Wema Bank Plc

    • Free

iPhone Screenshots


Nigeria's first fully digital bank, designed to help you save more.
Schedule transfers, save and pay bills automatically, get your bank card delivered to you anywhere in Nigeria and get up to 10% interest on your savings.

What's great about ALAT?

- Open an account in less than 5 minutes.

- Schedule transfers and bill payments.

- Save easily with automated goal saving.

- In-app debit card pin setting.

- Free bank card delivery anywhere in Nigeria.

- Control your bank card from your phone.

- Works with all Nigerian bank cards.

- No hidden charges.

- Up to 10% interest on savings.

If you're tired of regular old banks and you want to take control of your money, ALAT is for you. Join us!

There's more good stuff on

If you're curious or you need help, send an email to or call 0700CALLALAT.

*Requires a working internet connection. SMS and data charges may apply.

What’s New

Version 4.2.2

You've got exciting new features on ALAT, and we've also upgraded existing ones.

Here’s what we’ve done:

- Corps members can now request loans on ALAT for the duration of their service year.
- Virtual Dollar Card is back! You can now buy and pay for stuff online in FX.
- You can now lock your savings on ALAT for at least 60 days before cashing out.
- If you're our Agent, you can now track your referral campaigns easily.
- Bug fixes and performance improvements.

Don't forget to leave us a good review and rate us 5 stars, and we will have a toast in your honour.

After all, it's 5 O'clock somewhere.

Ratings and Reviews

3.3 out of 5
2.7K Ratings

2.7K Ratings


Some fixes need to be done

Hello, after updating the app to the new version, I noticed a couple of things:-
1, Before the update, I had changed my password and pin, but after the update, I tried signing it with the new password and pin, all to no avail till I tried my former password and pin (good thing I still remembered them). I think this is a major flaw. As I had to change the password due to some kind of security breach.
2, I have an active debit card, but after the new update, during the card section, it boldly told me I have no active debit card. I don't know what that means but it needs to be fixed.
3, I noticed the next of kin section is empty but I remember filling mine way earlier, somehow managed to disappear, but when I tried to fill it again, I kept getting an error response with the app removing me out of that section.
4, I do love the new look and interface, it's calm and friendly but these things I pointed out needs to be fixed.

Thank you.

Developer Response ,

Hi, thank you for taking out time to rate us. With every new app version we are introducing new features and improving existing ones. We are sure your feedback will only help us improve further.

Jibadeee ,

Don’t do this to yourself. You deserve better.

You’re looking to get this app? I don’t write reviews but this one pained me. This app has bugs that might just cost you actual money. Some functions exist here that don’t work, make you question the intelligence of the software developer, and who he was trying to impress; among other things topping up funds from one account to another does not work.

The app generally leaves you feeling broken and that your money is unsafe. Basic operations aren’t completed in real time; you will have to refresh for the app to respond every now and then. Let’s say you send money to your ALAT account, get ready to have a good scare cos it won’t reflect unless you leave the app and restart it,

I’ve transferred to one account here and the money has been locked up and debit restricted for weeks. Insult upon injury, the money I saved in my other virtual naira card account has been debited randomly, leaving me stranded for three days. customer service isn’t very helpful either. Two pity stars because it actually has the unimpressive ability to send money through and make payments on good days.

Mog12345567 ,

Good Concept, Very Buggy App

I was able to sign up and eventually fund my account. I have to say however, the app is quite buggy. Sometimes when I switch between apps on my phone and come back, the dashboard just becomes blank. Sometimes during normal use, I won’t be able to scroll up or down the dashboard, but the side panel would still be able to open. And why do I always get that initial error on the dashboard after signing on about not being able to retrieve some detail or the other? Some of these obvious bugs shouldn’t find their way to production. It took a lot of patience for me to go through the whole process, not sure if others will be in the same mood.

2 stars for effort, it’ll go up to 4 if the bugs are fixed.

App Privacy

The developer, Wema Bank Plc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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