Moniepoint Personal Banking App – Your Trusted Online Bank in Nigeria
Open a Moniepoint bank account and enjoy secure online banking from anywhere in Nigeria. With the Moniepoint Personal Banking app, you can send money instantly, receive payments, pay bills, buy airtime, and manage your savings account — all in one reliable mobile banking app.
Experience modern digital banking that gives you control of your money. Moniepoint is the online bank made for your progress.
◉ YOUR ALL-IN-ONE ONLINE BANKING SOLUTION
Moniepoint is more than a regular banking app — it’s a complete mobile payment app designed to make personal banking simple. With your Moniepoint bank account, you can manage your money, savings, and bills anytime, anywhere.
Here’s what you can do with the Moniepoint Personal Banking App:
- Open a bank account instantly – create your Moniepoint personal bank account in minutes and start banking online right away.
- Send and receive money fast – enjoy reliable mobile payments and transfers with instant notifications.
- Earn up to 18% interest per annum – grow your savings easily with flexible, fixed, or locked savings plans that match your goals.
- Pay bills conveniently – handle electricity, TV, and internet payments from your phone in seconds.
- Buy airtime and data – recharge easily and get 2% cashback on every purchase.
- Request your Moniepoint debit card – get your bank card delivered within 48 hours and use it on all ATMs and POS terminals nationwide.
- Enjoy secure online banking – advanced encryption keeps your bank account and personal data safe at all times.
- Resolve issues instantly – settle disputes or reach support right from the app.
- Bank offline – use *5573# to send money, check balance, or block your card without internet.
- Earn Moniepoint Rewards – get cashback on transfers, airtime top-ups, and bill payments (for new users).
◉ WHY MILLIONS TRUST MONIEPOINT IN NIGERIA
- Licensed and regulated by the Central Bank of Nigeria (CBN).
- Insured by the Nigeria Deposit Insurance Corporation (NDIC) — your deposits are protected.
- Trusted online bank serving millions of Nigerians.
- Reliable personal banking app for everyday payments and savings.
- 24/7 customer support for all your mobile banking needs.
With Moniepoint, your banking experience is fast, secure, and rewarding. Whether you want to send money, save money, or make payments, the Moniepoint app gives you everything you need in one digital banking platform.
◉ HOW TO OPEN A MONIEPOINT PERSONAL BANK ACCOUNT
1. Download the Moniepoint Personal Banking App on your phone.
2. Sign up to open your bank account in less than 5 minutes.
3. Request your debit card directly in the app — it will be delivered to your doorstep fast.
No paperwork. No branch visits. Just simple online banking made for your progress.
◉ STAY CONNECTED
Helpline: 01 888 9990
Website: www.moniepoint.com
WhatsApp: +234 908 843 0803
Facebook, Instagram, X(formerly Twitter), YouTube: @moniepointmfb
LinkedIn: Moniepoint Nigeria
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State, Nigeria.
Download the Moniepoint Personal Banking app today.
Enjoy secure online banking that lets you send money, save and earn up to 18% interest, pay bills, and manage your bank account easily — all from one trusted mobile payment app. Moniepoint is the online bank built for your financial freedom.
I don't have issues with the bank app, though some people complain about network problems. That doesn't bother me. The problem I have is with the transaction history. It doesn't seem to last long before it disappears. For example I transferred money to someone last year and now that I've lost my phone I have no evidence to prove it. When I went to my bank app for the receipt I couldn't find any transactions from 2025. It's really annoying, I swear. I requested for bank statements and you sent them, but they are too lengthy. I can't be doing that all the time. Please you guys should do something about the transaction historyThank you.
Developer Response
Hi, thank you for your feedback. To view older transactions, please tap History, select the Filter button at the top right, and enter your preferred date range. This will help you locate past transactions more easily. We also appreciate your suggestion and will share it with the relevant team.
My Moniepoint App Is Not Opening
PopeKellz....
