Zip NZ - Shop Now, Pay Later 4+

Pay in 4. Interest free‪.‬

Designed for iPhone

    • Free

iPhone Screenshots


Get all your shopping sorted with 6 weeks to pay, interest free, and create your Zip account in minutes. The Zip app is a fast, easy and secure way to pay for your purchases over 4 interest-free payments, online and instore, and manage your account. Zip is here to help you pay for life’s extras.

Shop at over 1,800 New Zealand businesses including The Warehouse, Noel Leeming, Bunnings, Torpedo7, Rockshop, Culture Kings, Warehouse Stationery, Mighty Ape, Spotlight, Placemakers, Number One Shoes, ifurniture, Redrat and more. Pay only 25% up-front and the rest over 3 fortnightly interest-free payments. There are no fees or interest charges if you pay on time.

Sign up & Explore
- Apply for a Zip account in minutes from your mobile.
- Browse more than 1,800 retailers and thousands of stores in our Store Directory.
- Use our location based map to find where you can shop nearby.
- Access exclusive offers and discounts.
- Favourite stores and shop in-app.
- Easily shop in-store in a range of businesses from retail stores, to dentists, to hair salons.

Shop securely
- Enjoy one, simple login.
- Manage your passcode and biometrics from the app.
- Access to our help site and content from the app.

Manage your account
- Check your spend limit and available balance.
- View upcoming payments and pay them early if you wish.
- View historical purchase and payment info.

Full Flexibility & Control
- Choose your preferred payment day for your payments.
- Get control over your first payment for online and in-store orders, Pay up to 100% up front and manage your finances like a pro.
- Increase your spending power by utilising your full Zip balance plus your own funds for those larger transactions. Available in-store and online.

Unlock more functions
- Keep shopping with Zip to unlock functions like Giftcards and move payments.
- Looking to send a digital giftcard for yourself or a friend instantly? Get 6 weeks to pay, interest free, at more than 65+ retailers with Zip e-Giftcards.

Zip it your way for life's extras.

What’s New

Version 2.2.13

We've added a few tweaks and improvements to provide you the best Zip experience.
We’re always improving our app so be sure to update it regularly or just turn on automatic updates.
Enjoying the Zip experience? Let us know by leaving us a review.

Ratings and Reviews

4.7 out of 5
2.7K Ratings

2.7K Ratings

dommy O ,


I installed this for the first time but I don’t know if I’m blonde or what but I can’t get past when you’ve just installed it and it’s telling you everything about it and you swipe, and the last slide so to speak is increase your spend limit aaaand that’s it I can’t do anything else I can’t go and look at anything I can’t do literally anything it’s just the last slide and that’s it. So feeling a bit blonde at the moment so some help would be appreciated thanks

Developer Response ,

Sorry to hear you're having trouble using our app. Our team will be able to assist if you'd like to get in touch through the chat widget on our website, submit a request at, or give us a call on 09 489 8144 between 9.30am and 4.30pm.

srp$ ,

Zip Review

Hi There
I have just used zip second time yesterday you are great no problems at all really easy you have a slick operation soon as I purchase I get notification and I am notified when payment is due and when paid
I have nothing but positive words to say about you
Keep up the good work
From a happy customer 🙏

VioletSkye19 ,

No Mobile ...

I thought I’d give this a try out so I got the app figuring it would be easier and went to sign up, it was all going so well until I came to a step where you have to enter a mobile number, I don’t have one, so it won’t let me sign up.

Absolutely ludicrous and while it’s only a minor annoyance to me, I’ll just buy the normal way, the people who want to make money out of zip are losing out, as they’re not getting mine. 😐

More ridiculous the developer replies and says you HAVE to have a mobile to buy with zip. That’s fine, I’ll just keep paying for my items normally and they won’t have any profits from myself and anyone like me. Stupid.

Developer Response ,


Just wondering if this issue has been resolved?

Sorry you have had issues. If you could email us at confirming your device type and mobile number we will look into this asap.

App Privacy

The developer,, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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