Moniepoint Business Bank provides businesses with access to mobile business banking solutions that enable them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, request expense cards, and manage their business finances with ease.
More than 2 million business customers trust Moniepoint to help them achieve their business goals.
◉ BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS
Moniepoint Business Bank provides simple yet effective solutions for your business, so you can manage bills, control expenses, handle business money transfers, and grow without limits:
Business Bank Account: Open a business bank account in your business name right from your phone — fast, secure, and hassle-free.
Saving Plans: Save a predetermined amount from transactions made through your POS system and grow your business reserves automatically.
Send and Receive Money: Send funds to any business or individual account effortlessly with no hidden charges. Enjoy fast, reliable transfers that ensure your money reaches its destination securely.
POS Terminals: Receive card and bank transfer payments easily with the Moniepoint POS. Request one right from the app and have it delivered to your doorstep within 48 hours.
Business Expense Cards: Manage your business spending efficiently. Track your expenses in real time, set spending limits, and create budgets that help your business stay on track. Each card costs only ₦1,000 and can be delivered to your doorstep for just ₦1,000.
Airtime & Data Purchase with Cashback: Buy airtime and data directly from the app and enjoy 2% cashback on every purchase.
◉ THE BEST BUSINESS BANKING APP TO MANAGE YOUR BUSINESS
Experience a smarter way to manage your business with Moniepoint Business Banking.
Our intuitive mobile app gives you everything you need — from business accounts and expense management tools to bill payments and POS requests — all in one place.
Moniepoint started as an agent banking network and has now evolved into a trusted provider of personal and business banking services.
Moniepoint Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria, regulated by the Central Bank of Nigeria (CBN).
Create your business bank account now, send and receive money instantly, buy airtime, pay bills, and request business expense cards or POS terminals delivered to you in less than 48 hours. Join over 2,000,000 satisfied businesses and experience seamless business banking today.
Contact us
Our committed support team is always ready to assist.
Helpline: 01 888 9990
Website: www.moniepoint.com
WhatsApp: +234 908 843 0803
Facebook: @moniepointng
Twitter: @moniepointng
Instagram: @moniepointng
YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State
I’ve had a really smooth and enjoyable experience using this app so far. The interface is user-friendly, transactions are seamless, and overall it has been very reliable.One feature I would love to see improved is the addition of a monthly summary section. It would be helpful to have a clear breakdown of total money in and out for each month, and even better if this could be viewed across the entire year. This kind of financial overview would make it much easier to track spending and manage finances effectively.Aside from this, the app has been excellent and I’m very satisfied with its performance.
Developer Response
Hi, thank you for your wonderful feedback. We're delighted to hear that you've had a smooth experience with our app and enjoy its reliability. We also appreciate your suggestion about a monthly and yearly financial summary. Your feedback is valuable and will be shared with the relevant team for consideration.
⭐⭐⭐⭐⭐ Outstanding Business Banking App
HumanityAi
Moniepoint Business App is one of the most reliable and efficient fintech apps I’ve used on iOS. Transactions are fast, stable, and very secure. The app is well-designed, easy to navigate, and works smoothly without unnecessary complications.What stands out most is the reliability of transfers, POS support, and real-time notifications, which makes daily business operations stress-free. Customer support is also responsive compared to many other platforms.This app is truly built for businesses that value speed, trust, and consistency. I highly recommend Moniepoint to entrepreneurs and business owners looking for a dependable digital banking solution.
Developer Response
Hello, Thank you so much for your encouraging star ratings! Please continue enjoying our app. We're here to serve you better every day.
My experience with the app.
Olumyde.
It's been a wonderful experience since I started using this mobile banking app. I must confess, the developers and back end staff have done and still doing a fantastic job. However I encountered a bit of setback for the first time this morning when it was difficult to log in. This I believe was due to a glitch on the network. Swiftly the issue was attended to. I give my very big thumbs up to the team behind Moniepoint as a financial services company. God bless you for saving people like me from the downtime synonymous with the regular commercial banks.
Developer Response
Hello. We're overjoyed to hear that Moniepoint is meeting your expectations. Thank you for your loyalty and trust. We'll keep working hard to impress you.
Issues of Change of number
zinyson
Please you guys should up your gamesI lost my SIM card that was registered for me by my friend which I used to open moniepoint account unfortunately during that time my friend was not available to retrieve it for me so I decided to change to a new sim with my details I went to moniepoint office at Awka where i opened the account I was asked to go and swear an Affidavit which I did with other things required I submitted everything I was told that the account will start working in 72 hours yet up to this month I can’t log into my app with my new line they keep sending OTP to my old line please you guys should do something about this oooo Moniepoint I know isn’t this bad oooI have money in that account Is 2months already
Developer Response
Hello there, we sincerely apologize for the inconvenience caused. Please contact us at store.support@moniepoint.com with your account details so that we can address your concern quickly. We appreciate your patience and understanding.
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
Version 2.71.0
The developer, Moniepoint, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Sensitive Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Moniepoint Inc
Size
286.5 MB
Category
Finance
Compatibility
Requires iOS 14.0 or later.
iPhone Requires iOS 14.0 or later.
iPad Requires iPadOS 14.0 or later.
iPod touch Requires iOS 14.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it is not open, which can decrease device battery life.