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Banking, great rates and commission-free euros, crypto, 5% interest investment accounts and more

**As featured in The Times, The Guardian, The Express and This is Money**

* Banking, great rates and commission-free euros, crypto, 5% interest investment accounts and more.
* Invest in cryptocurrency safely and simply.
* Earn 5% interest with Sterling Boost and Bitcoin Boost.
* Exchange sterling to euros with a great exchange rate and zero commission.
* Spend your sterling or euros with the Ziglu Mastercard debit card.

Safe, simple crypto. Buy from £1 of our curated range of cryptocurrencies - Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Cardano (ADA), Chainlink (LINK), Tezos (XTZ), Dogecoin (DOGE), Polkadot (DOT) and Solana (SOL) - affordably and in five taps.
We’re pretty certain that there’s no cheaper or fairer way to get started in crypto. We find the best price we can for you, and add no hidden spreads or margins. We charge one single exchange fee of 1.25% on your crypto, whether you’re exchanging £1 or £10,000.
You can buy as little as £1 of any of our cryptocurrencies, which makes it really simple to test the waters.
We’re UK-based and FCA regulated. Your crypto is insured against cyber-attacks and your cash is fully safeguarded.
We use bank-grade security, encryption and monitoring to keep you and your money safe.

Our game-changing Sterling Boost account pays you 5% interest, with instant access and no penalties.
Don’t just buy bitcoin, boost it! Now you can even earn 5% interest on your bitcoin, with instant access, in our Bitcoin Boost account.

Exchange from sterling to euros with a great exchange rate and zero commission.
Traveling in the EU? Spend your euros with your Ziglu Mastercard debit card, with absolutely no charges.

Sterling and euro accounts, with a great rate and zero commission exchanges between them.
Every pound - and euro - of your cash is safeguarded.
Instantly move your money into and out of your investments, and spend it how, when and wherever you want.
Go pink! Stacked with a host of safety features, our glow in the dark #PowerPink Ziglu debit card can be used wherever Mastercard is accepted. When you use your Ziglu debit card overseas, we give you the best exchange rate we can and take no fee. Your Ziglu debit card even knows when to automatically pay in euros!
Ping sterling, euros or crypto to friends and family on Ziglu, instantly and for free.

It only takes a few minutes to open an account, and you’ll have an account number and sort code straight away. Ziglu is available to UK residents over 18 - have your picture ID handy when you sign up.

Chat to a real person on our website or in our app if you need help - we don’t use bots.

Ziglu, headquartered in London, was the first firm to be authorised by the UK FCA as an EMI and crypto services provider and is the only firm to also be authorised across all of Europe by the Danish FSA for e-money and crypto services. Every penny - and cent - of the cash held in your Ziglu account is protected by the FCA's safeguarding rules, and to protect your cryptocurrencies we only use fully insured exchanges.

Ziglu Limited (Ziglu) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference No. 900977) for the provision of electronic money and payment services. Ziglu’s authorisation does not relate to its cryptoasset services. This means that Ziglu is providing a regulated service when Ziglu issues e-money, and when you make payments with Ziglu in fiat money. When you deal in cryptoassets, and when you make payments in cryptoassets, these are not activities regulated by the Financial Conduct Authority. Please note that none of our services are covered by the Financial Services Compensation Scheme.

Cryptocurrencies are volatile so your capital is at risk. Never trade more than you can afford to lose. You will be unable to rely on the Financial Services Compensation Scheme or Financial Ombudsman Service.

What’s New

Version 1.21

Could this be the very best way to spend in euros? We think so! We’ve sprinkled some of our Ziglu magic on the tired old world of rip-off foreign exchange, and in this release we’re launching a simply great exchange rate between sterling and euros. Oh, and it’s completely commission-free to exchange too. Your Ziglu debit card is even intelligent enough to know whether to pay from your sterling or euro account, based on which country you’re in. Good, eh? If you love Ziglu, leave us a review!

Ratings and Reviews

4.6 out of 5
1.1K Ratings

1.1K Ratings

13v0nL ,

No nonsense

No surprise the interface is really simple and everything is easy to navigate. The market updates are fast but would like to see more daily historical than just up down from open. Currently have to use another data source for that when it could be in here? Solid and really quick to communicate with.
As always with a new app, I look forward to seeing what other innovative features are going to be released and the next phase of products and services which build on the experience :)

Developer Response ,

Thanks for the awesome review and ⭐⭐⭐⭐⭐ rating. We have a range of exciting new features coming soon, including improvements to the market page. Stay tuned!

MupoetLuck ,

Still a long way to go from what I can see

Where to begin, signing up was easy enough, albeit there is caps lock on surnames which grates me however is not enough to warrant a single star. The problem comes with the absurdity of having to re register every time I want to use this app, the fact that the bank card still hasn’t arrived and more importantly verification codes do not get sent. Ultimately meaning one cannot access their account.
So the app is incredibly flawed and prevents you from using basic features.
You are unable to transfer crypto to your wallet is another major flaw meaning you can only purchase through Ziglu.
All the promises in the world coming from a fairly decent start up bank such as starling only leads to more disappointment, and concern for the later usage as well.
All in all this is at current a useless banking account for the lack of support over weekends and gaining access. Which without these leaves not much to make the transition to Ziglu. I’ll be deleting this account and searching for a more stable bank to use.

Developer Response ,

Hi there. Thanks for the feedback. We are so sorry to hear about the experience you've had. Could you please send an email to help@ziglu.io with the email you used to sign up, name, number and phone you are using and we can find a resolution for you.

N4z4n!n ,

Slow slow slow! Stay away! No access to my money for 2 months!

I had the account for a short time, 1~2 months. Everything was good at the beginning, but then UK bank transfers, which are done immediately in other banks, were taking 3-4 days! Then, they restricted my access to the account and asked for some further information, like video recording of myself and bank statements. I have sent the requested documents but no response for a week. Contacted the customer service, asking what is going on and if they have received the documents. They confirmed receiving of documents but told me that they are busy and it takes time. Then, after a couple of days my account was closed! I have sent them my bank account information to receive my funds but no response from them again! It’s more than 3 weeks that I don’t have access to my money! This is not what you expect from an online service.

Developer Response ,

Thanks for sending this feedback across to us. We only restrict, or freeze accounts to protect your money. We do this rarely and will work with you to make sure your money remains safe and that you are not at risk. We're also implementing measures to expand our operating hours and improve response times but if you need help in the mean time, please do send us an email to help@ziglu.io.

App Privacy

The developer, Ziglu Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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