PalmPay 4+

Palmpay Limited

Designed for iPhone

    • Free

iPhone Screenshots


An intuitive digital wallet with account opening, money transfer and bill payments in one. Earn as you spend.

A digital wallet is like a digitised version of your personal wallet, but is easier to use and more feature-rich. It enables you to transact flexibly at home for most daily scenarios, like recharging airtime and data, etc. This way, you don’t need to carry cash around to make and receive payments.

With the PalmPay app, you can access most financial services smoothly with a few clicks. If you want to make your life easier, and cut down living expenses, then you’ll surely need it.

Here’s what you can get from the PalmPay app:

Open An Account for Free
With only a phone number needed, you get to access financial services easily and smoothly.

Transfer money
1.Unlimited free money transfers to any bank or financial institution for the first month
2.Zero charges for all money transfers every Tuesday

Pay bills
1.Recharge airtime and data with up to 100% cashback and 100MB data bonus
2.Pay for water, electricity, TV, trips, betting and other 20+ scenarios at home
3.Pay 500+ billers and service providers with a few fingertips

How Do We Keep Your Money Secure?
1.As a NDPR-compliant, CBN-licensed, and PCI DSS certified Mobile Money Operator, we strictly follow GDPR standards for data handling.
2.We adopt multi-layer money protection measures, including passwords, PINs, facial identity, fingerprint, and OTP/SMS verification, etc.
3.We offer round-the-clock customer support to help you troubleshoot 24/7.
4.Fraud screening and real-time risk monitoring are put in place, integrated with law enforcement databases.

Contact Us
We’re always excited to hear from you. For any feedback, questions or concerns, reach us via:
1.Helpline: 018886888

To know more, find us on Facebook, Twitter, Instagram, Telegram.

Get your digital wallet now on PalmPay. Pay and transfer on the go!

What’s New

Version 3.13.0

New Feature: PalmPay Cup - Kick to Win
Join in to get a share of our ₦200 Million Giveaway,

1. Kick the ball to win cash prizes, coupons or free data etc.
2. Team up with friends in Kickball battles to win bigger rewards.
3. Be an MVP and win a gift worth over ₦1000

Ratings and Reviews

4.3 out of 5
12.1K Ratings

12.1K Ratings

SwiszyL ,


Great app. I enjoy it a lot because it uses very little to no time in completing transactions.

I rated four stars because you get our permission for notifications yet send no notifications. Little things like transaction completed or failed, airtime purchase successful or failed most importantly Credits and Debits, they really make the user experience more seamless and less stressful than having to go to recent transactions and sit there refreshing every minute to confirm a payment. At least a notification or something via email or mobile and not just in-app, abeg!

Thank you.

zino_pdg ,

Great app! One of the best

I use this app almost everyday and it just gets more and more intuitive everyday. The speed of transfers, funding the account and making transactions is truly one of a kind. A few points to the developers

1. When i fund my account the page does not resolve to the Home Screen rather it defaults to a screen that is a bit confusing. When you click complete it goes back to a screen that is trying to make another deposit (iPhone 12)
2. A screen pops up often saying “secure your account, please set a Face ID …” this sounds like a one time thing but it comes up often and after it scans my face proceeds to the desired screen. I think that is a security feature that is wrongly labeled.

onwukaike blessing ,


Palmpay is the best app It has come in handy for me so many times It helps me transfer money free, easily without stress or delay and also from the comfort of my home ,I also get coupons which helps me to get discounts on my airtime and data bundles and with palmpay I can subscribe for my tv shows easily .
Palmpay is the number 1 app I know that rewards you and gives you a cash back I have also won from the cash spree before and I told my friends and families about it and they have also benefited from it .
It’s an exciting and thrilling adventure when you are transacting with palmpay And I advice everyone out there to download the app and start enjoying this privileges with me ! Tell a friend to tell a friend about palmpay !

App Privacy

The developer, Palmpay Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • User Content
  • Search History
  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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