Life is mobile. So are we. Open accounts, manage your money and save effortlessly with a variety of accounts with different features. Prefer your apps in dark mode? You can do that too.

Product highlights

Direct Call Account – Open new accounts and make payments to NZ bank accounts

Term Deposits – Decide what you want to do when it matures

YouChoose – Transfer money, set-up and/or manage payees and automatic payments, and buy things you love with Online EFTPOS

Everyday Account – Transfer money, set-up and/or manage payees and automatic payments

Revolving Credit – Set up, transfer and manage payments for your Business revolving credit account

Reverse Mortgage, Car and Small Business Loans – link available to online application

What else have you got?
• Log in with PIN, Touch or Face ID for supported devices.
• Personalise your colour theme – do you want light or dark mode?
• Automatic account lock when password is entered incorrectly too many times.
• Reset your password from the app. Set up your security questions next time you log in, then if you lock your account, just answer the questions and get back to banking.
• Download bank statements and tax certificates straight from the app.
• Get in touch with us securely through the app.

Let’s get moving
Already have an account with us? Just download the app, log in with your user ID and password.

Need to sign up? Get in touch at or call us on 0800 86 88 84.

By downloading and using the Heartland Mobile App you agree to Heartland’s Online Services Terms of Use, as well as our Account and Service General Terms and Conditions and any other terms applicable to a relevant account or service. For full disclosure and conditions, please refer to our website:

What’s New

Version 2.2.2

Just some bug fixes and tweaks under the hood in this version to keep your app running as it should

Ratings and Reviews

4.4 out of 5
28 Ratings

28 Ratings

Dvisser88 ,


Finally a mobile app - this makes things a lot easier as the internet banking is really not very user friendly.

Can check balances, transfer out to nominated account and even open a new account or TD through the app. Very good start. The only thing still missing that I can do with my ASB, Kiwibank, ING & Amex apps is use my fingerprint to log in. Add that and I’d be a very happy customer.

PS: would’ve loved to have had some kind of email newsletter telling me the app was released - found out today on a forum!

Developer Response ,

Tēnā koe Dvisser88, thank you for your great app rating and review. We are delighted that the mobile app has improved your banking experience with us. I have also passed on your request for a fingerprint login to our developers. We originally asked for customers to register their interest in the app via our website for our soft launch. We used this opportunity to get feedback from some customers to try and improve the app before we do a full launch to all our customers. We are always interested in where the App is being mentioned so if you are able to send us the link to the forum that would be really helpful. If you have any further feedback please send it to; we really appreciate you taking the time to do so. Kia ora, ML

dereehorsezy ,

5 stars

Great easy app!
Only change I want is to be able to nickname my savings account!

Developer Response ,

Tēnā koe dereehorsezy, thank you for your great app rating and review. If you have any further feedback please send it to; we really appreciate you taking the time to do so. Kia ora, ML

antonmyknee ,

Good product, dreadful app

The product itself (YouChoose account) is fantastic and the service is great. Shame about this app you have to use to use it.

It’s quite glitchy - often have to tap multiple times on a field to enter amounts or account numbers before the keyboard comes up for example.

Also, astoundingly, very light on transaction detail. “EFTPOS Transaction” tells you nothing - every other bank gives you the merchant and some go further than that.

Developer Response ,

Tēnā koe Antonmyknee,

Thanks for taking the time to provide your feedback. Pleased to hear your YouChoose product works for you. We are working to improve the keyboard input experience for Apple.
Agree more detail is needed around transactions in the app. We’ve got this noted on ‘The List’ where we notify our customers on the app features being developed or launched. There you can opt in to be notified when certain features are released.

Kia ora,


Heartland Bank Limited
12.3 MB

Requires iOS 11.0.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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