Wealthify Saving & Investments 4+

Invest effortlessly today

Wealthify Limited

Designed for iPad

    • 4.5 • 2.5K Ratings
    • Free



Invest with Wealthify to make your money work harder.

Wealthify makes investing easy and affordable, whether you’re building a nest egg for your kids with our award-winning junior investment ISA or planning for retirement with our SIPP. *Capital at risk. Results may vary.

Our Investment Plans are built and managed by our expert team. Download the app to start your investment journey.

Why Invest with us?

• Open a GIA, ISA or Junior ISA from £1
• Prepare for retirement with our personal pension from just £50
• 5investment risk levels to choose from
• Investments managed by our experts
• Check your performance 24/7 in our app or online
• Easily transfer existing ISAs, Junior ISAs and Pensions to Wealthify
• Ethical Investment options for all products (Stocks & Shares ISAs, Junior Stocks & Shares ISAs, General Investment Accounts and SIPPs)

Affordable Investing

Open an Investment ISA, Junior ISA or GIA from £1 and invest for retirement with a private pension from £50. Use our pension calculator to see what your returns could be. We have transparent costs and a low average annual management fee of 0.6%. We keep all investment costs (including fund charges taken directly by the fund provider) to a minimum, so you keep more of your money.

Investing made simple

Open an investment account or private pension in 10 minutes. Decide how much to invest and pick a risk level to suit you. Our experts will build your Investment Plan, diversifying it with shares, bonds, property and commodities from around the globe.

No investing experience needed

Five investing styles for Junior ISA, ISAs, SIPP and GIAs, from cautious to adventurous, letting you choose a risk level you're happy with. Track your investments' performance on Wealthify's investment dashboard - online or in app - and see where your money is invested. Follow your pension investments and plan for your retirement with ease, adding to your pension how and when you want.

Easily transfer investments
We can combine your pension investments into one. Transferring pensions is easier than you may think. Provide details of your pension providers with reference numbers, and we'll talk to your old providers and move the funds into a Wealthify Pension. Choose an investment risk strategy for your pension and decide if you want an Ethical Pension Plan. Then sit back as our investment experts build your SIPP Investment Plan.

Award-Winning Investing Platform

• Winner of Best Junior ISA in the Personal Finance Awards three years in a row
• 2022 Boring Money Best Buy ISA, JISA, Sustainable Investing, Beginners, and Customer Service
• Digital Wealth Management Provider of the Year, Moneyfacts Consumer Awards 2022
• Best Investment Platform for User Experience, YourMoney Investment Awards 2022

Safe & Secure

We take security very seriously. We keep your personal information safe with TLS encryption and never share it. Secure your investments with a PIN, Face ID or Touch ID (on enabled phones). Our customer care team is available on live chat, phone or email if you need any help. Wealthify is authorised and regulated by the Financial Conduct Authority. Your investments are held in custody by Winterflood Securities Limited, who hold the funds for our ISA and General Investment Accounts, and Embark Investment Services Limited, who hold the funds for our pensions. Wealthify is backed by leading global financial services provider, Aviva.

We accept customers over the age of 18 who are permanent UK or Channel Island tax residents. We regret we cannot accept US citizens. All figures displayed are for illustrative purposes only and are not an indication of future returns. Wealthify does not offer advice. Tax treatment depends on individual circumstances and may change. ISA rules apply. The value of investments may go down as well as up, and you could get back less than originally invested.

Projections shown in the app are only forecasts and not a reliable indicator of future performance.

What’s New

Version 2.0.81

As well as ironing out a few bugs, you can now enable / disable in-app 2FA (Two Factor Authentication) for added security, with improved functionality creating a better fullscreen chart experience.

Ratings and Reviews

4.5 out of 5
2.5K Ratings

2.5K Ratings

Dan05061987 ,

Good enough

The general platform is good enough. I’ve never invested before but seen my dad play the stock markets for years with some success.
This app makes it quite easy for newbies with no experience in investing like me.
The only two issues I’ve found so far are the app occasionally freezes and crashes, which is easily resolved by shutting it down and restarting it.
The other issue is that you can’t change your password via the app, you must go online to do it and if this is done using apples automatic strong password generator, it doesn’t transfer that password to the app.
Other than that a good app and well worth it for new time investors.

Mikeyearsley ,

1% on a Cash ISA - no thanks

This app and the company behind it deserve all the praise they get. It is slick, easy to use/navigate and gives you everything you need to build a portfolio. I have a general and two ISA accounts with them and can see how these are performing all in one screen. Brilliant! Keep up the great work!

I have used Wealthify for a number of years but this one has been the most fruitful for me. 12%+ on an adventurous plan 😀 I have seen a year with -2% and one with no real growth but come in people...do your maths. Even a 10% drop would still see me better off than cash. I have also had a few niggles but mainly questions to the W team and they have bent over backwards to sort out...BTW these have been very minor gripes. Thank you for looking after my Campervan deposit savings and two Junior ISAs (one of which I transferred which was really easy and done very quick). I will let you know what van I buy...hopefully soon 😎😀

Stoveboy ,

It does the job.

I’m not entirely sure this is the best option on the market, however it’s very easy to work with and set up. I have 2 gripes both I’m sure they could fix and one is probably my naivety.
1. Please just take a payment directly from the app. Why have I got to set it up from my bank as well. You cannot do quick payments directly from the app. In 2018 this is not entirely acceptable.
2. They deal a lot, this is based on your risk level I’d imagine.

Otherwise it’s a good ISA to perhaps run along other investments you have or if it’s your first punt. I’ve said I’ll give it a year then reassess as it’s a buyers market.

App Privacy

The developer, Wealthify Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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