My Names Are Benedict Kelechi Nwosu Am An Account Holder In Your Bank (Moniepoint) But Am Grossly Disappointed At Your Banking Procedures & Work Ethics Am Still Yet To Fathom Why Your Bank Moniepoint Will Have A Team Of Irreverent, Irrelevant, & Highly Incompetent Staffs Who Lack Ethical Value’s, Competencies, & Moral Principles…. Overtime I Have Complained Bitterly Via Emails & Personal Dialogue To Your Agents All To No Avail That I Cannot Log In Successful To Your Bank (Moniepoint) App On My Phone ☎️ Each Time I Try To Log In After Typing My Passcode Instead Of The App To Open Successfully It Won’t Then A Flash Message Would Pop Up On The App On My Phone ☎️ Screen Saying I Have Been Logged Out Successfully Due To Inactivities & As Such I Can’t Log In Successfully…. It’s Really Frustrating & I Can’t Carry Out Any Transactional Activity On Your Bank 🏦 (Moniepoint) App On My Phone ☎️ I Have Come To The Final Decision That I Will Close Down My Moniepoint Account & Stop 🛑 Using It Since This Irregularities Am Experiencing Can’t Be Checkmated & Resolved Very Fast With Immediate & Utmost Alacrity….
Developer Response
Hello, we're sorry to hear about your experience. We understand how frustrating it must be to be repeatedly logged out and unable to access your account. Kindly ensure you're using the latest version of the app and that your device date and time are set to automatic. If the issue persists, please contact support@moniepoint.com for further assistance. Thank you for your Patience.
Awesome service
Damouchi
I've been using moniepoint for several months now, and it has truly transformed the way I manage my finances. This app goes above and beyond to deliver value for money, and here's why:1. Comprehensive Financial Management:From tracking daily expenses to setting savings goals, moniepoint offers a suite of tools that make budgeting simple and effective.2. Excellent Customer Support:The customer service is outstanding. Whenever I've had a question or issue, their support team has been prompt and helpful, ensuring a seamless experience.3. Secure and Reliable:Security is a top priority with moniepoint. The app uses advanced encryption to protect my data, giving me peace of mind that my financial information is safe.4. Intuitive and User-Friendly: The interface is clean, intuitive, and easy to navigate. Even complex tasks like managing multiple accounts or setting up automated payments are straightforward.5. Great Value: The app’s features and benefits far exceed what I expected. It provides tools and insights that help me make the most of my money, saving me time and maximizing my financial potential.Overall, moniepoint is a must-have for anyone looking to get the best value from their banking app. It’s a reliable and user-friendly platform that has greatly enhanced my financial management. Highly recommended!
Developer Response
Thank you for choosing Moniepoint, Damouchi. We appreciate your feedback and we will ensure to continue delivering exceptional service. Feel free to reach out to us via store.support@moniepoint.com for further assistance and inquiries.
Master card
kellyoise
Your app is good and all with the fast transfers,airtime purchases,bill payments etc but if you guys could create a master card for the atm it would be a lot of help because not everyone would want to use a commercial bank with the master card option but if it where possible you guys should create a master card so people could buy stuff on online shops that only accept master card and visa you guys could just make it and give the option for people that already have the verve card to upgrade for a little fee while those that doesn’t have the verve card could choose to either buy the master card or verve card or if you can’t do the master card you could do the verve card any one is better if not I don’t have any complaints for your services
Developer Response
Hi there, thank you very much for your suggestion and feedback. Please be informed that Moniepoint issues both Mastercard and Verve card based on your preference. Feel free to reach out to us via store.support@moniepoint.com for further assistance and inquiries.
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
Version 1.72.0
The developer, Moniepoint, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Moniepoint Inc
Size
278.2 MB
Category
Finance
Compatibility
Requires iOS 14.0 or later.
iPhone Requires iOS 14.0 or later.
iPad Requires iPadOS 14.0 or later.
iPod touch Requires iOS 14.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it is not open, which can decrease device battery life.