iPhone Screenshots


PalmPay is the rewarding way to make payments! The simple and secure app for sending cash quickly between friends and paying for airtime, bills and more in Nigeria. Earn PalmPoints and coupons as you spend and use them to discount your transactions!


* We don't charge you for using our services. Bye bye maintenance fees and other silly charges!

* In fact, we reward you! Earn up to 15% cashback on airtime purchases and 3% on your bill payments. Plus get loads more coupons every day by participating in our frequent promotions. 

* Transfer money to other PalmPay wallets and bank accounts for FREE for any amount, for your first 3 transactions per day. Thereafter, pay just N10. 

* Deposit funds to your wallet for free using your ATM card or transfer from any of your banking apps


* Now you can save even more with friends! Buy airtime and data as a group of 5 to enjoy even more discounts. Pay just N70 to get N100 recharge card!

* Check in to the app every day to get extra coupons to help you save up to 20% on your airtime purchases. Oshey!


1 PalmPoint = 1 Naira


* We keep your money protected using the most advanced technology and follow GDPR standards for data handling. 
* We encrypt all of your data and do not share your information with 3rd parties. 
* We are PCI DSS certified
* PalmPay is a Mobile Money Operator licensed by the Central Bank of Nigeria


We’re always excited to hear from you! If you have any feedback, questions or concerns please call our helpline 01 700 5700

Follow us on social media: @PalmPayApp on Facebook, Instagram and Twitter
Visit our website: www.palmpay.co
Get in touch with our support team: support@palmpay.co

What’s New

Version 2.3.0

It is another season of big rewards on the PalmPay app that you mustn't miss in the PalmPay Super Easter and Send Money Super League promotions. Have fun while earning rewards this Easter season.

Also update your app to enjoy 15% discounts on PalmBuy purchases for the Easter season. Enjoy these and other app improvements in this release and tell us how you like them too!

Ratings and Reviews

4.2 out of 5
1.7K Ratings

1.7K Ratings

bravo_b ,


Palmpay is just the best compared to every other bank, no monthly charges, no sms charges and so on, like the other banks will charge, palmpay, your are more unique in giving discounts of 15% on recharge card including group discount and more, plus gift through gems and so on. Please keep it up because I can foresee that Palmpay would be recognized throughout the world when transportation services are included.

praise onah ,


The only issue I experience with the app is that update on iOS is always late. Every update comes one week late on my iOS device. For every of the Palmpay festival, I’ve had to wait till after one week before seeing the available update on AppStore. Same thing happening now with the Valentine festival.
Palmpay is an amazing app though. I’d rate it five star over and over again.

Best Ventures ,

More than Superb

The best for now. I don’t know why all other mobile money agent are not on palm pay. I love the speed of their service including transfer, and sending money from card to bank account. You just need to work on your customer service because you know you are dealing with money and I know you r not perfect.

App Privacy

The developer, Palmpay Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • User Content
  • Search History
  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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