customers

-When creating an invoice online the “Due Date” keep going back to “paid” even when selecting “Due Today” manually

-When creating invoice online you can only write the goods item name correctly the 1st time in the “Name” box because when trying to correct a spelling mistake after typing, the curser keeps jumping to the end of the name box. You have to delete the entire box & retype even for a minor spelling mistake

-In the app I typed a “Description” under the Name box & the description won’t show in the invoice after downloading it.

-Still cannot edit a saved invoice in the app after creating it. Can only edit online after creating it in the app.

-Still cannot “Save to Files” after viewing the downloaded invoice in the web browser

Increasing my stars (to 3 from 1) because Sum Up seems to have made an effort when I re tried after a long time. Had stopped using & supplying to customers on my last review. But if the above items are sorted I may consider to start using & supplying 3G readers to customers again. Worst thing for a supplier (including us) is when a customer approaches you with these issues & you don’t know how you can resolve it for them because you’re relying on Sum Up yourself. For one of my customers I ended up making a template on Google Sheets to use in the meanwhile while Sum Up sorts the issues out.

Developer Response ,

Hi Boeing 757,

We would like to thank you for taking the time and sharing your experience with us.

We are sorry to hear you have experienced this issues creating your invoices.

Rest assured, our dedicated team is working on an improvement on the glitch with the cursor movement.

In relation to the"due date" and "edit" issues we would need to take a closer look, please contact with our representatives via the in-app chat or

We apologise once again for any inconveniences this may have caused to your and your business.

Kind regards,
Your SumUp Team

App Privacy

The developer, SumUp Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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