Dosh 4+

1% cash back and no annual fees. This is amazing! But I’m giving four stars only and not taking the card with me because 1. The blue card is too ugly; 2. They do not support Apple Pay (they have been saying ‘coming soon’ for a few years); 3. Some old pos machines (like the ones with black and white screens in the very old food courts) don’t support Dosh cards and only support NZ-issued bank cards. I think the Dosh card is a prepaid card, which might be why.

Thank you so much for the great review! We hope you've explored our new Stash accounts too :) We hear you - a digital card is in the pipeline - stay tuned :)

Won’t run on 2 devices I had to delete off one of my phones. Would like my bank acc pre saved for easier deposit. I have to enter details each time which is difficult with medical (functional) issues, also I would like to Personalise the main account on app change name and colour but won’t allow that. Update: I’m not sure how saving myself as a payee gets money quickly ‘from’ my bank account to my dosh account? could you pls explain that to me? UPDATE 2 : defeated whole purpose of app by introducing a fee to use windcave (instant payments) instant payments are the appeal along with 1% cashback that now is pointless as there is a fee negating the cashback potential. I will be spending my money and cutting card after that. (Had to lower the stars unfortunately) UPDATE: first transfer dosh to bank account it’s been almost 24 hours no sign of my money dish app says in progress!. The whole point is the fast payments it has not lived up to what is advertised and I don’t know if I’m going to get my money ?

Hi there, thanks so much for taking the time to post a review. We appreciate the 4 stars!

Dosh is available to you on your primary mobile device for security reasons. You will receive the verification code to this phone number before you can log in, so that we know it is you. This is to keep your account and your money safe.

Top tip for adding money to your Dosh account via bank transfer: set up and save Dosh as a payee in your online banking platform, that way you can quickly enter the amount and send it without having to repeatedly enter your details. It makes things quick and easy.

Thirdly, your Everyday account is blue so you can easily recognise and access it as your main Dosh account. All the other accounts can be personalised with colours and emojis to suit.
Dosh to bank account transfers are processed daily at 7am. If you transfer before this time your money will be in your bank account by midday (we rely on standard bank processing times for this). If it is after, your money will be in your bank account by midday of the following day.

If you have any questions, please reach out to us via in-app support or by sending an email to contact@dosh.nz. We are here to help :)

It’s pretty cool that you give cards away with $6 pre loaded! Just wondered can this be used overseas and is there any costs to put money on and exchange rate etc for example my daughter in Oz wants $1000 but in the end it will end up being $800 or so thru a bank

Hi there, thanks for your review. Can you please send an email to contact@dosh.nz so we can answer your questions for you. Thanks, Dosh