Make your money work as hard as you do. Let Wealthify invest it for you.
Wealthify makes investing simple and affordable for everyone. Our Defaqto Five-Star rated investment plans are built and managed for you by our expert team. You can start with as much or as little as you like and our fees are low and transparent, so the cost of investing is always clear. Download the app and start your investing journey today.
Investing made simple
Get started and set up your investment plan within 10 minutes. Simply decide how much you want to invest, choose a risk level that suits you, from Cautious to Adventurous or somewhere in-between. Our investment experts do everything else and build you a plan containing different investments like shares, bonds, property and commodities from around the globe. They manage it for you, adjusting your investments to keep your plan on track.
You don't need any investing experience at all. Our sign-up process and five simple investment styles will help you choose a level of investing risk you're comfortable with. With 24/7 access to your plan via app or desktop, you'll always know how your investments are performing and where your money is invested. You can even top up your plan or withdraw funds via the app, in a few taps.
Wealthify makes the cost of investing clear and transparent. Our simple annual management fee of 0.6% covers everything we do for you. As with most investments, other costs can apply but we aim to keep these as low as possible. Investment costs include fund charges, taken directly by the fund provider and market spread (the difference between the price we buy and sell investments).
Independent UK industry experts, Defaqto rated our investment plans Five-Star for their performance, the tools we created to help customers make decisions, and for how transparent we are about risk and fees. Consumer champion website BoringMoney.co.uk rate us a Best Buy for investing, and we were Highly Commended at the Moneyfacts Awards 2019.
Safe, Secure, Supportive
We take security very seriously. Your personal information is kept safe with TLS encryption and we never share it with anyone without your consent. Get quick access to your investments on Face ID and Touch ID enabled phones, and if you need help you can contact our Customer Service team over live chat, phone or email. Wealthify is authorised and regulated by the Financial Conduct Authority. Your investments are held in custody by Winterflood Securities and may be protected up to £85,000 by the Financial Services Compensation Scheme (FSCS). Wealthify is backed by leading global financial services provider, Aviva.
- Start investing with as much or as little as you like and add a regular monthly Direct Debit
- Choose a risk level that suits you: from Cautious to Adventurous, or somewhere in-between
- Sign up in 10 minutes via the app or online
- Your money is managed for you by our team of investment experts
- Your money isn't locked away and you can withdraw it without penalty
- Check how your investments are performing 24/7 on any digital device
- Invest in line with your values with our range of ethical investment plans
- We offer Stocks & Shares ISAs, Ethical Investment ISAs, Junior Stocks & Shares ISAs and General Investment Accounts
- Transfer your existing ISAs to Wealthify and manage all of your investments in one place
We accept customers over the age of 18 who are permanent UK or Channel Island residents. We regret we cannot currently accept U.S. citizens. All figures displayed are for illustrative purposes only and are not an indication of future returns. Wealthify does not offer advice. Tax treatment depends on individual circumstances and may change. ISA rules apply. The value of investments may go down as well as up and you could get back less than originally invested. Wealthify is authorised and regulated by the Financial Conduct Authority.
We've streamlined our fees to make investing with Wealthify even more straightforward. Also, we're waving goodbye to circles, and hello to our new refer a friend feature! You can invite your friends to join straight from the app. As a thank you, for every friend that qualifies you'll both earn a £50 boost to your investments. Full terms apply.
Ratings and Reviews
Great app. Haven’t come across any problems, just writing a review to say that I preferred the old layout where all your plans could be viewed on the dashboard without having to swipe. It was a lot clearer.
The dashboard now has news articles which I’m not interested in cluttering it up. An option to turn these off would be welcome.
I usually log in just to see the progress of my plans, not to see news. These two things should be separate pages in my opinion.
A good investment
Wealthify allows you, a first time investor, to invest money in a variety of ways, markets and amounts. You can set up you plan to be as ambitious or cautious as you like. You can start with one plan putting as small an amount as you can afford and gradually add to it, or set up a monthly debit. You can add further plans to allow you to spread your risk. The app allows you to examine the funds invested on your behalf and to see individual purchases and sales no matter how small. As a first time investor it is a brilliant way to start. The fees are 0.7% so it is also an inexpensive way to have your investments well managed. Highly recommend using the Wealthify app if you are looking to start your investment portfolio.
It does the job.
I’m not entirely sure this is the best option on the market, however it’s very easy to work with and set up. I have 2 gripes both I’m sure they could fix and one is probably my naivety.
1. Please just take a payment directly from the app. Why have I got to set it up from my bank as well. You cannot do quick payments directly from the app. In 2018 this is not entirely acceptable.
2. They deal a lot, this is based on your risk level I’d imagine.
Otherwise it’s a good ISA to perhaps run along other investments you have or if it’s your first punt. I’ve said I’ll give it a year then reassess as it’s a buyers market.
Up to six family members will be able to use this app with Family Sharing enabled.