GXBank 4+

Malaysia's first digital bank

GX Bank Berhad

    • Free

iPhone Screenshots

Description

Save and grow your money without any fees. Open to Malaysians age 18 and above.

Join over 750,000 Malaysians and discover why everyone is raving about us.

Get on the FlexiCredit waitlist. Be one of the first to experience a new way of borrowing:

• Instant approval on your line of credit.
• Drawdown from your credit line to get cash immediately.
• Repay your loan anytime with no early settlement fees.

Savings account:

• Earn daily interest on your savings.
• No minimum balance, no lock in period, no limits and no fees.
• 24/7 customer support for hassle free banking.
• Pay or receive money with DuitNow QR.

Savings Pockets:

• Easily schedule transfers to your Savings Pockets.
• Customise your pockets, track progress and achieve your financial goals.

Cyber Fraud Protect:

• Unbeatable coverage against online scam losses for all your bank accounts, debit/credit card and e-wallets.
• Claim up to RM20,000 / year with no deductibles.
• Premium from RM1/month. Cancel anytime.

Debit card:

• Unlimited 1% instant cashback on your debit card spend.
• 0% markups on foreign currency spend & transactions.
• RM1 fee waiver across 10,000+ MEPS ATM nationwide.

Terms and conditions apply. Visit www.gxbank.my for more information.

GXBank is a member of Perbadanan Insurans Deposit Malaysia. Deposits are protected by PIDM up to RM250,000 for each depositor.

Minimum device requirements:
- iOS version 15 and above

What’s New

Version 1.17.5

• Get cash right when you need it. Enable 'Future credit product offers' to join the FlexiCredit waitlist.

• Bug fixes and improved performance.

Ratings and Reviews

3.5 out of 5
1K Ratings

1K Ratings

nhazirah ,

Found bugs

Hi, so far my experience using this app seems pretty seamless. Starting from account creation and fund in money and also transferring back and forth between accounts. Tried the QR pay one time and its working fine so far.

But I found some bugs after several days of usage.
1) “Your Insights” component especially on the total “Interest earned”. The calculation is wrong.

2) Which was due to wrong calculation on the total “interest earned” on the “Main account” and also each of the “Saving Pockets”. After further debugging I saw that the calculation doesn’t include the latest 2 days. eg: today is 14th April, the total was only up to 12th April.

3) The total amount on “Main Account” are not immediately reflected. Have to fully close/clear the app and open back to see it reflected. Use case: Register GXBank as main DuitNow account > received notification for CashBack rewards > Total on Dashboard not reflected on both “Total Balance” and “Main Account” component > Tap into “Main Account” > saw that the CashBack amount are in the transaction list > But the total of “Main Account” are not reflected > clear the app and open back the app > Total are reflected.

I forgot to check whether it’s reflected or not if we just close and left it in the background. I’m just gonna let you guys check on that part.

Developer Response ,

Hi! We're happy to hear that you're enjoying our app overall. We apologize for the inconvenience caused by the bug. Our team is already working on a fix, and we'll ensure a smoother experience for you in the future. 💜

AtiRif ,

So far the best bank but

So far I found out that this is the best bank. Recently GX Bank had add QR Payment. But I would like to suggest some idea/features. 1st is, hope you can make GX Bank support Apple Pay and others such as Samsung Pay and else. This would be an added advantage and benefit to the GX Bank customer and I believed most of GX Bank customers would love this feature to be added. 2nd is for any paywave such as debit card or QR payment or in future Apple Pay, if insufficient fund from main account, it will then deduct from saving pocket such as TouchNGo eWallet. 3rd is hopefully in future will have credit card available by GX Bank. Last but not at least, please give an option to add/edit favorite transfer so instead of just recent transfer. Hopefully all suggestions will be considered and make it happen as soon as possible. Happy to know about GX Bank and be GX Bank customer.

Developer Response ,

We truly appreciate your feedback! We will take your suggestions into consideration. Stay tuned to our social channels for any updates. 💜

Chzeyang ,

Outstanding Banking App with High Interest Rates

GXBank has exceeded my expectations as the most satisfying banking app I’ve ever used. It not only offers a competitive 3% p.a. interest rate on all funds, whether in savings accounts or pocket money (Tabung), but also provides the peace of mind of PIDM coverage.

In contrast, while traditional banks offer PIDM coverage, they typically do not provide such high interest rates on normal savings accounts.

I particularly appreciate the 1% cashback on monthly bill payments and the user-friendly interface that makes financial management effortless.

Looking ahead, I hope GXBank considers integrating support for Samsung Pay and Apple Pay. Additionally, enabling users to receive money via DuitNow QR codes within the GXBank app would further enhance its convenience and versatility.

A feature allowing users to save account numbers and names for faster transfers would also be a valuable addition. Overall, GXBank stands out for its innovative features, exceptional interest rates, and commitment to customer satisfaction. Highly recommended!

App Privacy

The developer, GX Bank Berhad, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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