About MobiKwik
MobiKwik is a Truly Indian payments app which gives you a credit line or loan (up to Rs 50,000) for making online payments.

You can use MobiKwik in two ways :
1) Link any bank account via UPI on this app to make payments.
2) You can also use credit (called Zip) at 0% interest and settle the bill after 15 days at no extra charges !

MobiKwik works like your online credit card ! Your limit depends on your usage - more you use, more is your credit limit.
MobiKwik can be used for paying for Recharge, Bill payments, IRCTC, Zomato, Swiggy and more. Unlike other payment apps, MobiKwik data is secure and kept in India. Just signup using your mobile number and get started !

Use cases of MobiKwik
Use MobiKwik for money transfer, mobile prepaid recharge, postpaid bill payment, utility bills, electricity bill payments, water bill payment, DTH recharge, online transactions like food delivery, grocery, medicine delivery, fashion shopping & Insurance premium payments. Get a credit line upto Rs 50,000 for making all these transactions.

Money Transfer
MobiKwik also offers money transfer services via UPI for all banks. Make money transfer to bank account, wallet to wallet & money transfer all bank. It is the fastest money transfer app for bank transfers.

Make fast bank to bank BHIM UPI money transfer with MobiKwik. It facilitates instant & extremely secure money transfers & hence is users’ go to app for UPI.

Mobile Recharge
MobiKwik is the most preferred app to make mobile recharge. Airtel recharge, Vodafone recharge, Jio recharge, Idea recharge, BSNL recharge & any other online recharge can be done via MobiKwik. You also get mobile recharge offers on MobiKwik. Recharge offers include discounts, SuperCash & Cashback.

DTH Recharge
MobiKwik is users’ go to dth recharge app for online dth recharge. Use it for tata sky recharge, airtel dth, videocon d2h recharge, dish tv recharge, sun direct recharge, data card recharge & metro card recharge. Avail exclusive DTH recharge offers on MobiKwik. DTH offers on MobiKwik include SuperCash & Cashback.

Bill Payment
Make fast utility bill payments with MobiKwik for 200+ billers like BESCOM, BSES, CESC etc. It is the best bill payments app to make fast postpaid bill payment, electricity bill payment, gas bill payment, water bill payment, landline bill payment, municipality bill payment, credit card bill payment, traffic challan payment, broadband bill payment, gas booking, cable bill payment & more. MobiKwik also provides exclusive broadband bill payment offers.

Offline QR Payments
Make instant payments at partner outlets like restaurants, pharmacies, milk booths, kirana stores, petrol pumps etc. with QR code scanning, UPI money transfer or wallet payment. MobiKwik is accepted at all brand stores including Petrol Pumps, Reliance Fresh, Samsung & JIO stores, Apollo pharmacy & more.

Online Payments
Order groceries, medicines, food, gadgets online & pay via MobiKwik. Make quick online payments at your favorite shopping, food delivery, travel & gaming brands including Pharmeasy, BigBasket, Myntra, Zomato, Swiggy, Flipkart, Dream11 & more. Payments can also be made for subscriptions & at entertainment sites/apps such as Disney+Hotstar, AltBalaji, Gaana, BookMyshow & more.

Instant Loan
Get instant personal loan online up to ₹5 Lakh. Interest rates from 12%-30% p.a. with a tenure of 6 months - 36 months. The standard processing fees vary from 1-2 %.

Example : Loan Amount: ₹50,000
Interest rate (APR): 16% p.a.
Total interest paid: ₹4444 (EMI : ₹4537)
Processing Fees (2%): ₹1,500

Mutual Funds
Invest in the right mutual fund including Axis Mutual Fund, ICICI Prudential Mutual Fund, HDFC Mutual Fund & more. Do real time tracking & manage your mutual funds. Invest in ELSS & SIP.

Gift Card
Buy MobiKwik Gift Cards for your favorite brands & save extra 5% with SuperCash.

For any assistance, please contact MobiKwik helpline number: 011-61266390

What’s New

Version 23.9

What is a bug? You may wonder. Well just like Fault in Our Stars, it's a fault in the system. But then again, who really is born perfect?!
But be are bired of bugs bugging our bystems! Oh, looks like a bug wrote this :(

Guess what? We fixed it! Oh well, we have been fixing it. They come, we fight & we win! They forget that we are super vigilant and we are keeping a tab on them. Ssshhh, don't tell them just yet! ;)

Ratings and Reviews

4.7 out of 5
42.7K Ratings

42.7K Ratings

AnkiBS ,


Though the offers are great, this app has been giving major trouble lately. My payments dnt go through easily, unable to use supercash most of the times and now.. i made a payment today to pharmeasy website which got deducted from my account but has not been received by them. I have been trying to connect with MobiKwik to check for the refund status but cant find an option on the app. Help centre is not customer friendly n this app needs to improve in terms of reaching out to its customers. At the moment, i just need to check about my money that i need refunded to my bank account and there is no way that i am able to connect with the MobiKwik team.

Developer Response ,

Dear User, that's definitely not the experience we ever wanted you to have and would like apologize for the same. Moreover, we are here for your help hence, request you to drop a mail from your registered email id along with your complete concern and transaction details at and we will get this checked for you also, you can also refer to the link for our contact points: Thanks, Carina, team MobiKwik

saranyalex ,

Really this the most useless app for transactions

This app is most worst then other app!!! I am facing a problem on my upi transition of 1800 i have done it on april 8th by using this app i have waited for nearly 5days to credit the money in my account but it almost nearly 15days but I haven't got my money back to my account or to the recivers account!! Even if I am trying to contact the customer care they don't even respond to the call I have waited upto 15min after they forwarded but they haven't connected my call to the customer call!! These people won't work our problems the won't consider our issues i have been calling the customer call everday but there is no response even i have sent my bank statement to them though the ticket they not even replying what the problem is I was try my level best to get my money back they are being really so irresponsible!! Please consider my issue.

Developer Response ,

Apologies for the unpleasant experience.We are here to assist you. Please write your concern at and we'll help you in resolving the same.
MobiKwik Team

sayeedur rahman ,

My money is defunct

I did a recharge on mobikwik pay and it was not complete and money from my account was deducted , but I tried to speak to mobikwik customer care, I did not get any response , after lot of tried i talk to customers care but his customer care was slow, he had to wait 30 mins for a reply, and when he gives a reply, you have to wait a lot after that you’re problem is not solved.i tried 12 days yet my my problem is not resolve and my money is not refund yet. I lost the hope and leave it and i’m going to delete this app .There is a very useless app not being solved a problem .i suggest you all to not install this app. Offer in this app is great but your money is deduct you will lost them. Ones and twice will happen when ever you tried to recharge and do what ever you wanna do. You money is stuck and you never got it. Not install this app.

Developer Response ,

Dear User, we want to extend our sincerest apologies concerning all the issues that you have faced. We pride ourselves in maintaining the highest quality standards for our customers. So, we hope you will give us an opportunity to assist you. Please share your complete concern from your registered email id at and we will look into it on priority. Thanks, Carina, team MobiKwik

App Privacy

The developer, One Mobikwik Systems Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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