Welcome to a world of Seamless Banking!

GTWorld is a Mobile App which enables customers make transfers (Own Account, GTBank Accounts and other banks) and pay for services such as DSTV/GoTv, ECG, Ghana Water, Surfline and top up of Airtime.

This platform is the Mobile app version of the internet banking platform.

GTWORLD lets you carry your bank with you wherever you go. The App allows you perform transactions and manage your bank account(s) from your mobile device. It is secure and very simple to use.

GTWorld allows you:

• View the balances on your bank account(s).

• Manage your accounts and view your transaction history.

• Initiate transfers to own account(s), GTBank accounts and also to other bank accounts.

• Purchase Airtime and Data bundles for all networks.

• Pay Bills

• Request for account statement

• Change your email address, phone number and other details
• Link your profile to a device with the option to use PIN or Token to complete your transactions.

• Other profiles will be able to use the mobile app on your device successfully with Token authentication only.

*Terms and Conditions apply.

*Standard network charges apply as you may be charged by your service provider for mobile or internet use.

To get started:

• Visit your App store, search for ‘GTWorld’ and click the download/install button.

• Launch the App and input your User ID and password.

If you have forgotten your password, please click “Forgot Password?” on the login page to reset your password.

• At first login, you will be asked to verify your device. If this is your preferred device, please select 'Yes' and choose a transaction method (PIN or Token).

• If PIN is selected, you will be required to agree with the Terms of Use and create a 4-digit PIN which you will be using to complete your transactions instead of a token. Please note that you can always switch between PIN or token at any time by simply going to the Settings Menu of the mobile app.

• A 6-digit secure code will be sent to your registered mobile phone via SMS to verify your device.

• Enter this code in the app and your mobile phone will be successfully verified against your account profile. Now you can start using the App. Please note that this is required only when using a device for the first time.

• If you chose to use the token as your preferred means of verifying your transactions, you will also be sent the 5-digit secure code via SMS to verify your device for the first time. Enter this code and your mobile phone will be successfully verified against your account profile. You will then be able to start using the GTWorld App. 

• Please note that you are not restricted to any device. All you need do at the first login is to select “No! This device is not mine” from the device verification screen

What’s New

Version 1.9.97

Bug Fixes and Improvements

Ratings and Reviews

3.5 out of 5
33 Ratings

33 Ratings

Ray Opoku ,

Not enough functionality.

All else works well but nothing like a deposit into the account through mobile money. I hope that option is added sooner. Also the bank statements requested through the app do not include the details of the customers address. The address is a very important part of a bank statement and I hope that is also worked on soon.

Goevs ,

Login ID

With my phone I haven’t set any user Id or anything sort and they are asking me to use that to log in, so please how am I supposed to go about it.

Ersy_1010 ,

Addition of tbill purchase and inability to delete saved beneficiaries

I would like the option of treasury bill purchase added.
Kindly make deletion of saved beneficiaries possible.
Finally app downtime for me during weekends and holidays is bad. Kindly hve ut looked at. Apart from these, APP IS AMAZING AND VERY USER FRIENDLY...

App Privacy

The developer, myghpay, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Contacts
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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