iPhone Screenshots


PalmPay is the rewarding way to make payments! The simple and secure app for sending cash quickly between friends and paying for airtime, bills and more in Nigeria. Earn PalmPoints and coupons as you spend and use them to discount your transactions!

* We don't charge you for using our services. Bye bye maintenance fees and other silly charges!

* In fact, we reward you! Earn up to 15% cashback on airtime purchases and 3% on your bill payments. Plus get loads more coupons every day by participating in our frequent promotions.

* Transfer money to other PalmPay wallets and bank accounts for FREE for any amount, for your first 3 transactions per day. Thereafter, pay just N10.

* Deposit funds to your wallet for free using your ATM card or transfer from any of your banking apps

* Use Healthkit and Health app data to sync your step count on Step&Earn feature, an exciting way to earn rewards on PalmPay.

1 PalmPoint = 1 Naira


* We keep your money protected using the most advanced technology and follow GDPR standards for data handling.

* We encrypt all of your data and do not share your information with 3rd parties.

* We are PCI DSS certified

* PalmPay is a Mobile Money Operator licensed by the Central Bank of Nigeria


We’re always excited to hear from you! If you have any feedback, questions or concerns please call our helpline 01 700 5700

Follow us on social media: PalmPay is on Facebook, Instagram and Twitter Visit our website: www.palmpay.co Get in touch with our support team: support@palmpay.co

What’s New

Version 2.11.1

We fixed one bug in the last version.

Ratings and Reviews

4.1 out of 5
3.3K Ratings

3.3K Ratings

zino_pdg ,

Great app! One of the best

I use this app almost everyday and it just gets more and more intuitive everyday. The speed of transfers, funding the account and making transactions is truly one of a kind. A few points to the developers

1. When i fund my account the page does not resolve to the Home Screen rather it defaults to a screen that is a bit confusing. When you click complete it goes back to a screen that is trying to make another deposit (iPhone 12)
2. A screen pops up often saying “secure your account, please set a Face ID …” this sounds like a one time thing but it comes up often and after it scans my face proceeds to the desired screen. I think that is a security feature that is wrongly labeled.

onwukaike blessing ,


Palmpay is the best app It has come in handy for me so many times It helps me transfer money free, easily without stress or delay and also from the comfort of my home ,I also get coupons which helps me to get discounts on my airtime and data bundles and with palmpay I can subscribe for my tv shows easily .
Palmpay is the number 1 app I know that rewards you and gives you a cash back I have also won from the cash spree before and I told my friends and families about it and they have also benefited from it .
It’s an exciting and thrilling adventure when you are transacting with palmpay And I advice everyone out there to download the app and start enjoying this privileges with me ! Tell a friend to tell a friend about palmpay !

TejuFam ,

Way better than all your Fave banks

Every time someone asks me Why PalmPay?? I take out time to explain the many benefits that comes with using PalmPay. I have used PalmPay for over a year now and I have had just one complaint which was resolved in 24 hours. Apart from that one time, my transactions have been easy. Even without knowing the owners personally I always vouch for PalmPay anytime any day. Their Products and Services 💯

App Privacy

The developer, Palmpay Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • User Content
  • Search History
  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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